Native Structured
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"jobOpeningName": "Senior Financial Operations Analyst (LatAm Only)",
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"description": "<p><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">At R2, we believe that small and medium businesses are the productive engine of society. Small and medium businesses (SMBs) make up over 90% of companies in Latin America, yet they face a trillion-dollar credit gap. Our mission is to unlock SMBs’ potential by providing financial solutions tailored to their needs. We are reimagining the financial infrastructure of Latin America, where SMBs’ financial needs are met without ever having to go to a bank.</span></p>\n<p><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\"><br>R2 enables platforms across Latin America to embed financial services that SMBs can leverage, starting with revenue-based financing. We are a high-performing, close-knit team with talent from organizations such as Google, Amazon, Nubank, Uber, Capital One, Mercado Libre, Globant, and J.P. Morgan. </span></p>\n<p><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\"><br>We are entering a new phase of growth following a strategic investment from Ant International, focused on rapidly expanding our partner footprint, strengthening our credit and underwriting capabilities, and scaling operations across multiple markets. As part of this growth journey, eligible team members have the opportunity to participate in R2’s Phantom Share Program, a performance-based incentive designed to align our team with the company’s long-term success and value creation. We believe in building a culture of ownership, where those who help create value share meaningfully in it.</span></p>\n<p><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\"><br>We’re looking for a Senior Financial Operations Analyst to oversee R2’s regional financial operations across Latin America, the Cayman, and U.S. entities, and regulated vehicles such as the SOFOM in Mexico and the FIDC in Brazil. This role will manage and control cash movements, reconciliations, and payment flows, ensuring financial accuracy and operational integrity across all jurisdictions.</span><br></p>\n<p><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt; font-weight: bold\"><br><span style=\"color: rgb(56, 49, 47); font-weight: bold\">What You'll Do:</span><br><br></span></p>\n<ul>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Lead daily financial operations across R2’s LatAm, Cayman, and U.S. entities, including cash movements, loan originations, collections, and intercompany settlements.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Manage transactions and reconciliations related to the SOFOM (Mexico) and the FIDC (Brazil), ensuring alignment with regulatory and contractual requirements.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Execute and oversee multi-entity cash flows, including cross-border transfers and settlements with partners, lenders, and investors.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Ensure consistency and control over all regional cash and transactional processes.<br></span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Oversee daily reconciliations of loan originations, repayments, accounts receivable, and payment transactions across R2’s systems and bank accounts.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Ensure that operational data, bank statements, and accounting records are fully aligned.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Investigate discrepancies and drive timely resolutions, including root-cause analysis and preventive measures.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Maintain standardized reconciliation procedures and documentation to support internal controls and audits.<br></span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Monitor daily cash positions across entities and support short-term liquidity planning.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Coordinate and validate funding transfers, partner settlements, and interest or fee disbursements.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Support Treasury in cash forecasting, ensuring funding adequacy for operating and lending needs.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Implement and enforce payment approval controls and treasury policies across jurisdictions.<br></span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Manage and supervise the BPO responsible for reconciliations and settlements, ensuring SLA adherence and accuracy in deliverables.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Review daily and monthly reports from the BPO, escalating exceptions and ensuring timely corrections.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Define and monitor KPIs and dashboards to evaluate performance and reliability of financial data.</span><br></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Maintain and enhance internal reconciliation tools, dashboards, and financial reports to ensure visibility over operational cash and transaction status.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Work with Data, Product, and Technology teams to automate reconciliations and improve integration between systems (banking APIs, loan origination systems, ERP and FIDC/Trust systems).</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Support system testing, implementations, and ongoing process optimization.</span><br></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Ensure all financial operations comply with company policies, internal controls, and regulatory requirements.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Deliver recurring operational and exception dashboards for senior management.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Support external and internal audits with accurate documentation of reconciliations and payment workflows.</span></li>\n</ul>\n<p><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt; font-weight: bold\"><br><span style=\"color: rgb(56, 49, 47); font-weight: bold\">What We're Looking For:</span><br><br></span></p>\n<ul>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Bachelor’s degree in Accounting, Finance, Economics, or related field.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">4–6 years of experience in financial operations, treasury, or reconciliations, ideally within fintech, financial services, or payment institutions.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Proven experience managing multi-entity, cross-border operations, including regulated vehicles (SOFOM, FIDC, or equivalent).</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Hands-on experience with cash management, loan originations, collections, and accounts receivable reconciliation.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Familiarity with ERP and reconciliation tools (NetSuite, bank APIs, automation platforms, or trust/fiduciary systems).</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Strong analytical skills and the ability to interpret and synthesize large volumes of financial data.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Experience managing BPOs or shared services for operational finance tasks.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Excellent organizational and communication skills, with attention to detail and ownership mindset.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Full professional fluency in English and Spanish and/or Portuguese is a strong plus.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Previous experience in a high-growth fintech or startup environment is highly desirable.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-size: 12pt\">Proactive, analytical, and process-oriented mindset with a focus on continuous improvement.<br><br></span></li>\n</ul>\n<p><span style=\"color: rgb(14, 14, 14); font-size: 12pt; font-weight: bold\">What We Offer:<br><br></span></p>\n<ul>\n<li><span style=\"font-size: 12pt\">The chance to join a high-impact, mission-driven fintech with regional scale</span></li>\n<li><span style=\"font-size: 12pt\">Leadership over enterprise controls for a fast-paced and growth-oriented startup</span></li>\n<li><span style=\"font-size: 12pt\">Cross-functional collaboration with exceptional teams across Latin America</span></li>\n<li><span style=\"color: rgb(14, 14, 14); font-size: 12pt\">Equipment provided by R2</span></li>\n<li><span style=\"color: rgb(14, 14, 14); font-size: 12pt\">Training budget for professional development</span></li>\n<li><span style=\"font-size: 12pt\">Career growth within R2</span></li>\n</ul>\n<p><span style=\"font-size: 12pt\"><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif; font-weight: bold\"><span style=\"font-weight: bold\"><br>Locations: </span></span><span style=\"color: rgb(0, 0, 0); font-family: Inter, sans-serif\">São Paulo, Brazil; Buenos Aires, Argentina; Santiago, Chile; and Bogotá, Colombia will also be considered.</span></span><br></p>",
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