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    "ExternalDescriptionStr": "<p><span style=\"font-size: 10pt; line-height: 115%;\">Rockland Trust is a full‑service commercial bank and financial services company committed to helping our neighbors reach their financial goals. Founded in 1907 and headquartered in Massachusetts, we proudly serve individuals, families, and businesses throughout New England with a strong emphasis on personal relationships, local decision‑making, and community impact.</span></p><p><span style=\"font-size: 10pt; line-height: 115%;\">With a broad range of banking, wealth management, and investment solutions, Rockland Trust combines the resources of a growing financial institution with the personalized service of a community bank. Our long‑standing philosophy—</span><i><span style=\"font-size: 10pt; line-height: 115%;\">Where Each Relationship Matters®</span></i><span style=\"font-size: 10pt; line-height: 115%;\">—guides how we work with our customers, colleagues, and communities every day.</span></p><p><span style=\"font-size: 10pt; line-height: 115%;\">At Rockland Trust, our employees are at the heart of our success. We foster a collaborative, inclusive, and values‑driven culture that encourages professional growth, innovation, and work‑life balance. We are deeply committed to community involvement, financial education, and creating a workplace where individuals can build meaningful, long‑term careers.</span></p><p style=\"margin-bottom: 0in;\"><span style=\"font-size: 10pt; line-height: 116%;\">The <strong>Senior Loan Reviewer</strong> is responsible for independently evaluating the accuracy of credit ratings for the bank’s loan portfolio, as well as the effectiveness of credit risk management processes. Reporting to the Director of Loan Review, this role ensures adherence to internal credit policies, regulatory expectations, and safe-and-sound banking practices. The position plays a critical role in identifying emerging credit risks, assessing underwriting standards, and providing actionable insights to senior management.</span></p><h2><span style=\"font-family: Aptos, sans-serif;\"><span style=\"font-size: 10pt; line-height: 115%;\">Duties and Responsibilities</span></span></h2><ul style=\"list-style-type: disc;\"><li><p style=\"margin-bottom: 0in;\"><span style=\"font-size: 10pt; line-height: 116%;\">Conduct comprehensive reviews of CRE, C&amp;I, business banking and consumer loan relationships to assess credit quality and risk ratings in accordance with Loan Review’s coverage plan.</span></p></li><li><p style=\"margin-bottom: 0in;\"><span style=\"font-size: 10pt; line-height: 116%;\">Validate risk rating accuracy and timeliness in accordance with bank’s risk rating framework and in alignment with regulatory expectations. &nbsp;</span></p></li><li><span style=\"font-size: 10pt; line-height: 116%;\">Assess for each credit the underwriting quality, borrower and global cash flow, financial analysis, guarantor strength, collateral valuation, covenant structure and compliance, loan terms, and approval documentation.</span></li><li><p style=\"margin-bottom: 0in;\"><span style=\"font-size: 10pt; line-height: 116%;\">Prepare detailed loan review work papers and assist with reports and risk assessments.</span></p></li><li><span style=\"font-size: 10pt; line-height: 116%;\">Assign review findings, recommend practical and risk-appropriate corrective actions, and track remediation efforts through resolution.</span></li><li><p style=\"margin-bottom: 0in;\"><span style=\"font-size: 10pt; line-height: 116%;\">Maintain in-depth knowledge of all policies and procedures related to lending, credit rating and problem loan monitoring.</span></p></li><li><p style=\"margin-bottom: 0in;\"><span style=\"font-size: 10pt; line-height: 116%;\">Assess compliance with internal loan policies, credit procedures, and applicable banking regulations.&nbsp;</span></p></li><li><p style=\"margin-bottom: 0in;\"><span style=\"font-size: 10pt; line-height: 116%;\">Work closely with Credit Administration, line of business and commercial bankers on specific credit reviews in scope, including detailed discussions regarding observations and findings.</span></p></li></ul><h2><span style=\"font-family: Aptos, sans-serif;\"><span style=\"font-size: 10pt; line-height: 115%;\">Required Skills</span></span></h2><ul style=\"list-style-type: disc;\"><li><span style=\"font-size: 10pt; line-height: 116%;\">Strong attention to detail, critical thinking, and independent judgment.</span></li><li><span style=\"font-size: 10pt; line-height: 116%;\">Advanced proficiency in commercial credit analysis, financial statement interpretation, and cash flow assessment and use of any related software.</span></li><li><span style=\"font-size: 10pt; line-height: 116%;\">Strong written and verbal communication skills, capable of expressing well-supported credit review opinions, including dissenting views when necessary.</span></li><li><span style=\"font-size: 10pt; line-height: 116%;\">Excellent analytical and problem-solving skills&nbsp;</span></li><li><span style=\"font-size: 10pt; line-height: 116%;\">Deep understanding of regulatory guidance, including interagency credit classification standards and loan review expectations.</span></li><li><span style=\"font-size: 10pt; line-height: 116%;\">Solid knowledge of lending practices, policies, procedures, disclosures and terminology related to banking laws, regulatory requirements and legal documents.</span></li><li><span style=\"font-size: 10pt; line-height: 116%;\">Strong organizational and time management skills, with the ability to manage competing priorities and deliver high-quality work in a deadline-driven environment.</span></li><li><span style=\"font-size: 10pt; line-height: 116%;\">Demonstrate strong ethics.&nbsp;</span></li></ul><h2><span style=\"font-family: Aptos, sans-serif;\"><span style=\"font-size: 10pt; line-height: 115%;\">Experience and Qualifications</span></span></h2><ul style=\"list-style-type: disc;\"><li><p style=\"margin-bottom: 0in;\"><span style=\"font-size: 10pt; line-height: 116%;\">Bachelor’s degree in finance, accounting, business, or related field (MBA or relevant certification preferred).</span></p></li><li><p style=\"margin-bottom: 0in;\"><span style=\"font-size: 10pt; line-height: 116%;\">Minimum 7–10+ years of relevant loan review, or related commercial credit experience (direct lending, workout, risk management and/or regulatory).</span></p></li><li><p style=\"margin-bottom: 0in;\"><span style=\"font-size: 10pt; line-height: 116%;\">Strong understanding of credit risks associated with CRE and construction lending, as well as more complex C&amp;I lending (including industry specializations and leveraged lending).</span></p></li><li><span style=\"font-size: 10pt; line-height: 116%;\">Strong understanding of credit risk management frameworks, problem loan management, and regulatory examination expectations in a community or regional bank environment.</span></li><li><span style=\"font-size: 10pt; line-height: 116%;\">Track record of producing high-quality, independently supported credit review work product that has withstood regulatory examination scrutiny is preferred.</span></li><li><span style=\"font-size: 10pt; line-height: 116%;\">Experience participating in or supporting risk-based loan review programs, including familiarity with risk-based sampling methodologies and continuous monitoring concepts is preferred.</span></li><li><p style=\"margin-bottom: 0in;\"><a name=\"_Hlk228463349\"><span style=\"font-size: 10pt; line-height: 116%;\">Proficiency with loan review systems is a plus.</span></a></p></li></ul><p style=\"margin-bottom: 0in;\">&nbsp;</p><p><span style=\"font-size: 10pt; line-height: 115%;\"><strong>Benefits &amp; Culture&nbsp;</strong></span></p><p><span style=\"font-size: 10pt; line-height: 115%;\">Our goal is to offer our colleagues the most generous benefits package possible. We provide a comprehensive suite of benefits designed to support your health, financial security, and overall, well‑being. Benefits include: competitive compensation with performance‑based incentive awards, health and dental insurance, a 401(k) and DC retirement plan, LTD and life insurance, paid vacation, day care reimbursement, tuition assistance for undergraduate and graduate programs, an award‑winning wellness program, and much more!&nbsp;</span></p><p><span style=\"font-size: 10pt; line-height: 115%;\">At Rockland Trust, you’ll find a respectful and inclusive environment where everyone has the opportunity to succeed. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.&nbsp;</span></p><p><span style=\"font-size: 10pt; line-height: 115%;\"><strong>Pay Transparency&nbsp;</strong></span></p><p><span style=\"font-size: 10pt; line-height: 115%;\">Compensation for this role will be based on a variety of factors, including skills, experience, education, and internal equity. The salary range posted reflects the company’s good‑faith estimate of the range for this position at the time of posting. Actual compensation may vary. In addition to base salary, certain positions may be eligible for additional compensation, including commissions, incentive awards or stipends.&nbsp;</span></p><p><span style=\"font-size: 10pt; line-height: 115%;\"><strong>Accessibility &amp; Accommodations&nbsp;</strong></span></p><p><span style=\"font-size: 10pt; line-height: 115%;\">We are committed to providing reasonable accommodations to enable individuals with disabilities to perform the essential functions of their roles.&nbsp;</span></p><p style=\"margin-bottom: 0in;\">&nbsp;</p><p style=\"margin-bottom: 0in;\">&nbsp;</p>",
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