Home / Parcels / 01-38-40-015-000-00860-0

695 SW WHISPER RIDGE TRL PALM CITY, FL 34990

Parcel record for 01-38-40-015-000-00860-0, rendered from the production Florida Properties API with linked valuation, transfer, tax notice, permit, mortgage, and source-provenance data.

Valuation Transfers Tax notices Permits Mortgages Full record

Parcel summary

Parcel ID	01-38-40-015-000-00860-0
Property ID	117854
PCN	013840015000008600
County	fl-martin
Address	695 SW WHISPER RIDGE TRL PALM CITY, FL 34990
City	PALM CITY
ZIP	34990
Last updated	2026-06-01

Ownership and use

Owner	COSGROVE THOMAS
Mailing address	695 SW WHISPER RIDGE TRL, PALM CITY FL 34990
Property type	Residential
Use	0100 - Single Family
Subdivision	OAK RIDGE PLAT NO 1 & 2, A PLAT OF

Land

Total Acreage	Waterfront Type	Legal Description	Appraisal Neighborhood	Appraisal Neighborhood Slug
0.23	-	LOT 86 OAK RIDGE PLAT 2 (PB 14 PG 21)	Oak Ridge Estates	oak-ridge-estates

Building

Bedrooms	Full Baths	Half Baths	Total Baths	Finished Area	Min Year Built	Max Year Built	Has Pool	Has Dock	Has Garage
3	2	0	2	2,558	2,000	2,000	Yes	No	Yes

Valuation

Land	$265,000
Improvement	$395,540
Market	$660,540
Assessed	$440,965
Exemption	$50,722
Taxable	$390,243

Valuation payload

Land Value	265,000
Improvement Value	395,540
Market Value	660,540
Assessed Value	440,965
Exemption Value	50,722
Value Not Taxed	219,575
Taxable Value	390,243
As Of	2026-06-01

Transfers

Sale date	Recorded	Price	Deed	Book/page	Grantor	Grantee
2007-08-03	2007-07-27	$535,000	Special Warranty Deed	2268-2525	WATKINS DENISE L & WATKINS WILLIAM	COSGROVE THOMAS & CYNTHIA
2000-01-11	2000-01-11	$46,000	Special Warranty Deed	1449-1525	SHOWCASE DESIGNER HOMES LC	WATKINS WILLIAM A
1997-11-26	1997-11-26	$750,000	Special Warranty Deed	1274-2877	ESF OAKRIDGE INC	SHOWCASE DESIGNER HOMES LC
1996-12-30	1996-12-31	$193,900	Special Warranty Deed	1212-1271	BMC DEV AT CYPRESS HEAD INC	ESF OAKRIDGE INC

Tax notices

Year	PDF	Bytes	Fetched	SHA-256
2025	https://mcpaofiles.com/trim_notices/2025/117854.pdf	94,772	2026-06-01	a1ba1e1d6b88a60a0739b83ebb1c87747eff042fe08801006a9a871de6902616
2024	https://mcpaofiles.com/trim_notices/2024/117854.pdf	93,547	2026-06-02	6fb4070c6c198bc7d450ee3c121c48743e548297ae4636334e3dfbb8e6eff815

Permits

Record	Applied	Type	Status	Project	Job value	Contractor
BSHU2017120742	12/13/2017	Residential Shutters	Closed Conditionally	-	$10,600	JENSEN BEACH ALUMINUM
BREP2007090289	09/17/2007	Residential Replacement Windows/Doors	DONE	-	$900	D & D GARAGE DOORS INC
BAC2010090092	09/02/2010	Heating-A/C-Refrig Residential Changeout	DONE	-	$5,400	ADVANTAGE A/C OF THE TREASURE COAST INC
BPE2004090205	08/24/2004	Residential Pool Enclosure	DONE	-	$3,243	TROPICAL SCREEN/PROSPERITY VENTURES
BGL2004080473	08/11/2004	Residential Gas Line Installation	DONE	-	$850	MARTIN COUNTY PROPANE
BLD2019070953	07/19/2019	Residential Replacement Windows/Doors	Closed-Certificate Issued	Cosgrove, Cynthia & Thomas	$5,451	J & G CARPENTRY INC
BLD2019070604	07/12/2019	Residential Remodel	Closed-Certificate Issued	-	$38,000	DREAMMAKER BATH & KITCHEN OF SE FLORIDA
BLD2025060704	06/12/2025	Residential Replacement Windows/Doors	Closed-Certificate Issued	COSGROVE	$5,500	KAMRELL MANAGEMENT CONSTRUCTION INC DBA:KAMRELL WINDOWS & DOORS
BSPW2004060274	05/19/2004	Residential Swimming Pool With Deck	DONE	-	$15,000	PAYUK ELECTRIC LLC
BLD2018020435	02/28/2018	Heating-A/C-Refrig Residential Changeout	Closed-Certificate Issued	COSGROVE	$5,510	FLYNN'S A/C SERVICE INC

Mortgages

Document	Recorded	Lender	Grantor	Consideration	Legal
No matching rows.

Full parcel payload

Parcel ID	01-38-40-015-000-00860-0
Property ID	117854
PCN	013840015000008600
County ID	fl-martin
State	FL
Last Updated	2026-06-01

Address

{
  "formatted": "695 SW WHISPER RIDGE TRL PALM CITY, FL 34990",
  "city": "PALM CITY",
  "zip": "34990",
  "latitude": 27.1957171995002,
  "longitude": -80.2866719339226
}

Property Type

{
  "label": "Residential",
  "slug": "residential"
}

Use

{
  "code": "0100",
  "label": "Single Family",
  "slug": "0100-single-family"
}

Subdivision

{
  "name": "OAK RIDGE PLAT NO 1 & 2, A PLAT OF",
  "slug": "oak-ridge-plat-no-1-2-a-plat-of"
}

Owner

{
  "names": [
    "COSGROVE THOMAS",
    "COSGROVE CYNTHIA"
  ],
  "primary": "COSGROVE THOMAS",
  "primary_slug": "cosgrove-thomas",
  "mailing_address": [
    "695 SW WHISPER RIDGE TRL",
    "PALM CITY FL 34990"
  ]
}

Land

{
  "total_acreage": 0.23,
  "waterfront_type": "",
  "legal_description": "LOT 86 OAK RIDGE PLAT 2 (PB 14 PG 21)",
  "appraisal_neighborhood": "Oak Ridge Estates",
  "appraisal_neighborhood_slug": "oak-ridge-estates"
}

Building

{
  "bedrooms": 3,
  "full_baths": 2,
  "half_baths": 0,
  "total_baths": 2,
  "finished_area": 2558,
  "min_year_built": 2000,
  "max_year_built": 2000,
  "has_pool": "Yes",
  "has_dock": "No",
  "has_garage": "Yes"
}

Values

{
  "land": 265000,
  "improvement": 395540,
  "market": 660540,
  "assessed": 440965,
  "exemption": 50722,
  "value_not_taxed": 219575,
  "taxable": 390243
}

Provenance

{
  "county_id": "fl-martin",
  "source_ids": [
    "martin-pa-real-property-snapshot"
  ]
}

Links

{
  "self": "/v1/parcels/01-38-40-015-000-00860-0",
  "valuation": "/v1/parcels/01-38-40-015-000-00860-0/valuations",
  "transfers": "/v1/parcels/01-38-40-015-000-00860-0/transfers",
  "tax_notices": "/v1/parcels/01-38-40-015-000-00860-0/tax-notices",
  "permits": "/v1/parcels/01-38-40-015-000-00860-0/permits",
  "mortgages": "/v1/parcels/01-38-40-015-000-00860-0/mortgages"
}

Get this page with API

Rendered from the bluedoor Florida Properties API. Reproduce it:

GET https://api.bluedoor.sh/florida-properties/v1/parcels/01-38-40-015-000-00860-0?include=valuation%2Ctransfers%2Ctax_notices%2Cpermits%2Cmortgages

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