Mortgage Loan Originator

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    "requisitionDescription": "<div><div><p data-pasted=\"true\"><span style=\"color: rgb(0, 0, 0);\"><span style=\"font-size: 12px; font-family: arial, sans-serif;\">Liberty FCU, a full-service credit union, is currently seeking an experienced <strong><u>Mortgage Loan Originator</u></strong> to join their lending team. &nbsp;The position will be located in Richmond, VA. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop mortgage loan business through self-generating activities is required. Experience with mortgage loan sales is required. If you are interested in this position, please proceed by clicking Apply.&nbsp;</span></span></p><p><span style=\"color: rgb(0, 0, 0);\"><span style=\"font-size: 12px; font-family: arial, sans-serif;\">Duties and responsibilities include but are not limited to the following:&nbsp;</span></span></p><ul type=\"disc\"><li style=\"font-family: arial, sans-serif; font-size: 12px;\"><span style=\"color: rgb(0, 0, 0);\">Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.&nbsp;</span></li><li style=\"font-family: arial, sans-serif; font-size: 12px;\"><span style=\"color: rgb(0, 0, 0);\">Evaluate credit of prospective borrowers for qualification purposes.&nbsp;</span></li><li style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">Diligently pursue leads provided.</li><li style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">Contact prospective borrower leads via telephone, email, or face to face.</li><li style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.</li><li style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.</li><li style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower&#39;s needs.</li><li style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">Maintain knowledge of available loan products, processing procedures and underwriting guidelines.</li><li style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">Prospect and network, building relationships with realtors, builders and other referral partners.</li></ul><p><span style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">Qualifications:</span></p><ul><li style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">Bachelor&#39;s degree preferred.</li><li style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">2-3 years of mortgage origination experience is preferred.</li><li style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">Excellent communication skills to talk to clients about loan particulars and their personal financial details.</li><li style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">Excellent mathematical and statistical analysis ability.</li><li style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">A sound knowledge of the terms and conditions of different kinds of loans.</li><li style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">Strong logical thinking.</li><li style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">Ability to keep updated on new loan reforms and laws.</li><li style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">Ability to obtain federal registration/NMLS.</li></ul><p><span style=\"font-size: 12px; font-family: arial, sans-serif; color: rgb(0, 0, 0);\">Benefits and Compensation:</span></p><ul type=\"disc\"><li style=\"font-size: 12px; font-family: arial, sans-serif; color: rgb(0, 0, 0);\">Incentive opportunities&nbsp;</li><li style=\"font-size: 12px; font-family: arial, sans-serif; color: rgb(0, 0, 0);\">Paid Holidays</li><li style=\"font-size: 12px; font-family: arial, sans-serif; color: rgb(0, 0, 0);\">Paid Time Off (Vacation, Sick and Personal Days)</li><li style=\"font-size: 12px; font-family: arial, sans-serif; color: rgb(0, 0, 0);\">Medical, Dental and Vision Insurance</li><li style=\"font-size: 12px; font-family: arial, sans-serif; color: rgb(0, 0, 0);\">401(k) retirement program with matching funds</li><li style=\"font-size: 12px; font-family: arial, sans-serif; color: rgb(0, 0, 0);\">Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance</li><li style=\"font-size: 12px; font-family: arial, sans-serif; color: rgb(0, 0, 0);\">Tuition Reimbursement Program</li></ul><p><span style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">Reporting relationships:</span></p><p><span style=\"font-family: arial, sans-serif; font-size: 12px; color: rgb(0, 0, 0);\">This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.</span></p><p><em><span style=\"font-size: 12px; font-family: arial, sans-serif; color: rgb(0, 0, 0);\">Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.</span></em></p></div></div>\n",
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