Product Owner Mid-Corporate/Corporate Banking - lending area

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{
  "id": "2433451",
  "name": "Product Owner Mid-Corporate/Corporate Banking - lending area",
  "office": "Poland - Warsaw - HQ",
  "keywords": [],
  "schedule": "full-time",
  "createdAt": "2025-11-19T17:38:00+00:00",
  "seniority": "experienced",
  "department": "SME Product",
  "occupation": "other",
  "subcompany": "UniCredit - Poland",
  "employmentType": "permanent",
  "jobDescriptions": [
    {
      "name": "What we do?",
      "value": "<p style=\"margin-top:0pt;margin-bottom:0pt;color:rgb(33,37,41);font-family:Arial, Helvetica, sans-serif;font-size:16px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);line-height:1.38;text-align:justify;\"><span style=\"font-size:15px;font-family:Arial, Helvetica, sans-serif;color:rgb(33,37,41);background-color:rgb(255,255,255);font-weight:400;font-style:normal;text-decoration:none;\">UniCredit in Poland belongs to one of the largest financial groups in Europe, serving over 15 million Clients, including one million businesses. We are building a new banking model that combines the speed and appeal of a fintech with the strength and stability of a universal bank. We draw on 150 years of experience and the unique expertise of our teams, acting as the Group’s pan-European innovation hub.</span></p><p style=\"margin-top:12pt;margin-bottom:12pt;color:rgb(33,37,41);font-family:Arial, Helvetica, sans-serif;font-size:16px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);line-height:1.38;text-align:justify;\"><span style=\"font-size:15px;font-family:Arial, Helvetica, sans-serif;color:rgb(33,37,41);background-color:rgb(255,255,255);font-weight:400;font-style:normal;text-decoration:none;\">We are creating ultra-fast and transparent banking with an “all-in-one” application and new opportunities for all Clients - individual, business, and corporate. We provide full omnichannel service thanks to a network of flagship branches in key Polish cities and our Support Center.</span></p><p style=\"margin-top:12pt;margin-bottom:12pt;color:rgb(33,37,41);font-family:Arial, Helvetica, sans-serif;font-size:16px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);line-height:1.38;\"><span style=\"font-size:15px;font-family:Arial, Helvetica, sans-serif;color:rgb(33,37,41);background-color:rgb(255,255,255);font-weight:400;font-style:normal;text-decoration:none;\">Our greatest value is our People - a Team of creative experts who thrive in a dynamic and innovative environment. We focus on collaboration, engagement, and achieving ambitious goals.</span></p>"
    },
    {
      "name": "What you will be doing?",
      "value": "<span style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:15px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">As a Product Owner Corporate Lending, you will take full ownership of the Corporate Lending & Trade Finance product suite, including P&L responsibility, digital transformation, regulatory compliance and cross-border product expansion.</span><span style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><br></span><span style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:15px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">You will work at the intersection of business strategy, technology delivery and regulatory governance, shaping the future of corporate credit solutions across multiple geographies within the Group.</span><span style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><br></span><span style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:15px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">This role requires deep expertise in corporate banking, credit products and agile product development, combined with a strong analytical mindset and the ability to scale complex lending solutions in a modern, multi-country architecture.</span><span style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><br><br style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:small;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\"></span><span style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:15px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Your responsibilities:</span><ul><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Business Strategy, P&L Management & Financial Performance</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Full P&L ownership for Corporate/CIB Lending and Trade Finance products.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Managing and scaling a revenue stream of 40M+ PLN, including margin optimisation and pricing strategy.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Defining product vision, setting multi-year strategic objectives and preparing budgets & forecasts.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Conducting financial modelling to assess the impact of product changes (re-pricing, new features, regulatory adjustments).</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Identifying and evaluating new growth opportunities in Corporate Lending, Trade Finance and Cross-Border solutions.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Monitoring profitability, customer adoption, risk-adjusted return and overall performance of the lending portfolio.</span></li></ul><span style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:15px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Technology Ownership & Agile Delivery</span><ul><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Driving end-to-end product lifecycle, from concept and requirements, through build, to production launch.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Translating business needs into product requirements, epics, user stories and acceptance criteria.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Managing and prioritising sprint backlog, ensuring timely and high-quality delivery.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Using Smart Contract Core Banking System and low-code automation to design complex lending logic, workflows and contractual conditions.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Working closely with cross-functional teams (IT, Data, Risk, Legal, Operations) and Group stakeholders to ensure consistent delivery across markets.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Ensuring product scalability within multi-country architecture and alignment with strategic technology standards.</span></li></ul><span style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><br style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:small;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\"></span><span style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:15px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Compliance, Risk Management & Regulatory Data</span><ul><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Ensuring full compliance with EBA regulatory framework, including all lending-related supervisory expectations.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Defining requirements for COREP, DPM (Data Point Model) and associated regulatory reporting obligations.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Managing regulatory and operational risk, including AML, TF, sanctions/embargo controls and credit policy alignment.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Ensuring transparency of lending conditions, customer documentation, data quality and data protection.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Acting as the product’s primary owner in cooperation with Compliance and Risk teams.</span></li></ul><span style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><br style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:small;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\"></span><span style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:15px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Strategic Development, ESG & Innovation</span><ul><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Embedding Sustainable Finance principles and ESG in product design, pricing and risk models.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Supporting development of cross-border CIB products, leveraging multi-country architecture to harmonise lending processes and scale capabilities across Europe.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Identifying innovative digital lending opportunities and leading initiatives that modernise the corporate credit experience.</span></li><li style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Driving strategic alignment across Group units to deliver unified CIB propositions on international markets.</span></li></ul>"
    },
    {
      "name": "Skills you should have",
      "value": "<ul style=\"border:0px solid;color:rgb(32,32,32);font-family:Inter, '-apple-system', 'system-ui', 'Segoe UI', Roboto, 'Helvetica Neue', 'Open Sans', 'system-ui', '-apple-system', 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji';font-size:14px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\"><li style=\"border:0px solid;margin:0px;font-family:Arial, Helvetica, sans-serif;font-size:15px;\">5+ years in fintech or digital banking, blending financial, commercial and technical expertise</li><li style=\"border:0px solid;margin:0px;font-family:Arial, Helvetica, sans-serif;font-size:15px;\">SME and <span style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:15px;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Corporate Banking</span><span style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:small;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\"> </span>segment know how and experience</li><li style=\"border:0px solid;margin:0px;font-family:Arial, Helvetica, sans-serif;font-size:15px;\">Analytical skills for market dynamics and quick learning ability for evolving regulations</li><li style=\"border:0px solid;margin:0px;font-family:Arial, Helvetica, sans-serif;font-size:15px;\">Strategic planning skills, aligning decisions with long-term organisational goals</li><li style=\"border:0px solid;margin:0px;font-family:Arial, Helvetica, sans-serif;font-size:15px;\">Demonstrated experience in managing product backlogs and prioritising user stories</li><li style=\"border:0px solid;margin:0px;font-family:Arial, Helvetica, sans-serif;font-size:15px;\">Familiarity with JIRA for managing product backlogs</li><li style=\"border:0px solid;margin:0px;font-family:Arial, Helvetica, sans-serif;font-size:15px;\">Knowledge of the product domain and industry trends, including relevant technologies and customer needs</li><li style=\"border:0px solid;margin:0px;font-family:Arial, Helvetica, sans-serif;font-size:15px;\">Strong communication, networking, and information-gathering skills</li><li style=\"border:0px solid;margin:0px;font-family:Arial, Helvetica, sans-serif;font-size:15px;\">Stakeholder engagement, team spirit, and assertive diplomacy for effective collaboration</li><li style=\"border:0px solid;margin:0px;font-family:Arial, Helvetica, sans-serif;font-size:15px;\">High integrity, adaptability, and proactive mindset in handling multiple responsibilities</li><li style=\"border:0px solid;margin:0px;font-family:Arial, Helvetica, sans-serif;font-size:15px;\">Ability to efficiently communicate in both: Polish and English languages <span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">(role with international exposure)</span></li></ul>"
    },
    {
      "name": "What we offer",
      "value": "<span style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\">You will get an opportunity to work in an <strong>innovative, digital bank </strong>applying state of the art approaches and technologies. </span><span style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><br></span><span style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Opportunity to shape and scale corporate lending products across multiple markets.</span><br style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:small;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Exposure to international CIB operations and Group-level stakeholders.</span><br style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:small;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">High-impact role with end-to-end ownership and strategic influence.</span><br style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:small;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Work in a modern, technology-driven environment using smart-contract and low-code tools.</span><br style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:small;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Competitive compensation aligned with ownership responsibilities.</span><br style=\"color:rgb(34,34,34);font-family:Arial, Helvetica, sans-serif;font-size:small;font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);\"><span style=\"color:rgb(34,34,34);font-style:normal;font-weight:400;text-transform:none;background-color:rgb(255,255,255);display:inline;\">Full support for continuous development, certifications and international learning</span><br>Unless limited by banking regulations we offer a <strong>flexible form of contract</strong>.<br>You will be provided an <strong>Individual Development Budget</strong>, dedicated to enhancing your professional skills.<br>You and your closest family will be covered with <strong>VIP-level private medical care</strong> which includes <strong>dental treatment</strong> and a<strong> hospitalisation package</strong>. <br>We care for our colleagues’ well being, therefore we cover <strong>psychological consultations</strong> if you ever feel you need such support. <br><strong>Bank account</strong> without fee. <br>We co-sponsor your <strong>Multisport</strong> card and cover <strong>50%</strong> of its cost. <br>You will work on computer equipment that delivers the best user experience — <strong>Apple MacBook</strong>. <br>Our office in Warsaw offers <strong>healthy snacks</strong> throughout the day. </span>"
    },
    {
      "name": "Our process",
      "value": "<span style=\"font-size:15px;font-family:Arial, Helvetica, sans-serif;\">We keep our recruiting process simple. <br><strong>Step 1: </strong>Talk with one of our Recruiters about your to date experiences and ambitions<br><strong>Step 2: </strong>Meet with your future Team Manager to deep dive on the role specifics and our work environment</span>"
    },
    {
      "name": "Our note to you",
      "value": "<p><span style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\">Diverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us, we encourage you to apply - even if you're not 100% sure. We are interested in getting to know you and learning about what you bring to the table.</span></p><p><span style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\">Please note that we may close a job posting early if we receive a large number of exceptional applications.</span></p><p><span style=\"font-family:Arial, Helvetica, sans-serif;font-size:15px;\">Good luck!</span></p>"
    }
  ],
  "occupationCategory": "other",
  "recruitingCategory": "Permanent Employee_New"
}