Risk Team Lead

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          "text": "<p>As a <strong>Risk Team Lead</strong> you will develop and oversee the daily operations of a team of Risk Specialists. Your team is responsible for mitigating risks associated with high risk customers, with a specific emphasis on Correspondent Banking environments. This area has a strong focus on maintaining compliance with AML/CFT regulations, and internal policies according to Wise’s risk appetite.</p><p>You act as a leader who balances regulatory safety with operational speed and commercial impact. You are not just a manager; you are a subject matter expert who unblocks the team and commercial opportunities, architects career development, and aligns daily tasks with Wise’s long-term mission.</p><p>&#xa0;</p><p><strong>Job Responsibilities</strong><br>\n&#xa0;</p><p>Team Leadership &amp; Mission Alignment</p><ul><li><p>Lead by example, driving a customer-focused mindset while refining the high-level Wise mission into daily operational focus and priorities.</p></li><li><p>Promote a culture of ownership and accountability, ensuring the team distinguishes between \"routine urgencies\" and \"true impact.\"</p></li><li><p>Operational Excellence: Set the cultural and professional standard for the team, ensuring seamless execution of Business-as-Usual (BAU) operations.</p></li></ul><p>People Management &amp; Talent Development</p><ul><li><p>Coach and develop a strong team; lead the hiring funnel and create robust training curriculums to ensure new members are set up for success from day one.</p></li><li><p>Project Coaching: Support team members in driving their own initiatives, ensuring they have resources to succeed and remain accountable to timelines.</p></li><li><p>Conduct career map check-ins and design development plans to architect the long-term growth of your analysts.</p></li></ul><p>Operational &amp; Risk Management</p><ul><li><p>Unblock the Team: Use expertise to advise analysts on risk-based decisions, handling findings, and setting mitigation actions to manage risk confidently.</p></li><li><p>Control Design: Coach the team to evaluate and recommend monitoring controls based on inherent risks identified during onboarding.</p></li><li><p>Audit Excellence: Ensure the team maintains a meticulous end-to-end audit trail for all risk decisions and processes.</p></li><li><p>Procedural Implementation: Adopt and implement procedural changes, ensuring the team is aligned in their day-to-day work.</p></li></ul><p>Performance &amp; Data Accountability</p><ul><li><p>KPI &amp; SLA Accountability: Use data proficiency to set, track, and report on performance, ensuring BAU is handled with accuracy and quality.</p></li><li><p>Conduct regular 1:1 coaching sessions and team meetings to share best practices and maintain high team spirit.</p></li></ul><p>Expertise &amp; Calculated Risk Leadership</p><ul><li><p>Strategic Risk Leadership: Make high-stakes, calculated risk decisions and coach the team to develop the same level of professional judgment.</p></li><li><p>Commercial-Compliance Calibration: Strategize by grasping the commercial impact of the team’s work, solving for friction while maintaining safety.</p></li><li><p>Assist senior leadership with audits and proactively identify where controls are needed to support future scale.</p></li></ul><p>Stakeholder Management &amp; Communication</p><ul><li><p>Strategic De-escalation: Navigate challenging situations by focusing on core issues to reach resolutions.</p></li><li><p>Persuasive Framing: Tailor conversations to demonstrate impact—from a risk perspective for 2LOD to a growth perspective for Commercial stakeholders.</p></li><li><p>Navigating Blockers: Facilitate difficult discussions with internal and external partners; use challenge/pushback/influence to achieve goals.</p></li><li><p>Strategic Risk Tolerance: Guide tolerance conversations with 1LOD and 2LOD to ensure the organization is comfortable with the risk-to-growth ratio.</p></li></ul><p>&#xa0;</p><p><strong>Requirements</strong></p><ul><li><p>Industry Experience: Minimum 4+ years of experience in financial crime and/or compliance, specifically within a Correspondent Banking environment.</p></li><li><p>Leadership Experience: At least 1-2 years of experience scaling and managing high-performing teams.</p></li><li><p>Communication: Excellent verbal and written English skills; ability to articulate complex risk thoughts clearly.</p></li><li><p>Regulatory Knowledge: Deep understanding of the regulatory framework surrounding KYC/AML/CFT and money laundering trends.</p></li><li><p>Problem Solving: Proven ability to turn solutions into actionable projects and drive them to completion with minimal support.</p></li><li><p>Technical Skills: Ability to analyze and move team metrics; proficiency in using data to drive insights.</p></li><li><p>Mindset: Punctual, independent, proactive, and capable of working in a high-pressure, fast-paced environment.</p></li></ul><p>&#xa0;</p><p><strong>Nice to have:</strong></p><ul><li><p>Education: Bachelor’s degree in Finance, Business Administration, Law, or a related field.</p></li><li><p>Certifications: ICA, CAMS, or equivalent (EDD/AML focused).</p></li><li><p>Tools: Experience with analytics tools like Looker, Salesforce, DowJones or similar.</p></li></ul><p><br>\n&#xa0;</p><p>&#xa0;</p>",
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          "text": "<p>Wise is a global technology company, building the best way to move and manage the world’s money.<br>\n<strong>Min fees. Max ease. Full speed.</strong></p><p>Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.</p><p>As part of our team, you will be helping us create an entirely new network for the world's money.<br>\n<strong>For everyone, everywhere.</strong></p><p>More about <strong><a href=\"https://wise.jobs/our-mission\">our mission</a></strong> and <strong><a href=\"https://wise.jobs/what-we-offer\">what we offer</a></strong>.</p>",
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          "text": "<div sr-tagline=\"\"></div><p>For everyone, everywhere. We're people building money without borders&#xa0; — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.</p><p>We're proud to have a truly international team, and we celebrate our differences.<br>\nInclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.</p><p>If you want to find out more about what it's like to work at Wise visit&#xa0;<a href=\"https://www.wise.jobs/\">Wise.Jobs</a>.</p><p>Keep up to date with life at Wise by following us on&#xa0;<a href=\"https://www.linkedin.com/company/1769571/\">LinkedIn</a>&#xa0;and&#xa0;<a href=\"https://www.instagram.com/wisecareers/\">Instagram</a>.</p>",
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