Area Credit Manager - CEQ - Credit Appraisal - Hyderabad - Auto Plaza - JM

{
  "content_hash": "4638d7897da7c9c5dfec12776e2aae75bdc2fe88edce82f021af319062724e0b",
  "source_hash": "bd86cc132ab87189fda9df4def7fd7108b4543bb72d0e16d45a86af1368de0e2",
  "last_changed_at": "2026-06-06T11:24:05.950Z",
  "active_status": "active"
}

{
  "language": "en",
  "location": {
    "raw": "Hyderabad - Auto Plaza, Hyderabad, Telangana, IN",
    "city": "Telangana",
    "region": "IN",
    "country": "United States",
    "is_remote": false,
    "confidence": 0.9
  },
  "salary_max": null,
  "salary_min": null,
  "inferred_at": "2026-06-06T20:25:00.721Z",
  "launch_scope": {
    "reason": "english_us_canada",
    "included": true,
    "language": "en",
    "location": {
      "raw": "Hyderabad - Auto Plaza, Hyderabad, Telangana, IN",
      "city": "Telangana",
      "region": "IN",
      "country": "United States",
      "is_remote": false,
      "confidence": 0.9
    },
    "countries": [
      "United States"
    ]
  },
  "remote_policy": null,
  "salary_period": null,
  "workplace_type": null,
  "salary_currency": null
}

{}

{
  "detail": {
    "Id": "47002",
    "Title": "Area Credit Manager - CEQ - Credit Appraisal - Hyderabad - Auto Plaza - JM",
    "media": [],
    "skills": [],
    "JobType": null,
    "Category": null,
    "JobGrade": null,
    "JobLevel": null,
    "JobShift": null,
    "WorkDays": null,
    "WorkHours": null,
    "WorkYears": null,
    "Department": null,
    "HotJobFlag": false,
    "StudyLevel": null,
    "WorkMonths": null,
    "WorkerType": null,
    "GeographyId": 300000002764072,
    "JobFamilyId": null,
    "JobFunction": null,
    "JobSchedule": "Full time",
    "BusinessUnit": null,
    "ContractType": null,
    "Organization": null,
    "TrendingFlag": false,
    "workLocation": [
      {
        "Country": "IN",
        "Region1": null,
        "Region2": "Telangana",
        "Region3": null,
        "Building": null,
        "Latitude": "17.41645",
        "Longitude": "78.43916",
        "LocationId": 300000003344301,
        "PostalCode": "500034",
        "TownOrCity": "Hyderabad",
        "AddressLine1": "Plot 3, 4, 5 & 6, Road #3, Auto Plaza, Opp. Times of India, Banjara Hills, Hyderabad",
        "AddressLine2": null,
        "AddressLine3": null,
        "AddressLine4": null,
        "LocationName": "Hyderabad - Auto Plaza"
      }
    ],
    "ContentLocale": "en",
    "HiringManager": null,
    "LegalEmployer": null,
    "RequisitionId": 300003705183395,
    "WorkplaceType": "",
    "BusinessUnitId": 300001783941462,
    "OrganizationId": 300000003178796,
    "GeographyNodeId": 100002404454629,
    "JobFunctionCode": null,
    "LegalEmployerId": 300000003178796,
    "PrimaryLocation": "Hyderabad, Telangana, India",
    "RequisitionType": "Professional",
    "NumberOfOpenings": null,
    "WorkplaceTypeCode": null,
    "BeFirstToApplyFlag": false,
    "otherWorkLocations": [],
    "secondaryLocations": [],
    "ExternalContactName": null,
    "ShortDescriptionStr": "",
    "ExternalContactEmail": null,
    "ExternalPostedEndDate": "2026-09-30T12:29:00+00:00",
    "OtherRequisitionTitle": null,
    "requisitionFlexFields": [],
    "ApplyWhenNotPostedFlag": false,
    "DomesticTravelRequired": null,
    "ExternalDescriptionStr": "<p><span>1 Prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources)</span></p>\n<p><span>2 Prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility</span></p>\n<p><span>3 Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team</span></p>\n<p><span>4 Meet customers (retail &amp; strategic) at regular intervals to understand various industry &amp; markets</span></p>\n<p><span>5 Pre approval and rating of all clients with exposure more than Rs 500L Regular Training sessions for Sales / Channel Partners / Filed sales staff on the various product policies &amp; processes</span></p>\n<p><span>6 Control &amp; Monitoring of Post Disbursement Documents –Invoice, Insurance &amp; RC by way of interaction with sales and customers&nbsp;</span></p>\n<p><span>7 Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels</span></p>\n<p><span>8 Working on projects/process improvements from time To time</span></p>\n<p><span>9 Critically evaluate the transaction risk, business &amp; Financial risk of the borrower as well as industry risk involved in any given industry</span></p>\n<p><span>10 Identify relevant and associated risk as aforementioned and to submit appropriate mitigate against each</span></p>\n<p><span>11 Perform the financial analysis in detail attending to all major movements in P&amp;L &amp; Balance sheet while ascertaining /citing the precise reason of such movement</span></p>\n<p><span>12 Prepare the Credit Note comprising of structure of the transaction and view of credit, detailing risk and mitigants</span></p>\n<p><span>13 Detailed financial appraisal covering the business model, working capital cycle, profitability etc</span></p>\n<p><span>14 Development of market intelligence by engaging with the people in other banks and FIs w.r.t. their policies, focus area, portfolio health</span></p>\n<p><span>15 Identify the automation opportunities in existing processes, new product development</span></p>\n<p><span>16 Quality of Credit Underwriting</span></p>\n<p><span>17 Raise early warning signals for exit of stress accounts and take due measures for timely exit</span></p>\n<p><span>18 Ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines</span></p>\n<p><span>19 Through market knowledge of CE /CV market practices</span></p>\n<p><span>20 Active involvement in customer visit&nbsp;</span></p>\n<p><span>21 Regular MIS on market intelligence.</span></p>\n<p>&nbsp;</p>\n<p><span>Qualifications&nbsp; -</span></p>\n<p><span>Minimum Degree: MBA/PGDBA/PGPM/ CA or Equivalent.</span></p>",
    "ObjectVerNumberProfile": "1",
    "PrimaryLocationCountry": "IN",
    "CorporateDescriptionStr": "",
    "ExternalPostedStartDate": "2026-05-28T12:30:02+00:00",
    "ExternalQualificationsStr": "",
    "InternalQualificationsStr": "",
    "OrganizationDescriptionStr": "",
    "primaryLocationCoordinates": [
      {
        "Latitude": "17.3174",
        "Longitude": "78.6611",
        "CountryCode": "IN",
        "GeographyId": 300000002764072,
        "GeographyNodeId": 100002404454629
      }
    ],
    "ExternalResponsibilitiesStr": "",
    "InternalResponsibilitiesStr": "",
    "InternationalTravelRequired": null
  },
  "list_job": {
    "Id": "47002",
    "Title": "Area Credit Manager - CEQ - Credit Appraisal - Hyderabad - Auto Plaza - JM",
    "JobType": null,
    "Distance": 1779926400000,
    "JobShift": null,
    "Language": "US",
    "WorkDays": null,
    "JobFamily": null,
    "Relevancy": 4,
    "WorkHours": null,
    "Department": null,
    "HotJobFlag": false,
    "PostedDate": "2026-05-28",
    "StudyLevel": null,
    "WorkerType": null,
    "GeographyId": 300000002764072,
    "JobFunction": null,
    "JobSchedule": null,
    "BusinessUnit": null,
    "ContractType": null,
    "ManagerLevel": null,
    "Organization": null,
    "TrendingFlag": false,
    "workLocation": [
      {
        "Country": "IN",
        "Region1": null,
        "Region2": "Telangana",
        "Region3": null,
        "Building": null,
        "Latitude": 17.41645,
        "Longitude": 78.43916,
        "LocationId": 300000003344301,
        "PostalCode": "500034",
        "TownOrCity": "Hyderabad",
        "AddressLine1": "Plot 3, 4, 5 & 6, Road #3, Auto Plaza, Opp. Times of India, Banjara Hills, Hyderabad",
        "AddressLine2": null,
        "AddressLine3": null,
        "AddressLine4": null,
        "LocationName": "Hyderabad - Auto Plaza"
      }
    ],
    "LegalEmployer": null,
    "MediaThumbURL": null,
    "WorkplaceType": "",
    "BusinessUnitId": 300001783941462,
    "OrganizationId": 300000003178796,
    "PostingEndDate": null,
    "LegalEmployerId": 300000003178796,
    "PrimaryLocation": "Hyderabad, Telangana, India",
    "WorkDurationYears": null,
    "WorkplaceTypeCode": null,
    "BeFirstToApplyFlag": false,
    "WorkDurationMonths": null,
    "otherWorkLocations": [],
    "secondaryLocations": [],
    "ShortDescriptionStr": "",
    "requisitionFlexFields": [],
    "DomesticTravelRequired": null,
    "PrimaryLocationCountry": "IN",
    "ExternalQualificationsStr": null,
    "ExternalResponsibilitiesStr": null,
    "InternationalTravelRequired": null
  },
  "detail_meta": {
    "url": "https://eofh.fa.em2.oraclecloud.com/hcmRestApi/resources/latest/recruitingCEJobRequisitionDetails?expand=all&onlyData=true&finder=ById;Id=%2247002%22,siteNumber=CX",
    "http_status": 200,
    "content_type": "application/json",
    "response_bytes": 6074
  },
  "detail_errors": []
}