Home › Companies › Beb73202 6223 4369 943a F475f5ca54f0 19000101 000001 › Underwriter - PST
Underwriter - PST
Beb73202 6223 4369 943a F475f5ca54f0 19000101 000001 · Phoenix, AZ, US, Phoenix, AZ · Hybrid · Active · ADP Workforce Now Recruiting
Job facts
| Field | Value |
|---|---|
| Company | Beb73202 6223 4369 943a F475f5ca54f0 19000101 000001 |
| Title | Underwriter - PST |
| Normalized title | - |
| Department / team | - |
| Location | Phoenix, AZ, United States |
| Work model | Hybrid / Hybrid |
| Employment type | Full Time |
| Salary | - |
| Status | active |
| ATS provider | ADP Workforce Now Recruiting |
| Posted / first seen | 2026-05-27 / 2026-05-31 |
| Changed / last seen | 2026-06-06 / 2026-06-06 |
Related slices
| Page | What it contains | Open |
|---|---|---|
| Company jobs | Active postings from Beb73202 6223 4369 943a F475f5ca54f0 19000101 000001. | Open |
| Company breakdowns | Role, location, ATS, and work model facets for this company. | Open |
| ATS provider jobs | Active postings observed through ADP Workforce Now Recruiting. | Open |
| Provider filtered search | The same provider as a filtered job collection. | Open |
| City jobs | Active postings in Phoenix. | Open |
| Work model jobs | Active Hybrid postings. | Open |
| Lifecycle events | Open, update, close, and reopen events for this posting. | Open |
| Original posting | Canonical source or apply URL captured from the ATS. | Open |
Linked records
| Company | Beb73202 6223 4369 943a F475f5ca54f0 19000101 000001 |
| Source | 6758dffa-d633-400b-adbc-db94199b3224 |
| ATS provider | ADP Workforce Now Recruiting |
Description
Overview
We’re seeking an experienced Mortgage Underwriter to work closely with the Underwriting Manager to ensure all loan files are complete, accurate, and meet company and regulatory guidelines. This position requires strong communication skills, sound independent judgment, and technical proficiency in mortgage underwriting.
This position requires working hours based on Pacific Standard Time (PST), typically 9:00 a.m. to 5:00 p.m. PST/PDT.
Key Responsibilities:
Apply internal loan approval policies and investor guidelines during the underwriting process. Accurately calculate Loan-to-Value (LTV) and Debt-to-Income (DTI) ratios. Approve loans that meet company standards and document any conditions for closing. Outline all closing conditions to ensure compliance with applicable regulations and complete file documentation. Conduct a holistic evaluation of each borrower’s profile, assessing beyond isolated figures to understand the full credit picture. Collaborate with the Underwriting Manager to ensure consistency, compliance, and quality in underwriting decisions. Exercise sound decision-making discretion in complex or borderline cases. Ensure all required fields are filled and supporting documentation is included Communicate clear conditions for approval Work with processing and closing teams to ensure continued collaboration
Qualifications: Minimum of 5 years of mortgage underwriting experience with FHA, Conventional, and VA loan products DE (Direct Endorsement) Certification required VA LAPP/SAR Certification preferred Experience with USDA loans preferred Proven experience underwriting both manually underwritten and AUS (DU/LP) decisioned government loans Proficiency with Desktop Underwriter (DU) and Loan Product Advisor (LP) required Experience using Encompass Loan Origination System preferred Strong understanding of investor and agency guidelines, credit risk, and compliance standards Demonstrated ability to collaborate effectively with sales teams, processors, and other operational partners Strong communication, organizational, and problem-solving skills High level of accuracy, integrity, and sound judgment in underwriting decisions Must be capable of working independently Eligible for a hybrid work schedule subject to manager approval and operational needs. Candidates must be able to work standard business hours aligned with Pacific Standard Time (PST)
Full job record
| Job ID | ca2d59550b8f33e62777a34e2e17958aa72f786f |
| Org ID | df04b826-22fd-4f15-be69-4d8a1be79387 |
| Source ID | 6758dffa-d633-400b-adbc-db94199b3224 |
| Board ID | 6758dffa-d633-400b-adbc-db94199b3224 |
| Provider | adp_workforcenow |
| Provider Job Key | 596870 |
| Title | Underwriter - PST |
| Normalized Title | — |
| Status | active |
| Active | yes |
| Location Text | Phoenix, AZ, US, Phoenix, AZ |
| Department | — |
| Team | — |
| Employment Type | full_time |
| Workplace Type | hybrid |
| Remote Policy | hybrid |
| Country | United States |
| Region | AZ |
| City | Phoenix |
| Salary Raw | — |
| Salary Min | — |
| Salary Max | — |
| Salary Currency | — |
| Salary Period | — |
| Source URL | https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=beb73202-6223-4369-943a-f475f5ca54f0&ccId=19000101_000001&lang=en_US&type=JS&jobId=596870&jwId=9201203462203_1 |
| Apply URL | https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=beb73202-6223-4369-943a-f475f5ca54f0&ccId=19000101_000001&lang=en_US&type=JS&jobId=596870&jwId=9201203462203_1 |
| First Seen At | 2026-05-31 18:34:55Z |
| Last Seen At | 2026-06-06 12:20:02Z |
| Last Checked At | 2026-06-06 12:20:02Z |
| Last Changed At | 2026-06-06 12:20:02Z |
| Inactive At | — |
| Source Posted At | 2026-05-27 14:29:00Z |
| Source Updated At | — |
| Raw Payload Uri | s3://job-postings-prod-raw-590183727216/raw/provider=adp_workforcenow/board=beb73202-6223-4369-943a-f475f5ca54f0|19000101_000001/date=2026-06-06/2026-06-06T12-19-10-951Z-b27c5cf0736e55d856300033804113fd05c1c03bb2f657639204862378a223be.json |
Event Fields
{
"content_hash": "e8a3a5ffd7964e610293d83904684aa397b7435aeb75df2d4b649323e1822ffc",
"source_hash": "29d488bcf2b9fed37c65e41c68f30eff5eacd6abff0609501f6da0091d8e4844",
"last_changed_at": "2026-06-06T12:20:02.442Z",
"active_status": "active"
}Parsed Structured
{
"language": "en",
"location": {
"raw": "Phoenix, AZ, US, Phoenix, AZ",
"city": "Phoenix",
"region": "AZ",
"country": "United States",
"is_remote": false,
"confidence": 0.95
},
"salary_max": null,
"salary_min": null,
"inferred_at": "2026-06-06T12:20:02.414Z",
"launch_scope": {
"reason": "english_us_canada",
"included": true,
"language": "en",
"location": {
"raw": "Phoenix, AZ, US, Phoenix, AZ",
"city": "Phoenix",
"region": "AZ",
"country": "United States",
"is_remote": false,
"confidence": 0.95
},
"countries": [
"United States"
]
},
"remote_policy": "hybrid",
"salary_period": null,
"workplace_type": "hybrid",
"salary_currency": null
}Extensions
{}Native Structured
{
"detail": {
"links": [],
"itemID": "9201203462203_1",
"postDate": "2026-05-27T10:29:00.000-04:00",
"workLevelCode": {
"shortName": "Full Time"
},
"customFieldGroup": {
"dateFields": [
{
"nameCode": {
"codeValue": "PostingDate"
},
"dateValue": "2026-05-27T10:29Z"
},
{
"nameCode": {
"codeValue": "CurrentServerDateTime"
},
"dateValue": "2026-06-06T08:20Z"
}
],
"numberFields": [
{
"numberValue": 0,
"categoryCode": {
"codeValue": "ApplicantCount"
}
},
{
"categoryCode": {
"codeValue": "AwardAmount"
}
}
],
"stringFields": [
{
"nameCode": {
"codeValue": "ExternalJobID"
},
"stringValue": "596870"
},
{
"nameCode": {
"codeValue": "CareerCenterRefId"
}
},
{
"nameCode": {
"codeValue": "GuidelineOid"
}
},
{
"nameCode": {
"codeValue": "CurrencySymbolOrCode"
}
},
{
"nameCode": {
"codeValue": "HomeDepartment"
},
"stringValue": ""
},
{
"nameCode": {
"codeValue": "JobClass"
}
}
],
"indicatorFields": [
{
"nameCode": {
"codeValue": "PriortyStatusFlag"
},
"indicatorValue": false
},
{
"nameCode": {
"codeValue": "InternalPostingFlag"
},
"indicatorValue": false
},
{
"nameCode": {
"codeValue": "MinValue"
},
"indicatorValue": true
},
{
"nameCode": {
"codeValue": "IsVsidApplicable"
},
"indicatorValue": true
},
{
"nameCode": {
"codeValue": "IsSassDlReqForExtPostFlag"
},
"indicatorValue": false
},
{
"nameCode": {
"codeValue": "IsSassDlReqForIntPostFlag"
},
"indicatorValue": false
},
{
"nameCode": {
"codeValue": "IsMonetaryFlag"
},
"indicatorValue": false
},
{
"nameCode": {
"codeValue": "IsNonMonetaryFlag"
},
"indicatorValue": false
}
]
},
"requisitionTitle": "Underwriter - PST",
"clientRequisitionID": "1833",
"organizationalUnits": [],
"postingInstructions": [],
"additionalProperties": {},
"requisitionLocations": [
{
"address": {
"cityName": "Phoenix",
"postalCode": "85020",
"countrySubdivisionLevel1": {
"codeValue": "AZ"
}
},
"nameCode": {
"shortName": " Phoenix, AZ, US"
},
"aliasNames": []
}
],
"screeningRequirements": [],
"requisitionDescription": "<div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><p id=\"isPasted\"><strong>Overview</strong></p><p>We’re seeking an experienced Mortgage Underwriter to work closely with the Underwriting Manager to ensure all loan files are complete, accurate, and meet company and regulatory guidelines. This position requires strong communication skills, sound independent judgment, and technical proficiency in mortgage underwriting.</p><p> <em data-pasted=\"true\" style='box-sizing: border-box; --tw-shadow: 0 0 #0000; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgba(59,130,246,.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; color: rgb(38, 35, 33); font-family: Circular, -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, Oxygen, Ubuntu, Cantarell, \"Fira Sans\", \"Droid Sans\", \"Helvetica Neue\", sans-serif; font-size: 16px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>This position requires working hours based on Pacific Standard Time (PST), typically 9:00 a.m. to 5:00 p.m. PST/PDT.</em></p><p><strong>Key Responsibilities:</strong></p><ul type=\"disc\"><li>Apply internal loan approval policies and investor guidelines during the underwriting process.</li><li>Accurately calculate Loan-to-Value (LTV) and Debt-to-Income (DTI) ratios.</li><li>Approve loans that meet company standards and document any conditions for closing.</li><li>Outline all closing conditions to ensure compliance with applicable regulations and complete file documentation.</li><li>Conduct a holistic evaluation of each borrower’s profile, assessing beyond isolated figures to understand the full credit picture.</li><li>Collaborate with the Underwriting Manager to ensure consistency, compliance, and quality in underwriting decisions.</li><li>Exercise sound decision-making discretion in complex or borderline cases.</li><li>Ensure all required fields are filled and supporting documentation is included</li><li>Communicate clear conditions for approval</li><li>Work with processing and closing teams to ensure continued collaboration</li></ul><p> </p><article dir=\"auto\"><strong>Qualifications:</strong><ul type=\"disc\"><li>Minimum of 5 years of mortgage underwriting experience with FHA, Conventional, and VA loan products</li><li>DE (Direct Endorsement) Certification required</li><li>VA LAPP/SAR Certification preferred</li><li>Experience with USDA loans preferred</li><li>Proven experience underwriting both manually underwritten and AUS (DU/LP) decisioned government loans</li><li>Proficiency with Desktop Underwriter (DU) and Loan Product Advisor (LP) required</li><li>Experience using Encompass Loan Origination System preferred</li><li>Strong understanding of investor and agency guidelines, credit risk, and compliance standards</li><li>Demonstrated ability to collaborate effectively with sales teams, processors, and other operational partners</li><li>Strong communication, organizational, and problem-solving skills</li><li>High level of accuracy, integrity, and sound judgment in underwriting decisions</li><li>Must be capable of working independently</li><li>Eligible for a hybrid work schedule subject to manager approval and operational needs.</li><li>Candidates must be able to work standard business hours aligned with Pacific Standard Time (PST)</li></ul></article></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div>\n",
"sponsoredVisaTypeCodes": []
},
"list_job": {
"links": [],
"itemID": "9201203462203_1",
"postDate": "2026-05-27T10:29:00.000-04:00",
"workLevelCode": {
"shortName": "Full Time"
},
"customFieldGroup": {
"dateFields": [
{
"nameCode": {
"codeValue": "PostingDate"
},
"dateValue": "2026-05-27T10:29Z"
},
{
"nameCode": {
"codeValue": "CurrentServerDateTime"
},
"dateValue": "2026-06-06T08:20Z"
}
],
"numberFields": [
{
"numberValue": 0,
"categoryCode": {
"codeValue": "ApplicantCount"
}
},
{
"categoryCode": {
"codeValue": "AwardAmount"
}
}
],
"stringFields": [
{
"nameCode": {
"codeValue": "ExternalJobID"
},
"stringValue": "596870"
},
{
"nameCode": {
"codeValue": "CareerCenterRefId"
}
},
{
"nameCode": {
"codeValue": "GuidelineOid"
}
},
{
"nameCode": {
"codeValue": "CurrencySymbolOrCode"
}
},
{
"nameCode": {
"codeValue": "HomeDepartment"
},
"stringValue": ""
},
{
"nameCode": {
"codeValue": "JobClass"
}
}
],
"indicatorFields": [
{
"nameCode": {
"codeValue": "PriortyStatusFlag"
},
"indicatorValue": false
},
{
"nameCode": {
"codeValue": "InternalPostingFlag"
},
"indicatorValue": false
},
{
"nameCode": {
"codeValue": "MinValue"
},
"indicatorValue": true
},
{
"nameCode": {
"codeValue": "IsVsidApplicable"
},
"indicatorValue": true
},
{
"nameCode": {
"codeValue": "IsSassDlReqForExtPostFlag"
},
"indicatorValue": false
},
{
"nameCode": {
"codeValue": "IsSassDlReqForIntPostFlag"
},
"indicatorValue": false
},
{
"nameCode": {
"codeValue": "IsMonetaryFlag"
},
"indicatorValue": false
},
{
"nameCode": {
"codeValue": "IsNonMonetaryFlag"
},
"indicatorValue": false
}
]
},
"requisitionTitle": "Underwriter - PST",
"clientRequisitionID": "1833",
"organizationalUnits": [],
"postingInstructions": [],
"additionalProperties": {},
"requisitionLocations": [
{
"address": {
"cityName": "Phoenix",
"postalCode": "85020",
"countrySubdivisionLevel1": {
"codeValue": "AZ"
}
},
"nameCode": {
"shortName": " Phoenix, AZ, US"
},
"aliasNames": []
}
],
"screeningRequirements": [],
"sponsoredVisaTypeCodes": []
},
"detail_meta": {
"url": "https://workforcenow.adp.com/mascsr/default/careercenter/public/events/staffing/v1/job-requisitions/596870?cid=beb73202-6223-4369-943a-f475f5ca54f0&ccId=19000101_000001&lang=en_US&locale=en_US",
"http_status": 200,
"content_type": "application/json;charset=UTF-8",
"response_bytes": 6921
},
"detail_errors": []
}Get this page with API
Rendered from the bluedoor Job Postings API. Reproduce it:
GET https://api.bluedoor.sh/job-postings/v1/jobs/ca2d59550b8f33e62777a34e2e17958aa72f786f?include=descriptionJSONGET https://api.bluedoor.sh/job-postings/v1/orgs/df04b826-22fd-4f15-be69-4d8a1be79387JSONGET https://api.bluedoor.sh/job-postings/v1/sources/6758dffa-d633-400b-adbc-db94199b3224JSONGET https://api.bluedoor.sh/job-postings/v1/jobs/ca2d59550b8f33e62777a34e2e17958aa72f786f/eventsJSON