ACF Sr Credit Analyst I - Zone A

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    "Title": "ACF Sr Credit Analyst I - Zone A",
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    "ShortDescriptionStr": "The Senior Credit Analyst is responsible for researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential customers. This team member has contact with other company departments, as well as automobile dealers and other finance and credit sources.",
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    "ExternalDescriptionStr": "<p><span lang=\"EN-US\"><strong>Why AmeriCredit?&nbsp;</strong></span></p><p><span lang=\"EN-US\">We've spent the past 30+ years creating a culture that's second to none in the auto finance industry. Other employers only talk about their culture, we actually live it every day. It's the primary reason that approximately 50% of our team members have been here for more than 5 years. Sure, we could mention that AmeriCredit is a division of GM Financial, the wholly-owned captive finance subsidiary of General Motors, a Fortune 50 company. That might be what attracts talent to our team but it's our culture that keeps them coming back. Our culture is what's driven AmeriCredit's success and what's allowed us to build strong, last relationships with our dealers and consumer customers that we serve. But mostly, our culture is what allows us to prioritize employee development, to create a diverse, equitable and inclusive environment and to enrich their professional experience where they can discover, thrive and belong.&nbsp;</span></p><p><span lang=\"EN-US\">If you are looking for an environment that welcomes new ideas, fosters integrity and creates a sense of community and belonging, AmeriCredit just might be your dream employer.</span></p><p>&nbsp;</p><p><span lang=\"EN-US\">This position will be posted until filled.</span></p>",
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    "ExternalPostedStartDate": "2026-05-12T12:44:20+00:00",
    "ExternalQualificationsStr": "<p><strong>What makes You an ideal candidate?</strong></p><p><strong>Knowledge and Skills</strong></p><ul><li>Knowledge consumer finance and banking environment</li><li>Knowledge of State and Federal regulatory requirements</li><li>Knowledge of indirect retail auto financing</li><li>Knowledge of motor vehicle retail installment documentation</li><li>Knowledge of sales, credit, and funding processes in consumer finance</li><li>Knowledge of the Company’s credit policies</li><li>Knowledge of the retail automobile finance industry</li><li>Working knowledge of consumer credit, credit laws, and regulations</li><li>Ability to multi-task</li><li>Ability to professionally represent GM Financial</li><li>Ability to work under pressure and make decisions in a fast-paced environment</li><li>Credit underwriting skills</li><li>Customer relations skills</li><li>Display commitment to continuous improvement of business</li><li>Effective communication skills including verbal, written, and presentation</li><li>Innovative thinker with strong ability for strategic vision</li><li>Negotiation skills</li><li>Sales skills necessary to develop and maintain productive dealer relationships</li><li>Strong analytical and problem solving skills</li><li>Strong work ethic</li></ul><p>&nbsp;</p><p><strong>Education &amp; Work Experience</strong></p><ul><li>High School Diploma or equivalent required</li><li>2-3 years of underwriting/sales in the automotive industry preferred</li></ul><p>&nbsp;</p><p><span lang=\"EN-US\"><strong>What We Offer</strong>: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.</span></p><p><span lang=\"EN-US\"><strong>Our Culture:</strong>&nbsp;Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.</span></p><p><span lang=\"EN-US\"><strong>Compensation:</strong> Competitive pay and bonus eligibility.</span></p><p><span lang=\"EN-US\"><strong>Work Life Balance:</strong>&nbsp;Flexible hybrid work environment, 2-days a week in office.</span></p><p><span lang=\"EN-US\"><strong>NOTE:</strong></span><i><span lang=\"EN-US\">&nbsp;<strong>We are unable to consider candidates who require visa sponsorship for this position</strong></span></i></p><p><span lang=\"EN-US\"><strong>This position is not open to agency submissions</strong></span></p><p style=\"margin-left: 18pt;\"><span style=\"color: white;\"><span lang=\"EN-US\">#GMFJobs #LI-Hybrid #LI-TL1</span></span></p>",
    "InternalQualificationsStr": "<p><strong>What makes You an ideal candidate?</strong></p><p><strong>Knowledge and Skills</strong></p><ul><li>Knowledge consumer finance and banking environment</li><li>Knowledge of State and Federal regulatory requirements</li><li>Knowledge of indirect retail auto financing</li><li>Knowledge of motor vehicle retail installment documentation</li><li>Knowledge of sales, credit, and funding processes in consumer finance</li><li>Knowledge of the Company’s credit policies</li><li>Knowledge of the retail automobile finance industry</li><li>Working knowledge of consumer credit, credit laws, and regulations</li><li>Ability to multi-task</li><li>Ability to professionally represent GM Financial</li><li>Ability to work under pressure and make decisions in a fast-paced environment</li><li>Credit underwriting skills</li><li>Customer relations skills</li><li>Display commitment to continuous improvement of business</li><li>Effective communication skills including verbal, written, and presentation</li><li>Innovative thinker with strong ability for strategic vision</li><li>Negotiation skills</li><li>Sales skills necessary to develop and maintain productive dealer relationships</li><li>Strong analytical and problem solving skills</li><li>Strong work ethic</li></ul><p>&nbsp;</p><p><strong>Education &amp; Work Experience</strong></p><ul><li>High School Diploma or equivalent required</li><li>2-3 years of underwriting/sales in the automotive industry preferred</li></ul><p>&nbsp;</p><p><span lang=\"EN-US\"><strong>What We Offer</strong>: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.</span></p><p><span lang=\"EN-US\"><strong>Our Culture:</strong>&nbsp;Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.</span></p><p><span lang=\"EN-US\"><strong>Compensation:</strong> Competitive pay and bonus eligibility.</span></p><p><span lang=\"EN-US\"><strong>Work Life Balance:</strong>&nbsp;Flexible hybrid work environment, 2-days a week in office.</span></p><p><span lang=\"EN-US\"><strong>NOTE:</strong></span><i><span lang=\"EN-US\">&nbsp;<strong>We are unable to consider candidates who require visa sponsorship for this position</strong></span></i></p><p><span lang=\"EN-US\"><strong>This position is not open to agency submissions</strong></span></p><p style=\"margin-left: 18pt;\"><span style=\"color: white;\"><span lang=\"EN-US\">#GMFJobs #LI-Hybrid #LI-TL1</span></span></p>",
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    "ExternalResponsibilitiesStr": "<p><strong>In this role you will:</strong></p><ul><li>Analyze credit data to determine the degree of risk involved in extending credit</li><li>Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws</li><li>Develop sufficient dealer relationships that ensure volume objectives and credit quality</li><li>Capture automotive finance contracts that meet Americredit/GM Financial profitability criteria for pricing and performance</li><li>Ensure branch office cooperation with other departments to maximize efficiency within the company</li><li>Ensure all queues are worked to acceptable service levels</li><li>Conduct joint dealer calls with Dealer Relationship Manager (DRM) on an as needed basis</li><li>Perform outbound telemarketing calls to the dealer customer</li><li>Establish and track monthly goals for assigned dealers</li><li>Ensure proper documentation is received on all deals</li></ul>",
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