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    "requisitionDescription": "<div><div><div><div><h1 style='margin:0in;font-size:16px;font-family:\"Arial\",sans-serif;' data-pasted=\"true\"><u><span style=\"text-decoration:none;\">&nbsp;</span></u></h1><h1 style='margin:0in;font-size:16px;font-family:\"Arial\",sans-serif;'><u>Mortgage Consultant&nbsp;</u></h1><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'>&nbsp;</p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><strong><span style='font-family:\"Arial\",sans-serif;'>Department:&nbsp; &nbsp; &nbsp;</span></strong><span style='font-family:\"Arial\",sans-serif;'>Retail Lending</span></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><strong><span style='font-family:\"Arial\",sans-serif;'>Reports to:&nbsp; &nbsp; &nbsp; &nbsp;</span></strong><span style='font-family:\"Arial\",sans-serif;'>Sr. Retail Banker</span></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><strong><span style='font-family:\"Arial\",sans-serif;'>Supervises:</span></strong><span style='font-family:\"Arial\",sans-serif;'>&nbsp; &nbsp; &nbsp; None</span></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><strong><span style='font-family:\"Arial\",sans-serif;'>Status:</span></strong><span style='font-family:\"Arial\",sans-serif;'>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Full-Time / Non-Exempt (Salary plus commission position) / Hybrid</span></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>&nbsp;</span></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;color:black;background:white;'>Must already be authorized to work in the United States. &nbsp;Relocation is not provided.</span></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>&nbsp;</span></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><strong><span style='font-family:\"Arial\",sans-serif;color:black;background:white;'>Partners Bank</span></strong><span style='font-family:\"Arial\",sans-serif;'>&nbsp;is a rapidly growing community bank with operations in Maine and New Hampshire that has established superior service level expectations. We offer generous compensation and benefits while fostering opportunities for growth and flexible work schedules when appropriate.</span></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>&nbsp;</span></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>&nbsp;</span></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;margin-left:1.0in;text-indent:-1.0in;'><strong><span style='font-family:\"Arial\",sans-serif;'>Summary for the Mortgage Consultant:</span></strong></p><div style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><ul style=\"margin-bottom:0in;list-style-type: disc;margin-left: -0.25in;\"><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Originate a variety of consumer residential loans in accordance with established policies and procedures and all applicable regulatory requirements. &nbsp;</span></li><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Provide exceptional responsiveness and lending knowledge. &nbsp;</span></li><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Actively promote the Bank with real estate brokers, builders and other centers of influence to increase referrals and build strong networks.&nbsp;</span></li></ul></div><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><strong><span style='font-family:\"Arial\",sans-serif;'>&nbsp;</span></strong></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;margin-left:1.0in;text-indent:-1.0in;'><strong><span style='font-family:\"Arial\",sans-serif;'>Job Requirements for the Mortgage Consultant:</span></strong></p><div style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><ul style=\"margin-bottom:0in;list-style-type: disc;margin-left: -0.25in;\"><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><u><span style='font-family:\"Arial\",sans-serif;'>Minimum of three years of residential lending and sales experience.&nbsp;</span></u></li><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Knowledge of lending and underwriting policies and procedures, including guidelines issued by FNMA, MSHA, VA, Rural Development and other investors.</span></li><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Strong sales, organizational and interpersonal skills</span></li><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Excellent written and verbal communication skills</span></li></ul></div><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>&nbsp;</span></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;margin-left:1.0in;text-indent:-1.0in;'><strong><span style='font-family:\"Arial\",sans-serif;'>Specific Job Functions for the Mortgage Consultant:</span></strong></p><div style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><ul style=\"margin-bottom:0in;list-style-type: disc;margin-left: -0.25in;\"><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Proactively uncover residential loan opportunities through relationships with brokers, builders, or other centers of influence.</span></li><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Receive residential loan referrals from assigned branches and others; follows up with results of referrals.</span></li><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Develop and maintain good relationships with centers of influence and internal referral sources.</span></li><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>May take correspondent loan applications with oversight by the Correspondent Mortgage Loan Officer.</span></li><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Participate in various associations or events to build relationships with brokers, builders and other centers of influence. &nbsp;</span></li><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Submit accurate and complete loan files with all appropriate supporting documentation in conformance with the Bank&rsquo;s policies and procedures, and with all applicable regulatory requirements.</span></li><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Uses the applicable technology to accurately enter loan applications and manage the loan file from origination to closing.</span></li><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Maintain contact with borrowers, brokers and others involved with a loan application at least weekly or more often as needed.</span></li><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Work closely with the assigned Processor managing loan pipeline to ensure loan closing commitments are met.</span></li><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Cross-sell or refer additional lending, deposit or investment products when appropriate.</span></li><li style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>Attends residential mortgage closings.</span></li></ul></div><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>&nbsp;</span></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>&nbsp;</span></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><em><span style='font-family:\"Arial\",sans-serif;'>This Job Description for the Mortgage Consultant describes the essential functions and qualifications of the job described. &nbsp;It is not an exhaustive statement of all the duties, responsibilities, or qualifications of the job. &nbsp;This document is not intended to exclude modifications consistent with providing reasonable accommodations for a disability. &nbsp;This is not a contract.</span></em></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><em><span style='font-family:\"Arial\",sans-serif;'>&nbsp;</span></em></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;background:white;vertical-align:baseline;'><em><span style='font-family:\"Arial\",sans-serif;color:black;'>Your signature will indicate that you have read this Job Description and understand the essential functions and qualifications for the job.</span></em></p><p style='margin:0in;font-size:13px;font-family:\"Times New Roman\",serif;'><span style='font-family:\"Arial\",sans-serif;'>&nbsp;</span></p></div></div></div></div>\n",
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