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HomeCompaniesMulliganfundingStaff Applied AI Scientist, Decision Systems

Staff Applied AI Scientist, Decision Systems

Mulliganfunding · San Francisco, CA · Hybrid · Active · $180,000–$250,000 / year · Lever

Job facts

FieldValue
CompanyMulliganfunding
TitleStaff Applied AI Scientist, Decision Systems
Normalized title-
Department / teamRisk Management & Analytics / Risk Management
LocationSan Francisco, CA, United States
Work modelHybrid / Hybrid
Employment type-
Salary$180,000–$250,000 / year
Statusactive
ATS providerLever
Posted / first seen2026-02-26 / 2026-05-29
Changed / last seen2026-05-29 / 2026-06-06

Related slices

PageWhat it containsOpen
Company jobsActive postings from Mulliganfunding.Open
Company breakdownsRole, location, ATS, and work model facets for this company.Open
ATS provider jobsActive postings observed through Lever.Open
Provider filtered searchThe same provider as a filtered job collection.Open
City jobsActive postings in San Francisco.Open
Department jobsActive postings in Risk Management & Analytics.Open
Work model jobsActive Hybrid postings.Open
Lifecycle eventsOpen, update, close, and reopen events for this posting.Open
Original postingCanonical source or apply URL captured from the ATS.Open

Linked records

CompanyMulliganfunding
Source4142c825-74ba-4aeb-9961-f0cb52d2f94b
ATS providerLever

Description

Headquartered in San Diego, Mulligan Funding serves as a leading provider of working capital (Up to $5M) to the small and medium-sized businesses that fuel our country. Since 2008, we have prided ourselves on our collaborative, innovative, and customer-focused approach. Enjoying a period of unprecedented growth, driven by the combination of cutting-edge technology, human touch, and unwavering integrity, we are looking to add to our people first culture, with highly motivated and results-oriented professionals, to push the limits of what’s possible while creating value for all of our partners. As our Staff Applied AI Scientist focused on Decision Systems, you will design the logic behind how AI makes decisions inside real production workflows. This is not a research role and it is not a pure engineering role. You will sit at the intersection of business strategy, risk, and applied AI to ensure our decision systems are intelligent, calibrated, and economically aligned. Engineers will deploy the systems. You will define the decision intelligence that powers them. If you are excited about turning business judgment into structured, production ready AI logic that directly impacts profitability, this role is for you. Mulligan Funding is an Equal Opportunity Employer (EOE) and takes great pride in building a diverse work environment. Qualified applicants are considered for employment without regard to age, race, religion, gender, national origin, sexual orientation, disability or veteran status. What You Will Work On Designing and formalizing structured AI reasoning frameworks that translate credit policy, risk strategy, and operational heuristics into production ready decision logic. Defining multi layer decision hierarchies across underwriting, collections, fraud detection, pricing optimization, and sales routing workflows, including conflict resolution logic when signals disagree. Establishing structured output standards for agent based systems so AI recommendations are interpretable, consistent, and actionable. Designing confidence scoring methodologies for AI assisted decisions and calibrating routing thresholds across auto approve, escalation, human review, and decline paths. Optimizing trade offs across risk exposure, approval rates, speed to decision, unit economics, and operational capacity. Analyzing override behavior and feedback loops to refine decision logic and improve system performance over time. Building evaluation datasets to test reasoning quality prior to deployment and defining clear production acceptance criteria. Benchmarking performance across decision domains and establishing monitoring standards to detect drift, degradation, bias, or inconsistency in AI outputs. Partnering with Engineering and MLOps to ensure monitoring, reporting, and feedback mechanisms are embedded in production systems. Supporting governance, audit, and compliance documentation to ensure decisions are explainable and defensible in a regulated environment. Assessing potential bias and unintended impact across workflows and partnering with Risk, Compliance, and Legal on responsible deployment. Quantifying business impact across loss rates, recovery performance, operational cost per file, funnel conversion, and cycle time, and aligning decision systems with portfolio economics and strategic objectives. What This Role Is Not Ownership of API development, integration pipelines, or infrastructure. Primary responsibility for MLOps tooling or production orchestration code. An academic or purely research focused AI position. A general program management or governance only role disconnected from production impact. What You Bring Eight or more years of experience in applied data science, including at least three years working on AI enabled product systems. Experience in AI product systems is required. Demonstrated experience designing, calibrating, and validating production decision systems. Experience translating domain expertise into structured logic frameworks that can be deployed in operational environments. Strong foundation in statistics, probability, and decision theory. Experience evaluating and tuning model outputs, including large language model reasoning outputs. Experience working in regulated or risk sensitive environments preferred. Background in fintech, lending, financial services, or other high consequence decision environments strongly preferred. Master’s degree in Statistics, Applied Mathematics, Data Science, Economics, Computer Science, Engineering, or related quantitative discipline required. PhD preferred. Why Join The Team This role offers the opportunity to shape how AI makes decisions across an entire lending platform. The work directly influences portfolio performance, unit economics, and operational strategy. You will operate in a company that is intentionally building AI into its core workflows, not experimenting at the margins. The systems you design will be durable, measurable, explainable, and central to the company’s long term competitive advantage. We Offer Comprehensive medical, dental, and vision coverage with multiple plan options to support you and your family. A 401k retirement plan with company matching contributions to help you build long term financial security. Generous paid time off and paid holidays to support balance and flexibility. Company paid life insurance and disability coverage for additional protection and peace of mind. Flexible Spending Account and Health Savings Account options to maximize tax advantages. A Lifestyle Spending Account to support wellness and fitness related expenses. A professional development stipend to encourage continued learning and growth. An employee referral program that rewards you for helping us build a strong team. Company events and initiatives that foster collaboration, inclusion, and connection.

Full job record

Job IDf0f5839d94d57967b65b142438cf60ebaec33079
Org ID051f5f41-34d6-4972-b3b6-43e9b00a0a2e
Source ID4142c825-74ba-4aeb-9961-f0cb52d2f94b
Board ID4142c825-74ba-4aeb-9961-f0cb52d2f94b
Providerlever
Provider Job Key19213c47-e7b6-41db-b69b-37bfa5bb6728
TitleStaff Applied AI Scientist, Decision Systems
Normalized Title
Statusactive
Activeyes
Location TextSan Francisco, CA
DepartmentRisk Management & Analytics
TeamRisk Management
Employment Type
Workplace Typehybrid
Remote Policyhybrid
CountryUnited States
RegionCA
CitySan Francisco
Salary RawUSD 180000-250000 per-year-salary
Salary Min180,000
Salary Max250,000
Salary CurrencyUSD
Salary Periodyear
Source URLhttps://jobs.lever.co/mulliganfunding/19213c47-e7b6-41db-b69b-37bfa5bb6728
Apply URLhttps://jobs.lever.co/mulliganfunding/19213c47-e7b6-41db-b69b-37bfa5bb6728/apply
First Seen At2026-05-29 07:08:50Z
Last Seen At2026-06-06 20:00:50Z
Last Checked At2026-06-06 20:00:50Z
Last Changed At2026-05-29 07:08:50Z
Inactive At
Source Posted At2026-02-26 18:09:48Z
Source Updated At
Raw Payload Uris3://job-postings-prod-raw-590183727216/raw/provider=lever/board=mulliganfunding/date=2026-06-06/2026-06-06T20-00-49-435Z-364a7ae42736ba8d6338a80549d88eb58e263eccf5bc15d2cc8437c2fa8771a1.json
Event Fields
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Parsed Structured
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Extensions
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Native Structured
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