Mortgage Closer

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    "requisitionDescription": "<div><div><link href=\"https://static.workforcenow.adp.com/mas/mdf-components/23.37.26/styles/froala_editor.pkgd.min.css\" rel=\"stylesheet\" type=\"text/css\"></div><p data-pasted=\"true\">At ServisFirst, Our Name is Our Mission.&nbsp;</p><p><br></p><p><br></p><p><strong>DUTIES AND RESPONSIBILITIES</strong></p><p><br></p><p>The <strong>Mortgage Closer&nbsp;</strong>is responsible for the timely and accurate closing of mortgage loan files according to established workflow, procedures, and regulations. Additionally, this position is responsible for HMDA data entry into Encompass.&nbsp;</p><p><br></p><p>The incumbent will:</p><p><br></p><ul style=\"list-style-type: disc;margin-left: 0in;\"><li>Prepare loan documents for closing ensuring packages are accurate and delivered timely to the closing agent</li><li>Review Loan Estimate, prepare Closing Disclosure (CD) and obtain fees from closing agent; approve CD and send wire/finds to closing agent or title company</li><li>Ensure all underwriting conditions permitted at closing have cleared&nbsp;</li><li>Ensure loan packages are in compliance prior to being released to closing agent or title company&nbsp;</li><li>Ensure Closing Protection Letter is received prior to releasing the package</li><li>Enter closings through approved vendor</li><li>Perform administrative duties such as faxing, photocopying, filing and phone support as necessary&nbsp;</li><li>Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies&nbsp;</li></ul><p><br></p><p>Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job.</p><p><strong>&nbsp;</strong></p><p>Note: Additional duties and responsibilities may be assigned.&nbsp;</p><p><strong>&nbsp;</strong></p><p><strong>&nbsp;</strong></p><p><strong>&nbsp;</strong></p><p><strong>MINIMUM QUALIFICATIONS</strong></p><p><br></p><ul style=\"list-style-type: disc;margin-left: 0in;\"><li>High school diploma or equivalent; some college preferred</li><li>Two (2) years of related experience required&nbsp;</li><li>Basic knowledge of bank operations and products&nbsp;</li><li>Basic knowledge of federal and state banking compliance regulations, and other Bank operational policies&nbsp;</li><li>Knowledge of federal and state regulations regarding lending and related consumer disclosure requirements&nbsp;</li><li>Excellent knowledge of agency guidelines&nbsp;</li><li>Understanding of underwriting closing conditions and experience in clearing applicable conditions&nbsp;</li><li>Effective oral, written and interpersonal communication skills with the ability to carry out instructions, understand procedures and write correspondence&nbsp;</li><li>Proficient in Microsoft Outlook, Word and Excel&nbsp;</li><li>Excellent customer service and time management skills&nbsp;</li><li>Ability to multitask, as shown in previous experience completing tasks under time constraints&nbsp;</li><li>Good organizational skills and ability to develop basic understanding of underwriting guidelines&nbsp;</li><li>Good data entry/keyboarding and math skills</li></ul><p><br></p><p><strong>PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS</strong></p><p><br></p><p>The physical requirements and environmental conditions of this position consist primarily of:</p><p><br></p><ul style=\"list-style-type: disc;margin-left: 0in;\"><li>Sustained standing and sitting</li><li>Frequent use of PC, including typing or sustained attention to monitor&nbsp;</li><li>Frequent typing using a keyboard and/or calculator&nbsp;</li><li>Occasional lifting of basic office files or equipment up to 20 lbs</li><li>Normal office environment with comfortable internal temperatures and low level noise</li></ul><div><br><br><div class=\"fr-view\"><p><strong>EOE/AA</strong></p></div></div></div>\n",
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