Junior Credit Analyst

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  "detail": {
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    "heading": "Junior Credit Analyst",
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    "description_html": "<span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:14pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Junior Credit Analyst</span></span></span></b></span></span><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:14pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Altbanq | Midtown Manhattan (On-Site)</span></span></span></b></span></span><br><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">The Junior Credit Analyst at Altbanq is a key member of our credit team.</span></span></span> <span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">You’ll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to real credit decisions while helping support the quality and performance of Altbanq’s loan portfolio. This role is designed for candidates early in their careers who are eager to build hands-on experience in credit analysis, financial review, and risk assessment within a fast-growing fintech lending platform.</span></span></span></span></span><br><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Location</span></span></span></b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">: Midtown, New York City  </span></span></span></span></span><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Work Schedule</span></span></span></b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">: Fully on-site, Monday–Friday, 9:30 AM – 6:00 PM</span></span></span></span></span><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Company Website: </span></span></span></b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">https://altbanq.com</span></span></span></span></span><br><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:13pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Why This Role Matters</span></span></span></b></span></span><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Junior Credit Analysts help ensure that every loan we originate meets Altbanq’s credit and risk standards. In this role, you’ll contribute to important credit decisions while learning how financial data, borrower behavior, and risk policy come together in real-world lending. </span></span></span></span></span><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">This is a strong opportunity for someone looking to start a career in credit, underwriting, or risk management.</span></span></span></span></span><br><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:13pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">What You’ll Do</span></span></span></b></span></span><ul><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Review borrower credit reports and assist with background checks and public record searches, including liens, judgments, bankruptcies, and UCC filings.</span></span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Assist in analyzing financial documents such as bank statements, profit & loss statements, balance sheets, and tax returns to help assess cash flow and credit risk.</span></span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\">Support senior analysts on credit reviews and complex cases.</span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Learn and apply Altbanq’s credit policies, procedures, and risk guidelines.</span></span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Prepare credit summaries and memos for internal review and approval.</span></span></span></span></span></span></li></ul><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:13pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">What We’re Looking For</span></span></span></b></span></span><ul><li style=\"margin-left:8px;\"><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Bachelor’s degree in finance, accounting, economics, business administration, or a related field</span></span></span></span></span></li><li style=\"margin-left:8px;\"><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Proficiency in Microsoft Excel (formulas, filters, basic functions)</span></span></span></span></span></li><li style=\"margin-left:8px;\"><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Strong interest in credit analysis, lending, financial risk and transaction due diligence </span></span></span></span></span></li><li style=\"margin-left:8px;\"><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">High attention to detail and willingness to learn</span></span></span></span></span></li><li style=\"margin-left:8px;\"><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Clear written and verbal communication skills</span></span></span></span></span></li><li style=\"margin-left:8px;\"><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Ability to stay organized and meet deadlines in a fast-paced environment</span></span></span></span></span></li></ul><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:13pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Compensation and Benefits</span></span></span></b></span></span><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Salary Range:</span></span></span></b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\"> $65,000 - $85,000, depending on experience.</span></span></span></span></span><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Benefits Include:</span></span></span></b></span></span><ul><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">  Medical, Dental, and Vision Insurance  </span></span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">  Life Insurance and Commuter Benefits  </span></span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">  401(k) Retirement Plan</span></span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">  Flexible Spending Accounts (FSA)</span></span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">  End-of-year discretionary performance bonus</span></span></span></span></span></span></li></ul><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:13pt;\"><span style=\"font-family:Arial, sans-serif;\">Join Us</span></span></b></span></span><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\">Join Altbanq and start your career by learning from experienced credit professionals while helping small businesses access capital responsibly.</span></span></span></span><br> ",
    "description_text": "Junior Credit Analyst\n Altbanq | Midtown Manhattan (On-Site)\n The Junior Credit Analyst at Altbanq is a key member of our credit team. You’ll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to real credit decisions while helping support the quality and performance of Altbanq’s loan portfolio. This role is designed for candidates early in their careers who are eager to build hands-on experience in credit analysis, financial review, and risk assessment within a fast-growing fintech lending platform.\n Location : Midtown, New York City\n Work Schedule : Fully on-site, Monday–Friday, 9:30 AM – 6:00 PM\n Company Website: https://altbanq.com\n Why This Role Matters\n Junior Credit Analysts help ensure that every loan we originate meets Altbanq’s credit and risk standards. In this role, you’ll contribute to important credit decisions while learning how financial data, borrower behavior, and risk policy come together in real-world lending.  This is a strong opportunity for someone looking to start a career in credit, underwriting, or risk management.\n What You’ll Do Review borrower credit reports and assist with background checks and public record searches, including liens, judgments, bankruptcies, and UCC filings.\n Assist in analyzing financial documents such as bank statements, profit & loss statements, balance sheets, and tax returns to help assess cash flow and credit risk.\n Support senior analysts on credit reviews and complex cases.\n Learn and apply Altbanq’s credit policies, procedures, and risk guidelines.\n Prepare credit summaries and memos for internal review and approval.\n What We’re Looking For Bachelor’s degree in finance, accounting, economics, business administration, or a related field\n Proficiency in Microsoft Excel (formulas, filters, basic functions)\n Strong interest in credit analysis, lending, financial risk and transaction due diligence\n High attention to detail and willingness to learn\n Clear written and verbal communication skills\n Ability to stay organized and meet deadlines in a fast-paced environment\n Compensation and Benefits\n Salary Range: $65,000 - $85,000, depending on experience.\n Benefits Include:   Medical, Dental, and Vision Insurance\n   Life Insurance and Commuter Benefits\n   401(k) Retirement Plan\n   Flexible Spending Accounts (FSA)\n   End-of-year discretionary performance bonus\n Join Us\n Join Altbanq and start your career by learning from experienced credit professionals while helping small businesses access capital responsibly.",
    "jsonld_jobposting": {
      "url": "https://altbanq.applytojob.com/apply/KRPnb8EBh2/Junior-Credit-Analyst",
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      "datePosted": "2026-05-12",
      "description": "<span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:14pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Junior Credit Analyst</span></span></span></b></span></span><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:14pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Altbanq | Midtown Manhattan (On-Site)</span></span></span></b></span></span><br><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">The Junior Credit Analyst at Altbanq is a key member of our credit team.</span></span></span> <span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">You’ll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to real credit decisions while helping support the quality and performance of Altbanq’s loan portfolio. This role is designed for candidates early in their careers who are eager to build hands-on experience in credit analysis, financial review, and risk assessment within a fast-growing fintech lending platform.</span></span></span></span></span><br><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Location</span></span></span></b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">: Midtown, New York City  </span></span></span></span></span><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Work Schedule</span></span></span></b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">: Fully on-site, Monday–Friday, 9:30 AM – 6:00 PM</span></span></span></span></span><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Company Website: </span></span></span></b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">https://altbanq.com</span></span></span></span></span><br><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:13pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Why This Role Matters</span></span></span></b></span></span><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Junior Credit Analysts help ensure that every loan we originate meets Altbanq’s credit and risk standards. In this role, you’ll contribute to important credit decisions while learning how financial data, borrower behavior, and risk policy come together in real-world lending. </span></span></span></span></span><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">This is a strong opportunity for someone looking to start a career in credit, underwriting, or risk management.</span></span></span></span></span><br><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:13pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">What You’ll Do</span></span></span></b></span></span><ul><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Review borrower credit reports and assist with background checks and public record searches, including liens, judgments, bankruptcies, and UCC filings.</span></span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Assist in analyzing financial documents such as bank statements, profit & loss statements, balance sheets, and tax returns to help assess cash flow and credit risk.</span></span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\">Support senior analysts on credit reviews and complex cases.</span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Learn and apply Altbanq’s credit policies, procedures, and risk guidelines.</span></span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Prepare credit summaries and memos for internal review and approval.</span></span></span></span></span></span></li></ul><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:13pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">What We’re Looking For</span></span></span></b></span></span><ul><li style=\"margin-left:8px;\"><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Bachelor’s degree in finance, accounting, economics, business administration, or a related field</span></span></span></span></span></li><li style=\"margin-left:8px;\"><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Proficiency in Microsoft Excel (formulas, filters, basic functions)</span></span></span></span></span></li><li style=\"margin-left:8px;\"><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Strong interest in credit analysis, lending, financial risk and transaction due diligence </span></span></span></span></span></li><li style=\"margin-left:8px;\"><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">High attention to detail and willingness to learn</span></span></span></span></span></li><li style=\"margin-left:8px;\"><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Clear written and verbal communication skills</span></span></span></span></span></li><li style=\"margin-left:8px;\"><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Ability to stay organized and meet deadlines in a fast-paced environment</span></span></span></span></span></li></ul><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:13pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Compensation and Benefits</span></span></span></b></span></span><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Salary Range:</span></span></span></b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\"> $65,000 - $85,000, depending on experience.</span></span></span></span></span><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">Benefits Include:</span></span></span></b></span></span><ul><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">  Medical, Dental, and Vision Insurance  </span></span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">  Life Insurance and Commuter Benefits  </span></span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">  401(k) Retirement Plan</span></span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">  Flexible Spending Accounts (FSA)</span></span></span></span></span></span></li><li><span style=\"font-size:10pt;\"><span><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\"><span style=\"color:#000000;\">  End-of-year discretionary performance bonus</span></span></span></span></span></span></li></ul><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><b><span style=\"font-size:13pt;\"><span style=\"font-family:Arial, sans-serif;\">Join Us</span></span></b></span></span><br><span style=\"font-size:10pt;\"><span style=\"font-family:'Times New Roman', serif;\"><span style=\"font-size:11pt;\"><span style=\"font-family:Arial, sans-serif;\">Join Altbanq and start your career by learning from experienced credit professionals while helping small businesses access capital responsibly.</span></span></span></span><br> ",
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