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    "requisitionDescription": "<p data-pasted=\"true\"><strong>JOB SUMMARY&nbsp;</strong></p><p>Responsible for supporting the commercial lending portfolio through financial analysis, loan documentation review, portfolio monitoring, and client relationship support. Ensures loan accuracy, compliance, and timely processing while coordinating closings, managing collateral and documentation requirements, and identifying potential credit risks. Serves as a liaison between clients, lenders, attorneys, vendors, and internal departments to deliver efficient, professional service and support portfolio performance.</p><p><br></p><p><strong>ESSENTIAL DUTIES:</strong></p><div style=\"margin-left:0in;\"><ul style=\"list-style-type: disc;\"><li style=\"margin-left:0in;\">Review origination due diligence and loan documentation to ensure accuracy and in accordance with loan approval requirements</li><li style=\"margin-left:0in;\">Facilitate loan closings in conjunction with and on behalf of RM</li><li style=\"margin-left:0in;\">Assist with construction loan administration as required</li><li style=\"margin-left:0in;\">Manage asset-based lending requirements</li><li style=\"margin-left:0in;\">Proactively identify and escalate declining financial performance/negative indicators within the loan portfolio on a timely basis</li><li style=\"margin-left:0in;\">Monitor loan management tracking reports and ensure timely action and escalation as warranted</li><li style=\"margin-left:0in;\">Ensure all required documentation is in file for all loans</li><li style=\"margin-left:0in;\">Initiate and/or complete loan modifications</li><li style=\"margin-left:0in;\">Manage and maintain collateral requirements</li><li style=\"margin-left:0in;\">Build and maintain positive working relationships with third party vendors and attorneys</li><li style=\"margin-left:0in;\">Act as a liaison with loan processing and servicing departments, loan review and audit as required</li><li style=\"margin-left:0in;\">Jointly call on clients to stay apprised of business activity/performance and serve as an additional contact point</li><li style=\"margin-left:0in;\">Facilitate client service requests</li><li style=\"margin-left:0in;\">Perform other duties as assigned.</li></ul></div><p><strong>&nbsp;</strong></p><p><strong>ADDITIONAL RESPONSIBILITIES:</strong></p><div style=\"margin-left:0in;\"><ul style=\"list-style-type: disc;margin-left: 0in;\"><li style=\"margin-left:0in;\">Attend seminars and meetings as appropriate</li><li style=\"margin-left:0in;\">Maintain confidentiality in accordance with the Code of Ethics</li><li style=\"margin-left:0in;\">Adhere to established security procedures</li></ul></div><div style=\"margin-left:0in;\"><ul style=\"list-style-type: disc;margin-left: 0in;\"><li style=\"margin-left:0in;\">Participate in proactive team efforts to achieve departmental and company goals</li></ul></div><p><br></p><p><strong>SUPERVISORY RESPONSIBILITIES:</strong></p><div style=\"margin-left:0in;\"><ul style=\"list-style-type: disc;margin-left: 0in;\"><li style=\"margin-left:0in;\">No supervisory responsibilities</li></ul></div><p style=\"margin-left:.5in;\"><br></p><p><strong>KNOWLEDGE, SKILLS, AND ABILITIES:</strong></p><div style=\"margin-left:0in;\"><ul style=\"list-style-type: disc;margin-left: 0in;\"><li style=\"margin-left:0in;\"><strong>Customer and Personal Service &ndash;&nbsp;</strong>Knowledge of principles and processes for providing exceptional service to internal and external customers. .</li><li style=\"margin-left:0in;\"><strong>English Language &ndash;&nbsp;</strong>Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.</li><li style=\"margin-left:0in;\"><strong>Communication&mdash;</strong> Excellent interpersonal, oral and written communication, and listening skills.</li><li style=\"margin-left:0in;\"><strong>Computer Skills &ndash; Excellent working knowledge of Word, Excel and all other software that support the commercial lending function.&nbsp;</strong>.</li><li style=\"margin-left:0in;\"><strong>Clerical &ndash;&nbsp;</strong>Knowledge of administrative and clerical procedures and systems such managing files and records and other office procedures and terminology.</li></ul></div><div style=\"margin-left:0in;\"><ul style=\"list-style-type: disc;margin-left: 0in;\"><li style=\"margin-left:0in;\"><strong>Accounting &ndash;&nbsp;</strong>Knowledge of economic and accounting principles and practices, banking and the analysis and reporting of financial data.</li><li style=\"margin-left:0in;\"><strong>Banking</strong>--&nbsp;Knowledge of financial industry and bank dynamics, and knowledge of bank&rsquo;s products and services, and bank security and transaction policies.</li></ul></div><ul type=\"disc\"><li style=\"margin-left:0in;\"><strong>Critical Thinking &ndash;</strong><strong>&nbsp;</strong>Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.</li><li style=\"margin-left:0in;\"><strong>Monitoring &ndash;</strong> Monitoring/assessing performance of yourself to make improvements or take corrective action.</li><li style=\"margin-left:0in;\"><strong>Law and Government &ndash;</strong><strong>&nbsp;</strong>Knowledge of banking laws and regulations as they apply to the lending area.</li><li style=\"margin-left:0in;\"><strong>Bank Secrecy Act &ndash;&nbsp;</strong>In the performance of all the respective tasks and duties, employee will maintain knowledge of Bank Secrecy Act regulations and all other regulatory, security and bank policies and procedures.</li></ul><p style=\"margin-left:.5in;\"><strong>&nbsp;</strong></p><p><strong>EDUCATION AND EXPERIENCE:</strong></p><div style=\"margin-left:0in;\"><ul style=\"list-style-type: disc;margin-left: 0in;\"><li style=\"margin-left:0in;\">Bachelor&rsquo;s degree in business, finance or accounting.</li><li style=\"margin-left:0in;\">2-4 years of commercial lending, commercial loan review and/or credit administration/underwriting.</li></ul></div><p style=\"margin-left:.5in;\"><strong>&nbsp;</strong></p><p><strong>PHYSICAL/WORK CONDITIONS:&nbsp;</strong>In the performance of respective tasks and duties, the employee is expected to successfully perform the essential functions of the position. Reasonable employee accommodations for physical or mental disabilities will be considered on a case-by-case basis. While performing duties the employee is required to sit, talk and hear frequently, lift up to 10 lbs. occasionally; may be required to attend remote meetings and/or to travel occasionally.</p>\n",
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