Commercial Banker

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    "requisitionDescription": "<div><div><div><div><div><div><div><div><div><link href=\"https://static.workforcenow.adp.com/mas/mdf-components/25.2.10/styles/froala_editor.pkgd.min.css\" rel=\"stylesheet\" type=\"text/css\">&nbsp;<link href=\"https://static.workforcenow.adp.com/mas/mdf-components/25.2.10/styles/froala_style.min.css\" rel=\"stylesheet\" type=\"text/css\"><div>&nbsp;<strong>Summary</strong><p>Originates commercial loans, promotes commercial banking institution and its lending and depository services to the community and helps to identify and serve the community&rsquo;s financial needs by participating in community activities.</p><p><strong>&nbsp;</strong></p><p><strong>Specific Job Duties</strong></p><p>Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</p><ul type=\"disc\"><li>Solicits commercial loans and deposit relationships for the commercial banking institution. &nbsp;Informs prospective commercial loan clients of the institution&rsquo;s underwriting guidelines and applicable government regulations.&nbsp;</li><li>Takes loan applications, negotiates terms and closes loans on major projects and substantial loan requests.&nbsp;</li><li>Evaluates and negotiates potential customer loan requests and makes loan approval recommendations to management, including analyzing applicant&rsquo;s credit history, repayment capabilities, and collateral specifications.</li><li>Communicates complex approvals or denials to the borrower.</li><li>Markets the commercial banking institution&rsquo;s ancillary products and services to clients.</li><li>Manages the clients banking accounts for the life of the client&rsquo;s relationship.</li><li>Actively participates in the institution&rsquo;s community activities and maintains close contact with local business owners, potential high net worth clients and prospects.</li><li>Commercial and industrial lending experience a plus.</li></ul><p><strong>&nbsp;</strong></p><p><strong>Job Requirements</strong></p><ul type=\"disc\"><li>Bachelor&rsquo;s degree in business, finance or related field.</li><li>10+ years of experience in a commercial banking setting.</li><li>Knowledge of commercial lending policies and procedures including state and federal regulations.</li><li>Strong sales, organizational and interpersonal communication skills.</li><li>Excellent oral and written communication skills in order to effectively communicate with customers about the commercial banking programs and policies.</li><li>Strong financial and analytical skills.&nbsp;</li></ul><p>Equal Opportunity Employer/Veterans/Disabled</p></div></div></div></div></div></div></div></div></div></div>\n",
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