Home › Companies › Novumbank › Compliance Officer – Credit Card Marketing & Consumer Protection (Resident in Malta or Hold an EU Passport)
Compliance Officer – Credit Card Marketing & Consumer Protection (Resident in Malta or Hold an EU Passport)
Novumbank · Malta, Msida, MSD 1421, Malta · Active · BambooHR
Job facts
| Field | Value |
|---|---|
| Company | Novumbank |
| Title | Compliance Officer – Credit Card Marketing & Consumer Protection (Resident in Malta or Hold an EU Passport) |
| Normalized title | - |
| Department / team | - |
| Location | Malta, Msida |
| Work model | - |
| Employment type | Full Time |
| Salary | - |
| Status | active |
| ATS provider | BambooHR |
| Posted / first seen | 2026-02-07 / 2026-05-30 |
| Changed / last seen | 2026-05-30 / 2026-06-06 |
Related slices
| Page | What it contains | Open |
|---|---|---|
| Company jobs | Active postings from Novumbank. | Open |
| Company breakdowns | Role, location, ATS, and work model facets for this company. | Open |
| ATS provider jobs | Active postings observed through BambooHR. | Open |
| Provider filtered search | The same provider as a filtered job collection. | Open |
| City jobs | Active postings in Malta. | Open |
| Lifecycle events | Open, update, close, and reopen events for this posting. | Open |
| Original posting | Canonical source or apply URL captured from the ATS. | Open |
Linked records
| Company | Novumbank |
| Source | cd4e8e35-0c76-40c5-a27b-bd4c407fc2f6 |
| ATS provider | BambooHR |
Description
Compliance Officer – Credit Card Marketing & Consumer Protection (Resident in Malta or Hold an EU Passport)
Overview:
We are seeking an experienced Compliance Officer – Credit Card Marketing & Consumer Protection to join our Compliance Department. You will be responsible for ensuring that all Advertising and Marketing Communications relating to our Credit Card Products, Primarily Targeting Customers in Germany, comply with Maltese, EU and German Regulatory Requirements.
Role:
Marketing & Advertising Compliance (Primary Focus)
Review and Approve all Credit Card Advertising and Marketing Materials (Digital, Print, Social Media, Email, Online Ads, Landing Pages) Targeting German Customers before Launch
Ensure Communications are fair, clear, and not misleading
Verify Compliance with MFSA Conduct-Of-Business Rules, German Consumer Protection Law, Credit Advertising requirements, other relevant Regulations
Review Digital Marketing Strategies for Regulatory Alignment
Maintain and update internal Marketing Compliance Guidelines, Checklists and Approval Procedures
Provide practical guidance to marketing, product and business teams on regulatory requirements and how to adjust campaigns if necessary
Monitor approved materials to ensure they are not altered post-approval and obsolete content is withdrawn promptly
Regulatory Expertise & Advisory
Stay current with MFSA conduct-of-business rules, circulars and guidance, relevant EU regulations, and German Consumer Credit and Advertising requirements
Act as the go-to internal contact on Regulatory questions relating to Credit Card Promotions, Campaigns, Cross-Selling and Customer Communications
Flag and advise on impacts of New or Amended MFSA, EU or German Regulations on Marketing Practices and Product Features
Support Review of Product Terms, Pre-Contractual Information and Customer Communications for Compliance
General Compliance Support
Contribute to Compliance Risk Assessments, Monitoring and Testing Activities, particularly Reviews on Marketing and Conduct
Assist in Drafting and maintaining Compliance Policies and Procedures relating to Credit Products and Customer Communication
Help deliver Compliance Training to Marketing, Product and Front Office Staff on responsible Lending and Fair Treatment of Customers
Support MFSA Inspections, Thematic Reviews and Regulatory Reporting, especially on Marketing and Conduct matters
Participate in New Product Approval Workflows and Customer Journey Reviews
Skills & Experience:
University Degree in Law, Finance, Business, Economics, Marketing or Related Field
4+ Years in a Compliance, Legal or Regulatory role within Banking or Regulated Services
Ideally, Experience in an MFSA-Regulated Institution or with Credit Card / Consumer Credit Products
Strong Knowledge of:
Advertising and Marketing rules for Credit Products
Consumer Protection, Fair Practices and Misleading Advertising Legislation
Credit Disclosure and Responsible Lending requirements
Solid understanding of Digital Marketing (Online Advertising, Social Media, Email, SEO/SEM Basics, A/B Testing, Landing Pages) and how it intersects with Regulation
Excellent English (written and spoken)
Strong Analytical Skills and Attention to Detail
Ability to Translate complex Regulatory Requirements into Practical Marketing Guidance
Pragmatic, Solution-Oriented Mindset
Desirable:
Knowledge of German
Professional Compliance Qualification (ICA, ACAMS, or local MFSA Compliance Course)
Experience Reviewing Product Terms, Pre-Contractual Information and Customer Journeys
Background in Conduct Risk, Customer Outcomes or Product Governance
Prior exposure to Cross-Border EU Financial Services
Excellent Salary + Benefits + Bonus
We Are Keen to Meet You! Please Apply Now and our 'Recruitment Team' will reach out to you directly.
Full job record
| Job ID | 96fcd3dd196e79dfaa24597b51603c9083181e7c |
| Org ID | 33e06eb4-1e72-42e5-9975-7e9f0f5a4b8e |
| Source ID | cd4e8e35-0c76-40c5-a27b-bd4c407fc2f6 |
| Board ID | cd4e8e35-0c76-40c5-a27b-bd4c407fc2f6 |
| Provider | bamboohr |
| Provider Job Key | 127 |
| Title | Compliance Officer – Credit Card Marketing & Consumer Protection (Resident in Malta or Hold an EU Passport) |
| Normalized Title | — |
| Status | active |
| Active | yes |
| Location Text | Malta, Msida, MSD 1421, Malta |
| Department | — |
| Team | — |
| Employment Type | full_time |
| Workplace Type | — |
| Remote Policy | — |
| Country | — |
| Region | Msida |
| City | Malta |
| Salary Raw | — |
| Salary Min | — |
| Salary Max | — |
| Salary Currency | — |
| Salary Period | — |
| Source URL | https://novumbank.bamboohr.com/careers/127 |
| Apply URL | https://novumbank.bamboohr.com/careers/127 |
| First Seen At | 2026-05-30 06:05:54Z |
| Last Seen At | 2026-06-06 10:29:22Z |
| Last Checked At | 2026-06-06 10:29:22Z |
| Last Changed At | 2026-05-30 06:05:54Z |
| Inactive At | — |
| Source Posted At | 2026-02-07 00:00:00Z |
| Source Updated At | — |
| Raw Payload Uri | s3://job-postings-prod-raw-590183727216/raw/provider=bamboohr/board=novumbank/date=2026-06-06/2026-06-06T10-29-19-772Z-d485ee99c318f2ce231d87e9f5e571235ecaaf9e0c9d41d25387e0735764d55c.json |
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alt=\"image\"></span></span></span></span></span></span></p>\n<p><span style=\"color: rgb(8, 72, 115)\"><span style=\"font-weight: bold\">Compliance Officer – Credit Card Marketing & Consumer Protection (Resident in Malta or Hold an EU Passport)</span></span></p>\n<p><span style=\"color: rgb(8, 72, 115)\"><br></span></p>\n<p><span style=\"color: rgb(8, 72, 115)\"><span style=\"font-weight: bold\">Overview:</span></span></p>\n<p><br></p>\n<p><span style=\"color: rgb(8, 72, 115)\">We are seeking an experienced Compliance Officer – Credit Card Marketing & Consumer Protection to join our Compliance Department. You will be responsible for ensuring that all Advertising and Marketing Communications relating to our Credit Card Products, Primarily Targeting Customers in Germany, comply with Maltese, EU and German Regulatory Requirements.</span></p>\n<p><br></p>\n<p><span style=\"color: rgb(8, 72, 115); font-weight: bold\">Role:</span></p>\n<p><br></p>\n<p><span style=\"color: rgb(8, 72, 115); font-weight: bold\">Marketing & Advertising Compliance (Primary Focus)</span></p>\n<p><br></p>\n<ul>\n<li><span style=\"color: rgb(8, 72, 115)\">Review and Approve all Credit Card Advertising and Marketing Materials (Digital, Print, Social Media, Email, Online Ads, Landing Pages) Targeting German Customers before Launch</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Ensure Communications are fair, clear, and not misleading</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Verify Compliance with MFSA Conduct-Of-Business Rules, German Consumer Protection Law, Credit Advertising requirements, other relevant Regulations</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Review Digital Marketing Strategies for Regulatory Alignment</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Maintain and update internal Marketing Compliance Guidelines, Checklists and Approval Procedures</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Provide practical guidance to marketing, product and business teams on regulatory requirements and how to adjust campaigns if necessary </span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Monitor approved materials to ensure they are not altered post-approval and obsolete content is withdrawn promptly</span></li>\n</ul>\n<p><br></p>\n<p><span style=\"color: rgb(8, 72, 115); font-weight: bold\">Regulatory Expertise & Advisory</span></p>\n<p><br></p>\n<ul>\n<li><span style=\"color: rgb(8, 72, 115)\">Stay current with MFSA conduct-of-business rules, circulars and guidance, relevant EU regulations, and German Consumer Credit and Advertising requirements</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Act as the go-to internal contact on Regulatory questions relating to Credit Card Promotions, Campaigns, Cross-Selling and Customer Communications</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Flag and advise on impacts of New or Amended MFSA, EU or German Regulations on Marketing Practices and Product Features</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Support Review of Product Terms, Pre-Contractual Information and Customer Communications for Compliance</span></li>\n</ul>\n<p><br></p>\n<p><span style=\"color: rgb(8, 72, 115); font-weight: bold\">General Compliance Support</span></p>\n<p><br></p>\n<ul>\n<li><span style=\"color: rgb(8, 72, 115)\">Contribute to Compliance Risk Assessments, Monitoring and Testing Activities, particularly Reviews on Marketing and Conduct</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Assist in Drafting and maintaining Compliance Policies and Procedures relating to Credit Products and Customer Communication</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Help deliver Compliance Training to Marketing, Product and Front Office Staff on responsible Lending and Fair Treatment of Customers</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Support MFSA Inspections, Thematic Reviews and Regulatory Reporting, especially on Marketing and Conduct matters</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Participate in New Product Approval Workflows and Customer Journey Reviews</span></li>\n</ul>\n<p><br></p>\n<p><span style=\"color: rgb(8, 72, 115); font-weight: bold\">Skills & Experience:</span></p>\n<p><br></p>\n<ul>\n<li><span style=\"color: rgb(8, 72, 115)\">University Degree in Law, Finance, Business, Economics, Marketing or Related Field</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">4+ Years in a Compliance, Legal or Regulatory role within Banking or Regulated Services</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Ideally, Experience in an MFSA-Regulated Institution or with Credit Card / Consumer Credit Products</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Strong Knowledge of:</span>\n<ul>\n<li><span style=\"color: rgb(8, 72, 115)\">Advertising and Marketing rules for Credit Products</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Consumer Protection, Fair Practices and Misleading Advertising Legislation</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Credit Disclosure and Responsible Lending requirements</span></li>\n</ul>\n</li>\n<li><span style=\"color: rgb(8, 72, 115)\">Solid understanding of Digital Marketing (Online Advertising, Social Media, Email, SEO/SEM Basics, A/B Testing, Landing Pages) and how it intersects with Regulation</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Excellent English (written and spoken) </span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Strong Analytical Skills and Attention to Detail</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Ability to Translate complex Regulatory Requirements into Practical Marketing Guidance</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Pragmatic, Solution-Oriented Mindset</span></li>\n</ul>\n<p><br></p>\n<p><span style=\"color: rgb(8, 72, 115); font-weight: bold\">Desirable:</span></p>\n<p><br></p>\n<ul>\n<li><span style=\"color: rgb(8, 72, 115)\">Knowledge of German</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Professional Compliance Qualification (ICA, ACAMS, or local MFSA Compliance Course)</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Experience Reviewing Product Terms, Pre-Contractual Information and Customer Journeys</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Background in Conduct Risk, Customer Outcomes or Product Governance</span></li>\n<li><span style=\"color: rgb(8, 72, 115)\">Prior exposure to Cross-Border EU Financial Services</span></li>\n</ul>\n<p><br><br></p>\n<p><span style=\"color: rgb(25, 63, 102); font-weight: bold\">Excellent Salary + Benefits + Bonus</span></p>\n<p><br></p>\n<p><span style=\"color: rgb(25, 63, 102); font-weight: bold\">We Are Keen to Meet You! Please Apply Now and our 'Recruitment Team' will reach out to you directly.</span></p>\n<p><span style=\"color: rgb(8, 72, 115)\"> </span></p>",
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"departmentId": null,
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"jobOpeningName": "Compliance Officer – Credit Card Marketing & Consumer Protection (Resident in Malta or Hold an EU Passport)",
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"jobOpeningStatus": "Open",
"minimumExperience": "Experienced",
"jobOpeningShareUrl": "https://novumbank.bamboohr.com/careers/127",
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