Commercial Underwriter II

{
  "content_hash": "499b29c9cb520f5514423d822df220a9fd299e282ec619ab3bbf1416bbdf4a3a",
  "source_hash": "006b7cec68362a4a165908cf218c8cf0c3c61af3a165d8d1d9612228a6140f65",
  "last_changed_at": "2026-06-04T11:31:08.181Z",
  "active_status": "deleted"
}

{
  "language": "en",
  "location": {
    "raw": "San Diego, CA",
    "city": "San Diego",
    "region": "CA",
    "country": "United States",
    "is_remote": false,
    "confidence": 0.9
  },
  "salary_max": 49.95,
  "salary_min": 36.06,
  "inferred_at": "2026-06-02T10:39:04.437Z",
  "launch_scope": {
    "reason": "english_us_canada",
    "included": true,
    "language": "en",
    "location": {
      "raw": "San Diego, CA",
      "city": "San Diego",
      "region": "CA",
      "country": "United States",
      "is_remote": false,
      "confidence": 0.9
    },
    "countries": [
      "United States"
    ]
  },
  "remote_policy": "hybrid",
  "salary_period": "hour",
  "workplace_type": "hybrid",
  "salary_currency": "USD"
}

{}

{
  "lists": [
    {
      "text": "What You'll Do",
      "content": "\n<li>Perform routine analysis of financial documents and bank statements to evaluate the creditworthiness of commercial loan applicants.</li>\n<li>Assess the financial health of businesses by analyzing key financial metrics, such as cash flows, liquidity, profitability, and leverage.</li>\n<li>Analyze personal and business credit and background reports to identify credit risks associated with commercial loan applicants.</li>\n<li>Assess the impact of the guarantor on the company’s ability to service debt.</li>\n<li>Prepare a brief statement based on established criteria and policies summarizing underwriting recommendations for commercial loan decisions.</li>\n<li>Make multiple credit decisions per day while building toward individual approval authority.</li>\n<li>Possess a well-rounded knowledge of pricing, structuring, and stipulations based on risk profile.</li>\n<li>Collaborate with colleagues to communicate underwriting decisions to internal stakeholders and provide information.</li>\n<li>Demonstrate a comprehensive understanding of market dynamics.</li>\n"
    },
    {
      "text": "What You'll Bring",
      "content": "\n<li>A Bachelor’s degree in Finance, Business, Economics, Accounting, or a related field.</li>\n<li>Four to six years of experience in finance, banking, accounting, underwriting, or a similar analytical environment.</li>\n<li>Experience working within small business and/or commercial lending is highly desirable.</li>\n<li>Strong working knowledge of financial statement analysis and the ability to interpret complex financial data with confidence.</li>\n<li>Understanding of small business lending dynamics and common industry risk considerations.</li>\n<li>Strong analytical thinking and quantitative skills with attention to detail.</li>\n<li>Ability to make complex credit decisions in a deadline driven environment.</li>\n<li>Clear written and verbal communication skills and confidence presenting underwriting rationale.</li>\n<li>A cover letter is highly encouraged, as it gives us greater insight into your experience and career aspirations.</li>\n"
    },
    {
      "text": "Why You'll Love It Here",
      "content": "\n<li>You will take meaningful ownership of underwriting decisions that directly impact portfolio performance.</li>\n<li>You will deepen your technical expertise while strengthening your independent judgment.</li>\n<li>You will work alongside experienced credit professionals in a collaborative, accountable environment.</li>\n<li>You will continue building a clear path toward senior underwriting or leadership opportunities.</li>\n"
    },
    {
      "text": "We Offer",
      "content": "\n<li>Comprehensive medical, vision and dental benefits that give you peace of mind.</li>\n<li>Hybrid work schedule allowing you to split your week between coming into the office and working remotely from home.</li>\n<li>Flexible Spending Accounts (FSA) that let you use pre-tax dollars to cover healthcare expenses.</li>\n<li>A fantastic 401K with matching contributions that helps you plan for retirement and build wealth over time.</li>\n<li>Generous sick, vacation, and holiday benefits that give you the time and flexibility you need to enjoy life.</li>\n<li>Paid parental leave to support new and expecting parents, helping offset time away from work as you welcome and care for your growing family.&nbsp;</li>\n<li>A gym membership contribution that supports your well-being, and helps you stay energized and focused.</li>\n<li>An internal referral program that rewards you for bringing talented people to the team.</li>\n<li>Company events that foster a positive and inclusive culture, and create opportunities to bond and grow with your colleagues.</li>\n"
    }
  ],
  "country": "US",
  "createdAt": 1778083049195,
  "updatedAt": null,
  "categories": {
    "team": "Underwriting",
    "location": "San Diego, CA",
    "commitment": "Full-time",
    "department": "Credit",
    "allLocations": [
      "San Diego, CA"
    ]
  },
  "salaryRange": {
    "max": 49.95,
    "min": 36.06,
    "currency": "USD",
    "interval": "per-hour-wage"
  },
  "workplaceType": "hybrid"
}