Commercial Lender

{
  "content_hash": "3d61837ad8b9b3939f68887e22ea887cc31216ca7bc07fea6e3c54f399a5f7e7",
  "source_hash": "58d4dc9eb2507be9f647565d81700d0dbbc26e1622dd81c268cc35ea38186618",
  "last_changed_at": "2026-05-31T19:05:16.661Z",
  "active_status": "active"
}

{
  "language": "en",
  "location": {
    "raw": "Bonham - TX; TX, USA",
    "city": null,
    "region": "TX",
    "country": "United States",
    "is_remote": false,
    "confidence": 0.8
  },
  "salary_max": null,
  "salary_min": null,
  "inferred_at": "2026-06-19T10:15:29.565Z",
  "launch_scope": {
    "reason": "english_us_canada",
    "included": true,
    "language": "en",
    "location": {
      "raw": "Bonham - TX; TX, USA",
      "city": null,
      "region": "TX",
      "country": "United States",
      "is_remote": false,
      "confidence": 0.8
    },
    "countries": [
      "United States"
    ]
  },
  "remote_policy": null,
  "salary_period": null,
  "workplace_type": null,
  "salary_currency": null
}

{}

{
  "detail": {
    "city": "",
    "jobId": 298760,
    "level": "",
    "endDate": "",
    "legalId": 126,
    "isHotJob": false,
    "jobShift": "",
    "jobTitle": "Commercial Lender",
    "location": "Bonham - TX",
    "startDate": "",
    "clientCode": "0JE04",
    "remoteType": "",
    "description": "<p>PRIMARY FUNCTION</p>\n\n<p>The Commercial Loan Officer is responsible for managing and growing profitable lending relationships for the Bank. The Loan Officer will hold the responsibility of ensuring that goals are met, cultivate business prospects and opportunities that result in new loan and deposit relationships.&#160;<br />\n&#160;</p>\n\n<p>ESSENTIAL DUTIES AND RESPONSIBILITIES</p>\n\n<p>Solicits and makes loans to commercial finance clients.&#160;</p>\n\n<p>Responsible for building and maintaining relationships of commercial finance customers.&#160;</p>\n\n<p>Calls on potential or existing customers to develop new business and increase or retain existing business.</p>\n\n<p>Identify and generate leads for new business opportunities; obtain and analyze information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk.&#160;</p>\n\n<p>Manage a portfolio of loans and lines of credit. Includes but not limited to: analyzing borrowing base certificates, inspecting collateral, reviewing/approving advance requests, monitoring delinquency and risk grading and administration of loan covenants.</p>\n\n<p>Active participation in the loan application process. Including but not limited to: obtaining completed application packages, preparation of an initial loan proposal and diligent follow up on all needed documents as requested by the credit analysis and loan services department. Ensures that necessary documentation is completed, and requests additional data as needed. &#160;</p>\n\n<p>Evaluates the financial condition of the client, the value of pledged collateral, and the client&#8217;s management effectiveness and competency. &#160;</p>\n\n<p>Makes decisions on loans and terms if within own lending limits or makes recommendations to a superior.</p>\n\n<p>Understands credit structures for underwriting commercial loans and adheres to Bank policies and procedures. &#160;Analyzes client provided financial information to appropriately underwrite and/or present credit structures for approval for loans/relationships below committee level approval.&#160;</p>\n\n<p>Responsible for final presentation to Loan Committee.&#160;</p>\n\n<p>Monitors the credit quality and data integrity of existing accounts and loans to recognize unfavorable trends and recommends corrective action; recognizes problem loans and bring to Management attention early.&#160;</p>\n\n<p>Reviews and approves DDA accounts and overdraft activity on said accounts.</p>\n\n<p>Reviews note, deed, security agreements, and other documentation that are part of the lending process.</p>\n\n<p>Responsible for managing and reporting on an assigned loan portfolio which will entail but will not be limited to; discussing clients with Senior Management and assisting the Collections Department.</p>\n\n<p>Confers with superiors on difficult or sensitive issues. &#160;</p>\n\n<p>Adhere to the Bank&#8217;s credit policies, guidelines, and applicable regulatory requirements. Verifies that assigned accounts conform to contract and policy limits.<br />\n&#160;</p>",
    "jobCategory": "",
    "salaryRange": "",
    "socialMedia": {
      "xLink": null,
      "emailLink": null,
      "facebookLink": null,
      "linkedInLink": null
    },
    "isQuickApply": false,
    "positionType": "",
    "countryPaidIn": "",
    "googleJobJson": "{\"@context\":\"https://schema.org/\",\"@type\":\"JobPosting\",\"title\":\"Commercial Lender\",\"identifier\":\"J0JE04298760\",\"url\":\"https://www.paycomonline.net/v4/ats/web.php/portal/B14D009FCBDFC70DCB165444413D0B1A/jobs/298760\",\"image\":\"https://www.paycomonline.net/v4/ats/web.php/application/style/logo?clientkey=B14D009FCBDFC70DCB165444413D0B1A\",\"datePosted\":\"2026-04-15\",\"description\":\"Job DetailsJob Location: Bonham - TXPRIMARY FUNCTION\\n\\nThe Commercial Loan Officer is responsible for managing and growing profitable lending relationships for the Bank. The Loan Officer will hold the responsibility of ensuring that goals are met, cultivate business prospects and opportunities that result in new loan and deposit relationships.&#160;\\n&#160;\\n\\nESSENTIAL DUTIES AND RESPONSIBILITIES\\n\\nSolicits and makes loans to commercial finance clients.&#160;\\n\\nResponsible for building and maintaining relationships of commercial finance customers.&#160;\\n\\nCalls on potential or existing customers to develop new business and increase or retain existing business.\\n\\nIdentify and generate leads for new business opportunities; obtain and analyze information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk.&#160;\\n\\nManage a portfolio of loans and lines of credit. Includes but not limited to: analyzing borrowing base certificates, inspecting collateral, reviewing/approving advance requests, monitoring delinquency and risk grading and administration of loan covenants.\\n\\nActive participation in the loan application process. Including but not limited to: obtaining completed application packages, preparation of an initial loan proposal and diligent follow up on all needed documents as requested by the credit analysis and loan services department. Ensures that necessary documentation is completed, and requests additional data as needed. &#160;\\n\\nEvaluates the financial condition of the client, the value of pledged collateral, and the client&#8217;s management effectiveness and competency. &#160;\\n\\nMakes decisions on loans and terms if within own lending limits or makes recommendations to a superior.\\n\\nUnderstands credit structures for underwriting commercial loans and adheres to Bank policies and procedures. &#160;Analyzes client provided financial information to appropriately underwrite and/or present credit structures for approval for loans/relationships below committee level approval.&#160;\\n\\nResponsible for final presentation to Loan Committee.&#160;\\n\\nMonitors the credit quality and data integrity of existing accounts and loans to recognize unfavorable trends and recommends corrective action; recognizes problem loans and bring to Management attention early.&#160;\\n\\nReviews and approves DDA accounts and overdraft activity on said accounts.\\n\\nReviews note, deed, security agreements, and other documentation that are part of the lending process.\\n\\nResponsible for managing and reporting on an assigned loan portfolio which will entail but will not be limited to; discussing clients with Senior Management and assisting the Collections Department.\\n\\nConfers with superiors on difficult or sensitive issues. &#160;\\n\\nAdhere to the Bank&#8217;s credit policies, guidelines, and applicable regulatory requirements. Verifies that assigned accounts conform to contract and policy limits.\\n&#160;KNOWLEDGE AND EXPERIENCEKNOWLEDGE AND EXPERIENCE REQUIRED\\nBachelor&#8217;s Degree in Accounting, Business, Economics, or Finance preferred.\\nFive plus (5+) years lending experience, new business development, deal structuring, underwriting and portfolio management.\\nWorking knowledge or credit analysis, budgeting, and cash flow.\\nHigh school diploma or equivalent; college degree preferred.\\nComputer literate with the ability to utilize all programs including but not limited to: Microsoft Windows, Excel, Outlook, Word, Internet, and specific Bank related software. Abrigo/Sageworks preferred.\\nAble to multitask while prioritizing responsibilities and tasks.\\nStrong communication skills.\\nEffective time management skills.\\nStrong analytical, problem solving and mathematical skills.\\nCapable of making decisions and sound judgment as it relates to all client, employee, and Bank matters.\\n&#160;\\n\\n&#160;\\n\\nLegend Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.\\n\\nMember FDIC\",\"responsibilities\":\"PRIMARY FUNCTION\\n\\nThe Commercial Loan Officer is responsible for managing and growing profitable lending relationships for the Bank. The Loan Officer will hold the responsibility of ensuring that goals are met, cultivate business prospects and opportunities that result in new loan and deposit relationships.&#160;\\n&#160;\\n\\nESSENTIAL DUTIES AND RESPONSIBILITIES\\n\\nSolicits and makes loans to commercial finance clients.&#160;\\n\\nResponsible for building and maintaining relationships of commercial finance customers.&#160;\\n\\nCalls on potential or existing customers to develop new business and increase or retain existing business.\\n\\nIdentify and generate leads for new business opportunities; obtain and analyze information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk.&#160;\\n\\nManage a portfolio of loans and lines of credit. Includes but not limited to: analyzing borrowing base certificates, inspecting collateral, reviewing/approving advance requests, monitoring delinquency and risk grading and administration of loan covenants.\\n\\nActive participation in the loan application process. Including but not limited to: obtaining completed application packages, preparation of an initial loan proposal and diligent follow up on all needed documents as requested by the credit analysis and loan services department. Ensures that necessary documentation is completed, and requests additional data as needed. &#160;\\n\\nEvaluates the financial condition of the client, the value of pledged collateral, and the client&#8217;s management effectiveness and competency. &#160;\\n\\nMakes decisions on loans and terms if within own lending limits or makes recommendations to a superior.\\n\\nUnderstands credit structures for underwriting commercial loans and adheres to Bank policies and procedures. &#160;Analyzes client provided financial information to appropriately underwrite and/or present credit structures for approval for loans/relationships below committee level approval.&#160;\\n\\nResponsible for final presentation to Loan Committee.&#160;\\n\\nMonitors the credit quality and data integrity of existing accounts and loans to recognize unfavorable trends and recommends corrective action; recognizes problem loans and bring to Management attention early.&#160;\\n\\nReviews and approves DDA accounts and overdraft activity on said accounts.\\n\\nReviews note, deed, security agreements, and other documentation that are part of the lending process.\\n\\nResponsible for managing and reporting on an assigned loan portfolio which will entail but will not be limited to; discussing clients with Senior Management and assisting the Collections Department.\\n\\nConfers with superiors on difficult or sensitive issues. &#160;\\n\\nAdhere to the Bank&#8217;s credit policies, guidelines, and applicable regulatory requirements. Verifies that assigned accounts conform to contract and policy limits.\\n&#160;\",\"employmentType\":\"OTHER\",\"hiringOrganization\":{\"@type\":\"Organization\",\"name\":\"LEGEND BANK\",\"logo\":\"https://www.paycomonline.net/v4/ats/web.php/application/style/logo?clientkey=B14D009FCBDFC70DCB165444413D0B1A\"},\"jobLocation\":{\"@type\":\"Place\",\"address\":{\"streetAddress\":\"\",\"addressLocality\":\"\",\"addressRegion\":\"TX\",\"postalCode\":\"\",\"addressCountry\":\"USA\"}},\"qualifications\":\"KNOWLEDGE AND EXPERIENCE REQUIRED\\nBachelor&#8217;s Degree in Accounting, Business, Economics, or Finance preferred.\\nFive plus (5+) years lending experience, new business development, deal structuring, underwriting and portfolio management.\\nWorking knowledge or credit analysis, budgeting, and cash flow.\\nHigh school diploma or equivalent; college degree preferred.\\nComputer literate with the ability to utilize all programs including but not limited to: Microsoft Windows, Excel, Outlook, Word, Internet, and specific Bank related software. Abrigo/Sageworks preferred.\\nAble to multitask while prioritizing responsibilities and tasks.\\nStrong communication skills.\\nEffective time management skills.\\nStrong analytical, problem solving and mathematical skills.\\nCapable of making decisions and sound judgment as it relates to all client, employee, and Bank matters.\\n&#160;\\n\\n&#160;\\n\\nLegend Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.\\n\\nMember FDIC\",\"experienceRequirements\":\"KNOWLEDGE AND EXPERIENCE REQUIRED\\nBachelor&#8217;s Degree in Accounting, Business, Economics, or Finance preferred.\\nFive plus (5+) years lending experience, new business development, deal structuring, underwriting and portfolio management.\\nWorking knowledge or credit analysis, budgeting, and cash flow.\\nHigh school diploma or equivalent; college degree preferred.\\nComputer literate with the ability to utilize all programs including but not limited to: Microsoft Windows, Excel, Outlook, Word, Internet, and specific Bank related software. Abrigo/Sageworks preferred.\\nAble to multitask while prioritizing responsibilities and tasks.\\nStrong communication skills.\\nEffective time management skills.\\nStrong analytical, problem solving and mathematical skills.\\nCapable of making decisions and sound judgment as it relates to all client, employee, and Bank matters.\\n&#160;\\n\\n&#160;\\n\\nLegend Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.\\n\\nMember FDIC\",\"validThrough\":\"-0001-11-30\"}",
    "applyAvailable": true,
    "educationLevel": "",
    "qualifications": "<p>KNOWLEDGE AND EXPERIENCE REQUIRED<br />\nBachelor&#8217;s Degree in Accounting, Business, Economics, or Finance preferred.<br />\nFive plus (5+) years lending experience, new business development, deal structuring, underwriting and portfolio management.<br />\nWorking knowledge or credit analysis, budgeting, and cash flow.<br />\nHigh school diploma or equivalent; college degree preferred.<br />\nComputer literate with the ability to utilize all programs including but not limited to: Microsoft Windows, Excel, Outlook, Word, Internet, and specific Bank related software. Abrigo/Sageworks preferred.<br />\nAble to multitask while prioritizing responsibilities and tasks.<br />\nStrong communication skills.<br />\nEffective time management skills.<br />\nStrong analytical, problem solving and mathematical skills.<br />\nCapable of making decisions and sound judgment as it relates to all client, employee, and Bank matters.<br />\n&#160;</p>\n\n<p>&#160;</p>\n\n<p><span style=\"font-size:11pt;\"><span style=\"font-family:Aptos, sans-serif;\"><strong><span style=\"font-size:12pt;\"><span style=\"color:#525252;\">Legend Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment</span></span></strong><span style=\"font-size:12pt;\"><span style=\"color:#525252;\"> <strong>without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin</strong>.</span></span></span></span></p>\n\n<p><span style=\"font-size:11pt;\"><span style=\"font-family:Aptos, sans-serif;\"><strong><span style=\"font-size:12pt;\"><span><span style=\"color:#595959;\">Member FDIC</span></span></span></strong></span></span></p>",
    "descriptionTitle": "PRIMARY FUNCTION / ESSENTIAL DUTIES",
    "travelPercentage": "",
    "jobYoutubeVideoId": "",
    "legalRevisionDate": {
      "date": "2018-12-14T16:56:51.000Z",
      "timezone": "America/Chicago",
      "timezone_type": 3
    },
    "secondaryLocations": [],
    "primaryPhoneCountry": "US",
    "primaryPhoneEnabled": true,
    "qualificationsTitle": "KNOWLEDGE AND EXPERIENCE",
    "primaryPhoneRequired": true,
    "primaryPhoneNumberDoesNotExist": false
  },
  "preview": {
    "jobId": 298760,
    "isHotJob": false,
    "jobTitle": "Commercial Lender",
    "postedOn": "",
    "locations": "Bonham - TX",
    "remoteType": "",
    "description": "PRIMARY FUNCTION\n\nThe Commercial Loan Officer is responsible for managing and growing profitable lending relationships for the Bank. The Loan Officer ...",
    "positionType": ""
  },
  "detail_meta": {
    "url": "https://portal-applicant-tracking.us-cent.paycomonline.net/api/ats/job-postings/298760",
    "http_status": 200,
    "content_type": "application/json",
    "response_bytes": 17758
  },
  "detail_errors": []
}