Farm Credit Analyst

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    "city": "Kansas City",
    "jobId": 359908,
    "level": "",
    "endDate": "06/21/2026",
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    "jobShift": "Day",
    "jobTitle": "Farm Credit Analyst",
    "location": "Bank19 - Kansas - Kansas City, KS 64151",
    "startDate": "06/15/2026",
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    "description": "<p><span style=\"font-family:'Times New Roman',Times,serif\"><strong>Position</strong>:&nbsp;<span style=\"color:#000000\">Farm Credit Analyst&nbsp;</span></span></p>\n\n<p><span style=\"font-family:'Times New Roman',Times,serif\"><strong>Department:</strong><strong>&nbsp;</strong>Agriculture</span></p>\n\n<p><span style=\"font-family:'Times New Roman',Times,serif\"><strong>Reports To:&nbsp;</strong>Division President</span></p>\n\n<p><span style=\"font-family:'Times New Roman',Times,serif\"><strong>Location:</strong><strong>&nbsp;</strong>7450 Campus Drive, Suite 210, Colorado Springs, CO 80920&nbsp;</span></p>\n\n<p><span style=\"font-family:'Times New Roman',Times,serif\"><strong>Onsite:</strong>&nbsp;Yes,&nbsp;at either our Colorado Springs, CO or Kansas City, KS offices&nbsp; &nbsp;&nbsp;</span></p>\n\n<p><span style=\"font-family:'Times New Roman',Times,serif\"><strong>Remote</strong>: There is potential for fully remote - Hybrid is preferred</span></p>\n\n<p><span style=\"font-family:'Times New Roman',Times,serif\"><strong>Exempt</strong>: Yes&nbsp;&nbsp;<strong>Non-exempt</strong>:&nbsp;No</span></p>\n\n<p><span style=\"font-family:'Times New Roman',Times,serif\"><span style=\"background-color:#ffffff\"><strong><span style=\"color:#000000\">Why Analysts Choose BANK19</span></strong></span></span></p>\n\n<p><span style=\"font-family:'Times New Roman',Times,serif\"><span style=\"background-color:#ffffff\"><span style=\"color:#000000\">At BANK19, people are at the center of everything we do. We believe banking should feel personal, supportive, and grounded in trust. Our customers are more than account numbers&mdash;they are our neighbors, families, and the business owners who shape the agricultural heartland we serve. We approach every interaction with care and respect, ensuring our team members have the support they need to provide the best service to our community.</span></span></span></p>\n\n<p><span style=\"font-family:'Times New Roman',Times,serif\"><span style=\"background-color:#ffffff\"><strong><span style=\"color:#000000\">Role Overview</span></strong></span></span></p>\n\n<p><span style=\"font-family:'Times New Roman',Times,serif\"><span style=\"background-color:#ffffff\"><span style=\"color:#000000\">The Farm Credit Analyst is a vital role within our Agriculture Department, responsible for conducting complex credit evaluations of agricultural loans. You will focus on assessing the financial health of large-scale farming operations and agribusinesses. This position requires a professional who can blend technical financial expertise with a deep understanding of the unique variables of the agricultural industry to ensure the safety and soundness of our loan portfolio.</span></span></span></p>\n\n<p><span style=\"font-family:'Times New Roman',Times,serif\"><span style=\"background-color:#ffffff\"><strong><span style=\"color:#000000\">Essential Functions</span></strong></span></span></p>\n\n<ul>\n\t<li><span style=\"font-family:'Times New Roman',Times,serif\"><span style=\"background-color:#ffffff\"><span style=\"color:#000000\">Analyze financial statements, tax returns, and cash flow projections for complex agricultural operations to determine repayment capacity and debt-to-equity ratios.</span></span></span></li>\n\t<li><span style=\"font-family:'Times New Roman',Times,serif\"><span style=\"background-color:#ffffff\"><span style=\"color:#000000\">Quantify risks unique to agriculture, including market volatility, weather impacts, and commodity price fluctuations, ensuring alignment with credit policies.</span></span></span></li>\n\t<li><span style=\"font-family:'Times New Roman',Times,serif\"><span style=\"background-color:#ffffff\"><span style=\"color:#000000\">Maintain an active monitoring system for the existing loan portfolio, performing regular reviews to ensure early detection of deteriorating credit quality.</span></span></span></li>\n\t<li><span style=\"font-family:'Times New Roman',Times,serif\"><span style=\"background-color:#ffffff\"><span style=\"color:#000000\">Verify the value and legal standing of agricultural collateral (land, livestock, equipment, and crops) and review appraisals to ensure a secured position.</span></span></span></li>\n\t<li><span style=\"font-family:'Times New Roman',Times,serif\"><span style=\"background-color:#ffffff\"><span style=\"color:#000000\">Partner with loan officers to gather documentation and present formal credit memorandums to the Credit Committee for high-limit or complex requests.</span></span></span></li>\n\t<li><span style=\"font-family:'Times New Roman',Times,serif\"><span style=\"background-color:#ffffff\"><span style=\"color:#000000\">Provide technical assistance and peer reviews for junior credit analysts, assisting in the development of departmental workflows and software implementation.</span></span></span></li>\n\t<li><span style=\"font-family:'Times New Roman',Times,serif\"><span style=\"background-color:#ffffff\"><span style=\"color:#000000\">Ensure all credit files meet internal auditing standards and federal banking regulations while staying current on Farm Credit System trends.</span></span></span></li>\n</ul>\n",
    "jobCategory": "Banking",
    "salaryRange": "$80,000.00 - $110,000.00 Salary/year",
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    "googleJobJson": "{\"@context\":\"https://schema.org/\",\"@type\":\"JobPosting\",\"title\":\"Farm Credit Analyst\",\"identifier\":\"J0BG92359908\",\"url\":\"https://www.paycomonline.net/v4/ats/web.php/portal/41FCFDC98C38F982761E0B514F93C088/jobs/359908\",\"image\":\"https://www.paycomonline.net/v4/ats/web.php/application/style/logo?clientkey=41FCFDC98C38F982761E0B514F93C088\",\"baseSalary\":{\"@type\":\"MonetaryAmount\",\"currency\":\"USD\",\"value\":{\"@type\":\"QuantitativeValue\",\"minValue\":80000,\"maxValue\":110000,\"unitText\":\"\"}},\"datePosted\":\"2026-06-15\",\"description\":\"Job DetailsJob Location: Bank19 - Kansas - Kansas City, KS 64151Position Type: Full TimeEducation Level: 4 Year DegreeSalary Range: $80,000.00 - $110,000.00 Salary/yearTravel Percentage: Up to 25%Job Shift: DayJob Category: BankingPosition:&nbsp;Farm Credit Analyst&nbsp;\\n\\nDepartment:&nbsp;Agriculture\\n\\nReports To:&nbsp;Division President\\n\\nLocation:&nbsp;7450 Campus Drive, Suite 210, Colorado Springs, CO 80920&nbsp;\\n\\nOnsite:&nbsp;Yes,&nbsp;at either our Colorado Springs, CO or Kansas City, KS offices&nbsp; &nbsp;&nbsp;\\n\\nRemote: There is potential for fully remote - Hybrid is preferred\\n\\nExempt: Yes&nbsp;&nbsp;Non-exempt:&nbsp;No\\n\\nWhy Analysts Choose BANK19\\n\\nAt BANK19, people are at the center of everything we do. We believe banking should feel personal, supportive, and grounded in trust. Our customers are more than account numbers&mdash;they are our neighbors, families, and the business owners who shape the agricultural heartland we serve. We approach every interaction with care and respect, ensuring our team members have the support they need to provide the best service to our community.\\n\\nRole Overview\\n\\nThe Farm Credit Analyst is a vital role within our Agriculture Department, responsible for conducting complex credit evaluations of agricultural loans. You will focus on assessing the financial health of large-scale farming operations and agribusinesses. This position requires a professional who can blend technical financial expertise with a deep understanding of the unique variables of the agricultural industry to ensure the safety and soundness of our loan portfolio.\\n\\nEssential Functions\\n\\n\\n\\tAnalyze financial statements, tax returns, and cash flow projections for complex agricultural operations to determine repayment capacity and debt-to-equity ratios.\\n\\tQuantify risks unique to agriculture, including market volatility, weather impacts, and commodity price fluctuations, ensuring alignment with credit policies.\\n\\tMaintain an active monitoring system for the existing loan portfolio, performing regular reviews to ensure early detection of deteriorating credit quality.\\n\\tVerify the value and legal standing of agricultural collateral (land, livestock, equipment, and crops) and review appraisals to ensure a secured position.\\n\\tPartner with loan officers to gather documentation and present formal credit memorandums to the Credit Committee for high-limit or complex requests.\\n\\tProvide technical assistance and peer reviews for junior credit analysts, assisting in the development of departmental workflows and software implementation.\\n\\tEnsure all credit files meet internal auditing standards and federal banking regulations while staying current on Farm Credit System trends.\\n\\nQualificationsKnowledge, Skills, and Abilities\\r\\n\\r\\n\\r\\n\\tUnderstanding of commodity markets, livestock cycles, and crop production factors impacting borrower profitability.\\r\\n\\tDeep knowledge of the &quot;Five C&rsquo;s of Credit&quot; as applied to specialized agricultural lending.\\r\\n\\tAbility to build and interpret complex spreadsheets for trend analysis and identify financial patterns within disparate data sets.\\r\\n\\tCapacity to draft clear, persuasive credit memorandums and discuss complex financial issues with stakeholders and producers.\\r\\n\\tAbility to evaluate management quality and operational efficiency during farm site visits.\\r\\n\\tFamiliarity with GAAP, tax accounting (farm-related schedules), and federal/state banking regulations.\\r\\n\\r\\n\\r\\nExperience and Education\\r\\n\\r\\n\\r\\n\\tBachelor&rsquo;s degree in Finance, Agricultural Business, Accounting, a related field, or equivalent experience.\\r\\n\\tCompletion of formal commercial credit training or specialized agricultural lending certifications is highly desirable.\\r\\n\\t4&ndash;6 years of professional experience in credit analysis, specifically within the agricultural or commercial lending sectors.\\r\\n\\tDemonstrated expertise using credit analysis software, financial spread tools, and core banking systems.\\r\\n\\r\\n\\r\\nPhysical &amp; Mental Requirements\\r\\n\\r\\n\\r\\n\\tAbility to remain stationary for extended periods and review detailed digital spreadsheets.\\r\\n\\tCapacity to navigate uneven terrain (fields, barns, facilities) during on-site farm inspections and operate a motor vehicle for travel.\\r\\n\\tOccasional exposure to outdoor weather and typical agricultural environments.\\r\\n\\tHigh level of concentration required for auditing financial spreads and synthesizing multiple variables into cohesive risk assessments under firm deadlines.\\r\\n\\r\\n\\r\\nBenefits\\r\\n\\r\\nBANK19, a division of First Bank and Trust of Memphis, offers a comprehensive package for eligible employees:\\r\\n\\r\\n\\r\\n\\tHealth, Dental, and Vision Insurance\\r\\n\\tHealth Savings Account (HSA) and Flexible Spending Account (FSA)\\r\\n\\tLife and AD&amp;D Coverage\\r\\n\\tVoluntary Supplemental Life, Short-Term, and Long-Term Disability\\r\\n\\tCompany Retirement Plan\\r\\n\\r\\n\\r\\nBank19 is an equal opportunity employer. All candidates for employment are considered equally, and no distinction is made based on race, color, national origin, age, religion, disability, sex, sexual orientation, gender identity, gender expression, marital status, genetic information, or veteran status. Bank19 is also committed to providing qualified applicants and employees reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or employee requiring reasonable accommodation to perform any essential job function should contact Human Resources.\\r\\n\",\"responsibilities\":\"Position:&nbsp;Farm Credit Analyst&nbsp;\\n\\nDepartment:&nbsp;Agriculture\\n\\nReports To:&nbsp;Division President\\n\\nLocation:&nbsp;7450 Campus Drive, Suite 210, Colorado Springs, CO 80920&nbsp;\\n\\nOnsite:&nbsp;Yes,&nbsp;at either our Colorado Springs, CO or Kansas City, KS offices&nbsp; &nbsp;&nbsp;\\n\\nRemote: There is potential for fully remote - Hybrid is preferred\\n\\nExempt: Yes&nbsp;&nbsp;Non-exempt:&nbsp;No\\n\\nWhy Analysts Choose BANK19\\n\\nAt BANK19, people are at the center of everything we do. We believe banking should feel personal, supportive, and grounded in trust. Our customers are more than account numbers&mdash;they are our neighbors, families, and the business owners who shape the agricultural heartland we serve. We approach every interaction with care and respect, ensuring our team members have the support they need to provide the best service to our community.\\n\\nRole Overview\\n\\nThe Farm Credit Analyst is a vital role within our Agriculture Department, responsible for conducting complex credit evaluations of agricultural loans. You will focus on assessing the financial health of large-scale farming operations and agribusinesses. This position requires a professional who can blend technical financial expertise with a deep understanding of the unique variables of the agricultural industry to ensure the safety and soundness of our loan portfolio.\\n\\nEssential Functions\\n\\n\\n\\tAnalyze financial statements, tax returns, and cash flow projections for complex agricultural operations to determine repayment capacity and debt-to-equity ratios.\\n\\tQuantify risks unique to agriculture, including market volatility, weather impacts, and commodity price fluctuations, ensuring alignment with credit policies.\\n\\tMaintain an active monitoring system for the existing loan portfolio, performing regular reviews to ensure early detection of deteriorating credit quality.\\n\\tVerify the value and legal standing of agricultural collateral (land, livestock, equipment, and crops) and review appraisals to ensure a secured position.\\n\\tPartner with loan officers to gather documentation and present formal credit memorandums to the Credit Committee for high-limit or complex requests.\\n\\tProvide technical assistance and peer reviews for junior credit analysts, assisting in the development of departmental workflows and software implementation.\\n\\tEnsure all credit files meet internal auditing standards and federal banking regulations while staying current on Farm Credit System trends.\\n\\n\",\"employmentType\":\"FULL_TIME\",\"hiringOrganization\":{\"@type\":\"Organization\",\"name\":\"MSC SERVICES LLC\",\"logo\":\"https://www.paycomonline.net/v4/ats/web.php/application/style/logo?clientkey=41FCFDC98C38F982761E0B514F93C088\"},\"jobLocation\":{\"@type\":\"Place\",\"address\":{\"streetAddress\":\"5901 NW 63rd terrace\",\"addressLocality\":\"Kansas City\",\"addressRegion\":\"KS\",\"postalCode\":64151,\"addressCountry\":\"USA\"}},\"qualifications\":\"Knowledge, Skills, and Abilities\\r\\n\\r\\n\\r\\n\\tUnderstanding of commodity markets, livestock cycles, and crop production factors impacting borrower profitability.\\r\\n\\tDeep knowledge of the &quot;Five C&rsquo;s of Credit&quot; as applied to specialized agricultural lending.\\r\\n\\tAbility to build and interpret complex spreadsheets for trend analysis and identify financial patterns within disparate data sets.\\r\\n\\tCapacity to draft clear, persuasive credit memorandums and discuss complex financial issues with stakeholders and producers.\\r\\n\\tAbility to evaluate management quality and operational efficiency during farm site visits.\\r\\n\\tFamiliarity with GAAP, tax accounting (farm-related schedules), and federal/state banking regulations.\\r\\n\\r\\n\\r\\nExperience and Education\\r\\n\\r\\n\\r\\n\\tBachelor&rsquo;s degree in Finance, Agricultural Business, Accounting, a related field, or equivalent experience.\\r\\n\\tCompletion of formal commercial credit training or specialized agricultural lending certifications is highly desirable.\\r\\n\\t4&ndash;6 years of professional experience in credit analysis, specifically within the agricultural or commercial lending sectors.\\r\\n\\tDemonstrated expertise using credit analysis software, financial spread tools, and core banking systems.\\r\\n\\r\\n\\r\\nPhysical &amp; Mental Requirements\\r\\n\\r\\n\\r\\n\\tAbility to remain stationary for extended periods and review detailed digital spreadsheets.\\r\\n\\tCapacity to navigate uneven terrain (fields, barns, facilities) during on-site farm inspections and operate a motor vehicle for travel.\\r\\n\\tOccasional exposure to outdoor weather and typical agricultural environments.\\r\\n\\tHigh level of concentration required for auditing financial spreads and synthesizing multiple variables into cohesive risk assessments under firm deadlines.\\r\\n\\r\\n\\r\\nBenefits\\r\\n\\r\\nBANK19, a division of First Bank and Trust of Memphis, offers a comprehensive package for eligible employees:\\r\\n\\r\\n\\r\\n\\tHealth, Dental, and Vision Insurance\\r\\n\\tHealth Savings Account (HSA) and Flexible Spending Account (FSA)\\r\\n\\tLife and AD&amp;D Coverage\\r\\n\\tVoluntary Supplemental Life, Short-Term, and Long-Term Disability\\r\\n\\tCompany Retirement Plan\\r\\n\\r\\n\\r\\nBank19 is an equal opportunity employer. All candidates for employment are considered equally, and no distinction is made based on race, color, national origin, age, religion, disability, sex, sexual orientation, gender identity, gender expression, marital status, genetic information, or veteran status. Bank19 is also committed to providing qualified applicants and employees reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or employee requiring reasonable accommodation to perform any essential job function should contact Human Resources.\\r\\n\",\"experienceRequirements\":\"Knowledge, Skills, and Abilities\\r\\n\\r\\n\\r\\n\\tUnderstanding of commodity markets, livestock cycles, and crop production factors impacting borrower profitability.\\r\\n\\tDeep knowledge of the &quot;Five C&rsquo;s of Credit&quot; as applied to specialized agricultural lending.\\r\\n\\tAbility to build and interpret complex spreadsheets for trend analysis and identify financial patterns within disparate data sets.\\r\\n\\tCapacity to draft clear, persuasive credit memorandums and discuss complex financial issues with stakeholders and producers.\\r\\n\\tAbility to evaluate management quality and operational efficiency during farm site visits.\\r\\n\\tFamiliarity with GAAP, tax accounting (farm-related schedules), and federal/state banking regulations.\\r\\n\\r\\n\\r\\nExperience and Education\\r\\n\\r\\n\\r\\n\\tBachelor&rsquo;s degree in Finance, Agricultural Business, Accounting, a related field, or equivalent experience.\\r\\n\\tCompletion of formal commercial credit training or specialized agricultural lending certifications is highly desirable.\\r\\n\\t4&ndash;6 years of professional experience in credit analysis, specifically within the agricultural or commercial lending sectors.\\r\\n\\tDemonstrated expertise using credit analysis software, financial spread tools, and core banking systems.\\r\\n\\r\\n\\r\\nPhysical &amp; Mental Requirements\\r\\n\\r\\n\\r\\n\\tAbility to remain stationary for extended periods and review detailed digital spreadsheets.\\r\\n\\tCapacity to navigate uneven terrain (fields, barns, facilities) during on-site farm inspections and operate a motor vehicle for travel.\\r\\n\\tOccasional exposure to outdoor weather and typical agricultural environments.\\r\\n\\tHigh level of concentration required for auditing financial spreads and synthesizing multiple variables into cohesive risk assessments under firm deadlines.\\r\\n\\r\\n\\r\\nBenefits\\r\\n\\r\\nBANK19, a division of First Bank and Trust of Memphis, offers a comprehensive package for eligible employees:\\r\\n\\r\\n\\r\\n\\tHealth, Dental, and Vision Insurance\\r\\n\\tHealth Savings Account (HSA) and Flexible Spending Account (FSA)\\r\\n\\tLife and AD&amp;D Coverage\\r\\n\\tVoluntary Supplemental Life, Short-Term, and Long-Term Disability\\r\\n\\tCompany Retirement Plan\\r\\n\\r\\n\\r\\nBank19 is an equal opportunity employer. All candidates for employment are considered equally, and no distinction is made based on race, color, national origin, age, religion, disability, sex, sexual orientation, gender identity, gender expression, marital status, genetic information, or veteran status. Bank19 is also committed to providing qualified applicants and employees reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or employee requiring reasonable accommodation to perform any essential job function should contact Human Resources.\\r\\n\",\"industry\":\"Banking\",\"validThrough\":\"2026-06-21\",\"workHours\":\"Day\",\"educationRequirements\":\"4 Year Degree\"}",
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    "qualifications": "<p><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><b><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Knowledge, Skills, and Abilities</span></span></b></span></span></span></span></span></p>\r\n\r\n<ul>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Understanding of commodity markets, livestock cycles, and crop production factors impacting borrower profitability.</span></span></span></span></span></span></span></li>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Deep knowledge of the &quot;Five C&rsquo;s of Credit&quot; as applied to specialized agricultural lending.</span></span></span></span></span></span></span></li>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Ability to build and interpret complex spreadsheets for trend analysis and identify financial patterns within disparate data sets.</span></span></span></span></span></span></span></li>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Capacity to draft clear, persuasive credit memorandums and discuss complex financial issues with stakeholders and producers.</span></span></span></span></span></span></span></li>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Ability to evaluate management quality and operational efficiency during farm site visits.</span></span></span></span></span></span></span></li>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Familiarity with GAAP, tax accounting (farm-related schedules), and federal/state banking regulations.</span></span></span></span></span></span></span></li>\r\n</ul>\r\n\r\n<p><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><b><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Experience and Education</span></span></b></span></span></span></span></span></p>\r\n\r\n<ul>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Bachelor&rsquo;s degree in Finance, Agricultural Business, Accounting, a related field, or equivalent experience.</span></span></span></span></span></span></span></li>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Completion of formal commercial credit training or specialized agricultural lending certifications is highly desirable.</span></span></span></span></span></span></span></li>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">4&ndash;6 years of professional experience in credit analysis, specifically within the agricultural or commercial lending sectors.</span></span></span></span></span></span></span></li>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Demonstrated expertise using credit analysis software, financial spread tools, and core banking systems.</span></span></span></span></span></span></span></li>\r\n</ul>\r\n\r\n<p><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><b><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Physical &amp; Mental Requirements</span></span></b></span></span></span></span></span></p>\r\n\r\n<ul>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Ability to remain stationary for extended periods and review detailed digital spreadsheets.</span></span></span></span></span></span></span></li>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Capacity to navigate uneven terrain (fields, barns, facilities) during on-site farm inspections and operate a motor vehicle for travel.</span></span></span></span></span></span></span></li>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Occasional exposure to outdoor weather and typical agricultural environments.</span></span></span></span></span></span></span></li>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">High level of concentration required for auditing financial spreads and synthesizing multiple variables into cohesive risk assessments under firm deadlines.</span></span></span></span></span></span></span></li>\r\n</ul>\r\n\r\n<p><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><b><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Benefits</span></span></b></span></span></span></span></span></p>\r\n\r\n<p><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">BANK19, a division of First Bank and Trust of Memphis, offers a comprehensive package for eligible employees:</span></span></span></span></span></span></span></p>\r\n\r\n<ul>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Health, Dental, and Vision Insurance</span></span></span></span></span></span></span></li>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Health Savings Account (HSA) and Flexible Spending Account (FSA)</span></span></span></span></span></span></span></li>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Life and AD&amp;D Coverage</span></span></span></span></span></span></span></li>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Voluntary Supplemental Life, Short-Term, and Long-Term Disability</span></span></span></span></span></span></span></li>\r\n\t<li><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><span style=\"font-size:12pt;\"><span style=\"color:#000000;\">Company Retirement Plan</span></span></span></span></span></span></span></li>\r\n</ul>\r\n\r\n<p style=\"margin-left:48px;text-align:center;\"><span style=\"font-family:'Times New Roman', Times, serif;\"><span style=\"font-size:10pt;\"><span style=\"background:#FFFFFF;\"><span style=\"line-height:16pt;\"><span style=\"letter-spacing:-0.2pt;\"><i><span style=\"font-size:11pt;\"><span style=\"color:#000000;\">Bank19 is an equal opportunity employer. All candidates for employment are considered equally, and no distinction is made based on race, color, national origin, age, religion, disability, sex, sexual orientation, gender identity, gender expression, marital status, genetic information, or veteran status. Bank19 is also committed to providing qualified applicants and employees reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or employee requiring reasonable accommodation to perform any essential job function should contact Human Resources.</span></span></i></span></span></span></span></span></p>\r\n",
    "descriptionTitle": "Farm Credit Analyst",
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    "legalRevisionDate": {
      "date": "2023-03-29T10:24:54.000Z",
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    "description": "Position: Farm Credit Analyst \n\nDepartment: Agriculture\n\nReports To: Division President\n\nLocation: 7450 Campus Drive, Suite 210, Colorado Springs, CO ...",
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