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Senior Multifamily Underwriter

E4e4e299 142e 4d6d 8349 0e1bcd68a506 19000101 000001 · Silver Spring, MD, US, Silver Spring, MD · Active · ADP Workforce Now Recruiting

Job facts

FieldValue
CompanyE4e4e299 142e 4d6d 8349 0e1bcd68a506 19000101 000001
TitleSenior Multifamily Underwriter
Normalized title-
Department / team-
LocationSilver Spring, MD, United States
Work model-
Employment typeFull Time
Salary-
Statusactive
ATS providerADP Workforce Now Recruiting
Posted / first seen2025-11-19 / 2026-05-31
Changed / last seen2026-06-06 / 2026-06-06

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CompanyE4e4e299 142e 4d6d 8349 0e1bcd68a506 19000101 000001
Sourcefc8a81a7-8f3f-4396-a670-bea780cb73f5
ATS providerADP Workforce Now Recruiting

Description

Senior Multifamily Underwriter: The Housing Opportunities Commission of Montgomery County (HOC) was established in 1974 to better respond to the County’s need for affordable housing. HOC is authorized to acquire, own, lease, and operate housing; to provide for the construction or renovation of housing; obtain financial assistance from any public or private source to assist its housing activities; and arrange for social services, resident services, and daycare. Job Description: The Senior Multifamily Underwriter is a professional supervisory position responsible for the review and underwriting of multifamily real estate transactions presented for financing to: • Increase the availability of housing for low- to moderate-income families by using a variety of financing and subsidy sources. • To generate revenue for the organization, which adds to the growth of the multifamily bond portfolio. This is a key position in the Mortgage Finance Division (the “Housing Finance Agency” function) with a focus on the origination, processing, and closing of mixed-income and affordable multifamily real estate loan transactions. An employee in this position receives loan applications from non-profit and for-profit organizations, including HOC’s Real Estate Division, and assists in the structuring of the multifamily financing. Activities are preparatory to financial commitments and the issuance of taxable and/or tax-exempt bonds or other forms of financing. The responsibilities of this position include, but are not limited to proforma preparation and feasibility assessment; review of development proposals, third-party reports, and borrower documents; developing written Financing Plans and presenting said plans to the Commission; and, bond and loan closing management and execution. Examples of Duties: Applies knowledge of the principles, practices, and policies of HOC’s Multifamily Program Guide and the Commission’s lending practices to varied loan applications Proficient in the application of rules and regulations pertaining to tax-exempt mortgage revenue bonds, the Federal Low-Income Housing Tax Credit Program, as well as other state and county housing programs. The employee plans, organizes, and controls most aspects of the work, providing regular status reports to the supervisor Work in an office and occasionally visit rental developments or potential sites Exercise sound and efficient judgment in the management and scheduling of the workload Assist in overall development process management, including involvement with clients, public officials, and participating financial institutions and must be able to present discussions and recommendations orally and in writing. Understanding of procurement rules in general, but must develop an in-depth knowledge of HOC’s Procurement Policy specifically as it pertains to the procurement of services required for executing the responsibilities of this position Underwriting/Credit Analysis Loan Documentation Review Bond Issuance / Closing Management Draw Reviews Performance Monitoring Preparation of Materials for submission to lenders and governmental entities. Perform related and other duties as assigned. Minimum Qualifications Experience: At least five years of increasingly responsible experience in real estate finance, development, and investment. At least two years of data management and reporting, including supervisory experience. Experience must include working with transactions that include affordable and market-rate housing and mixed-use development. Education: Requires Graduation from an accredited college or university with a Bachelor's degree in a related field. Knowledge, Skills & Abilities: Extensive knowledge of and experience with processing and closing multifamily financing transactions that include HUD/FHA multifamily mortgage insurance Federal Low Income Housing Tax Credits (LIHTC), and other housing finance programs is required Must have high-level computer skills (HMIS, Excel, Yardi a plus) with the ability to interpret and manipulate data Superior financial and analytical skills necessary Strong written and verbal communication skills required. Ability to manage multiple tasks, transactions and meet deadlines. Ability to make presentations to a varied audience Previous experience working with a Housing Finance Agency and/or Public Housing Authority preferred Ability to perform other related duties as assigned. * Grade 28 - Min: $84,099 / Mid: $113,407 / Max: $142,716 | Salary determined by departmental budget - Offer commensurate with experience. HOC is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. HOC promotes a drug-free workplace. HOC conducts criminal background checks, employment reference checks, and where applicable, reviews driving records in determining suitability for employment. Selected applicants will be required to submit to pre-employment drug and alcohol screening. Employment is contingent upon drug and alcohol test results.

Full job record

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Source IDfc8a81a7-8f3f-4396-a670-bea780cb73f5
Board IDfc8a81a7-8f3f-4396-a670-bea780cb73f5
Provideradp_workforcenow
Provider Job Key603818
TitleSenior Multifamily Underwriter
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Statusactive
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Location TextSilver Spring, MD, US, Silver Spring, MD
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Employment Typefull_time
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CountryUnited States
RegionMD
CitySilver Spring
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Apply URLhttps://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=e4e4e299-142e-4d6d-8349-0e1bcd68a506&ccId=19000101_000001&lang=en_US&type=JS&jobId=603818&jwId=9204736681028_1
First Seen At2026-05-31 19:03:22Z
Last Seen At2026-06-06 12:14:10Z
Last Checked At2026-06-06 12:14:10Z
Last Changed At2026-06-06 12:14:10Z
Inactive At—
Source Posted At2025-11-19 15:17:00Z
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    "requisitionDescription": "<p style='margin-top:0in;margin-right:0in;margin-bottom:.0001pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;' data-pasted=\"true\"><strong><u><span style=\"font-size:16px;font-family:Calibri;color:black;\">Senior Multifamily Underwriter:&nbsp;</span></u></strong></p><p style='margin-top:0in;margin-right:0in;margin-bottom:.0001pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;'><br></p><p style='margin-top:0in;margin-right:0in;margin-bottom:.0001pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;'><span style=\"font-size:16px;font-family:Calibri;color:#262321;background:white;\">The Housing Opportunities Commission of Montgomery County (HOC) was established in 1974 to better respond to the County&rsquo;s need for affordable housing. HOC is authorized to acquire, own, lease, and operate housing; to provide for the construction or renovation of housing; obtain financial assistance from any public or private source to assist its housing activities; and arrange for social services, resident services, and daycare.</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;background:white;'><br></p><p style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;color:#262321;\"><strong><u>Job Description:&nbsp;</u></strong></span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;color:#262321;\">The Senior Multifamily Underwriter is a professional supervisory position responsible for the review and underwriting of multifamily real estate transactions presented for financing to:</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;color:#262321;\">&bull;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;Increase the availability of housing for low- to moderate-income families by using a variety of financing and subsidy sources.</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;color:#262321;\">&bull; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;To generate revenue for the organization, which adds to the growth of the multifamily bond portfolio.</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;color:#262321;\">&nbsp;This is a key position in the Mortgage Finance Division (the &ldquo;Housing Finance Agency&rdquo; function) with a focus on the origination, processing, and closing of mixed-income and affordable multifamily real estate loan transactions. An employee in this position receives loan applications from non-profit and for-profit organizations, including HOC&rsquo;s Real Estate Division, and assists in the structuring of the multifamily financing. Activities are preparatory to financial commitments and the issuance of taxable and/or tax-exempt bonds or other forms of financing. The responsibilities of this position include, but are not limited to proforma preparation and feasibility assessment; review of development proposals, third-party reports, and borrower documents; developing written Financing Plans and presenting said plans to the Commission; and, bond and loan closing management and execution.</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;color:#262321;\"><strong><u>Examples of Duties:</u></strong></span></p><ul type=\"disc\" style=\"margin-bottom:0in;\"><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Applies knowledge of the principles, practices, and policies of HOC&rsquo;s Multifamily Program Guide and the Commission&rsquo;s lending practices to varied loan applications</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Proficient in the application of rules and regulations pertaining to tax-exempt mortgage revenue bonds, the Federal Low-Income Housing Tax Credit Program, as well as other state and county housing programs. The employee plans, organizes, and controls most aspects of the work, providing regular status reports to the supervisor</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Work in an office and occasionally visit rental developments or potential sites</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Exercise sound and efficient judgment in the management and scheduling of the workload</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Assist in overall development process management, including involvement with clients, public officials, and participating financial institutions and must be able to present discussions and recommendations orally and in writing.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Understanding of procurement rules in general, but must develop an in-depth knowledge of HOC&rsquo;s Procurement Policy specifically as it pertains to the procurement of services required for executing the responsibilities of this position</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Underwriting/Credit Analysis</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Loan Documentation Review</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Bond Issuance / Closing Management</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Draw Reviews</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Performance Monitoring</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Preparation of Materials for submission to lenders and governmental entities.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Perform related and other duties as assigned.</span></li></ul><p style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;background:white;'><strong><u><span style=\"font-size:16px;font-family:Calibri;color:#262321;\">Minimum Qualifications&nbsp;</span></u></strong></p><p style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;background:white;'><strong><u><span style=\"font-size:16px;font-family:Calibri;color:#262321;\">Experience:&nbsp;</span></u></strong></p><ul type=\"disc\" style=\"margin-bottom:0in;\"><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">At least five years of increasingly responsible experience in real estate finance, development, and investment.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">At least two years of data management and reporting, including supervisory experience.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">&nbsp;Experience must include working with transactions that include affordable and market-rate housing and mixed-use development.</span></li></ul><p style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;background:white;'><strong><u><span style=\"font-size:16px;font-family:Calibri;color:#262321;\">Education:</span></u></strong></p><ul style=\"margin-bottom:0in;margin-top:0in;\" type=\"disc\"><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:115%;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;'><span style=\"font-size:16px;line-height:115%;font-family:Calibri;\">Requires Graduation from an accredited college or university with a Bachelor&#39;s degree in a related field.</span></li></ul><p style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;background:white;'><strong><u><span style=\"font-size:16px;font-family:Calibri;color:#262321;\">Knowledge, Skills &amp; Abilities:</span></u></strong></p><ul type=\"disc\" style=\"margin-bottom:0in;\"><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Extensive knowledge of and experience with processing and closing multifamily financing transactions that include HUD/FHA multifamily mortgage insurance Federal Low Income Housing Tax Credits (LIHTC), and other housing finance programs is required</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Must have high-level computer skills (HMIS, Excel, Yardi a plus) with the ability to interpret and manipulate data&nbsp;</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Superior financial and analytical skills necessary</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Strong written and verbal communication skills required.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Ability to manage multiple tasks, transactions and meet deadlines.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Ability to make presentations to a varied audience</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:#262321;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;\">Previous experience working with a Housing Finance Agency and/or Public Housing Authority preferred</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;color:black;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;color:#262321;\">Ability to perform other related duties as assigned.&nbsp;</span></li></ul><p style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;background:white;'><em><span style=\"font-family:Calibri;background:white;\">* Grade 28 - Min: $84,099 / Mid: $113,407 / Max: $142,716 | Salary determined by departmental budget - Offer commensurate with experience.</span></em></p><p style='margin-top:0in;margin-right:0in;margin-bottom:10.0pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;background:white;'><span style=\"font-size:16px;font-family:Calibri;color:black;\">HOC is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. HOC promotes a drug-free workplace.</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:.0001pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;'><span style=\"font-size:16px;font-family:Calibri;color:black;\">&nbsp;</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:.0001pt;margin-left:0in;line-height:normal;font-size:15px;font-family:\"Calibri\",sans-serif;text-align:justify;'><span style=\"font-size:16px;font-family:Calibri;color:black;\">HOC conducts criminal background checks, employment reference checks, and where applicable, reviews driving records in determining suitability for employment. Selected applicants will be required to submit to pre-employment drug and alcohol screening. Employment is contingent upon drug and alcohol test results.</span></p>\n",
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