Financial Underwriter

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  "list_job": {
    "id": "271",
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      "city": "Vancouver",
      "state": "British Columbia"
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    "departmentLabel": "Underwriting",
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    "location": {
      "city": "Vancouver",
      "state": "British Columbia",
      "postalCode": "V7X 1M8",
      "addressCountry": "Canada"
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    "datePosted": "2025-10-16",
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    "description": "<p><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt; font-weight: bold\">About us:</span></p>\n<p><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Spring Financial is revolutionizing financial access for Canadians, providing smart credit-building, mortgage, and lending solutions. As one of Canada’s fastest-growing fintech companies, annually we help 1 million customers explore their financing options with ease—online, via text, or over the phone. Our dynamic, innovative team thrives on collaboration, growth, and making a real impact.<br>To learn more about our products please visit our website here: <a href=\"http://www.springfinancial.ca/\" target=\"_blank\" rel=\"noopener noreferrer\">www.springfinancial.ca</a>.</span></p>\n<p><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">We’re looking for a Credit Review Analyst to strengthen the quality and consistency of our underwriting decisions. This position focuses on reviewing loan applications that have been sent back for re-evaluation or require exception handling; ensuring accuracy, compliance, and sound judgment before final approval.<br></span></p>\n<p><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">You’ll work closely with the Underwriting &amp; Personal Loans teams within the organization to identify recurring issues, recommend process improvements, and contribute to a culture of high-quality decision-making.</span></p>\n<p><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt; font-weight: bold\"><span style=\"font-weight: bold\"><span style=\"font-weight: bold\">NOTE: This is a full-time, permanent, on-site position in downtown Vancouver.</span></span></span></p>\n<p><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt; font-weight: bold\"><span style=\"font-weight: bold\">What You’ll Be Doing:</span></span></p>\n<ul>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Identify clients' financial goals and objectives</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Analyze clients' financial records</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Develop financial plans for clients</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Review and examine financial services and institutions to ensure compliance with governing legislation and regulation</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Underwrite new issues of financial products</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Assist in the planning and execution of financial statement audits</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Research and evaluate loan applicant's financial status, references, credit and ability to repay loan</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Complete credit and loan documentation</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Collaborate with Sales, Funding, and QA teams to resolve escalated or one-off application cases.</span></li>\n</ul>\n<p><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt; font-weight: bold\"><span style=\"font-weight: bold\">What You Should Already Have:</span></span></p>\n<ul>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">1–3 years of experience in credit analysis, underwriting, or loan processing (preferably in consumer or fintech lending).</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Sound understanding of credit principles, financial ratios, and lending compliance standards.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Strong analytical, documentation, and communication skills.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">High attention to detail and ability to handle exceptions or incomplete data.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Proficiency in CRM and lending systems; advanced Excel or Google Sheets skills preferred.</span></li>\n</ul>\n<p><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt; font-weight: bold\">What We Will Give You: </span></p>\n<ul>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Competitive annual salary ranging from <span style=\"font-weight: bold\">$80,000</span>.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Comprehensive benefits package, including extended health, dental, and vision coverage — with 100% of monthly premiums covered by the Spring.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">A modern, collaborative workspace in the heart of downtown Vancouver.</span></li>\n<li><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Ongoing career growth opportunities.</span></li>\n</ul>\n<p><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\"><br><span style=\"font-weight: bold\">This is a truly exciting time to join Spring Financial and we are looking forward to doing great things together!</span></span></p>\n<p><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt; font-weight: bold\">---</span></p>\n<p><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\"><span style=\"font-weight: bold\">Please note</span>: Upon applying, our Talent Acquisition team will review your resume. If you qualify, we will reach out to learn more about your experience and answer any questions you may have about the role, benefits, compensation, and more. Due to high application volume, we may not be able to respond to everyone.</span></p>\n<p><span style=\"color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Thank you for your interest! We appreciate your time and look forward to reviewing your application!</span></p>",
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