Vice President of Underwriting

{
  "content_hash": "63cf86b33f07ceaad8a3776d938c1b86687e123d8ceffcd44c7a1a4f0761ca96",
  "source_hash": "46c7c1dc4bac32112baea9ecf3f1d9d576fc14ccff097ed572a6c61e7f970639",
  "last_changed_at": "2026-05-31T19:06:42.799Z",
  "active_status": "active"
}

{
  "dedupe": null,
  "language": "en",
  "location": {
    "raw": "Description\n The Vice President of Underwriting will architect, scale, and continuously optimize the company’s underwriting strategy across merchant acquiring. This senior leader will balance growth acceleration with disciplined risk management, leveraging data, automation, and advanced analytics to drive profitable portfolio expansion while safeguarding the enterprise from credit, fraud, regulatory, and reputational risk.\n This role requires a commercially minded risk leader who can translate macro risk trends, regulatory expectations, and portfolio performance data into actionable underwriting frameworks that enable responsible growth.\n Key Responsibilities\n Strategic Leadership\n Define and execute a forward-looking underwriting strategy aligned to corporate growth targets, risk appetite, and capital efficiency objectives.\n Establish and maintain dynamic risk tolerance frameworks segmented by vertical, channel, and product type.\n Partner with Sales, Product, Finance, and Compliance to embed risk-adjusted decisioning into go-to-market strategy.\n Portfolio & Credit Risk Management\n Oversee end-to-end merchant underwriting across SMB, mid-market, and enterprise segments.\n Develop and maintain underwriting policy, exception governance, and escalation protocols.\n Monitor portfolio performance metrics (loss rates, chargeback exposure, fraud indicators, concentration risk) and proactively recalibrate underwriting criteria.\n Support with the implementation of predictive modeling and machine learning capabilities to enhance risk scoring and pricing precision.\n Operational Excellence\n Drive underwriting automation and straight-through processing to improve speed-to-decision while preserving control integrity.\n Optimize workflow design, capacity planning, and service-level standards to support scalable growth.\n Build robust QA and second-line review mechanisms to ensure policy adherence and regulatory compliance.\n Risk & Regulatory Governance\n Ensure underwriting practices comply with card brand rules, sponsor bank requirements, AML/BSA standards, and applicable state and federal regulations.\n Maintain strong documentation, audit trails, and defensible decision frameworks.\n Serve as primary underwriting liaison during regulatory exams, sponsor bank reviews, and internal audits.\n Data & Technology Enablement\n Champion data-driven decisioning, including integration of alternative data sources and third-party risk intelligence tools.\n Collaborate with Technology and Data teams to modernize underwriting systems and reduce manual friction points.\n Leverage analytics to identify emerging industry risk trends and proactively adjust exposure.\n People & Leadership\n Recruit, develop, and retain high-performing underwriting and risk professionals.\n Establish a culture of accountability, analytical rigor, and commercial partnership.\n Create clear performance KPIs tied to portfolio outcomes and operational efficiency.\n Qualifications & Experience\n 10+ years of progressive underwriting",
    "city": "Description The Vice President of Underwriting will architect",
    "region": null,
    "country": "Canada",
    "is_remote": true,
    "confidence": 0.95
  },
  "salary_max": null,
  "salary_min": null,
  "inferred_at": "2026-06-23T09:02:26.914Z",
  "launch_scope": {
    "reason": "english_us_canada",
    "included": true,
    "language": "en",
    "location": {
      "raw": "Description\n The Vice President of Underwriting will architect, scale, and continuously optimize the company’s underwriting strategy across merchant acquiring. This senior leader will balance growth acceleration with disciplined risk management, leveraging data, automation, and advanced analytics to drive profitable portfolio expansion while safeguarding the enterprise from credit, fraud, regulatory, and reputational risk.\n This role requires a commercially minded risk leader who can translate macro risk trends, regulatory expectations, and portfolio performance data into actionable underwriting frameworks that enable responsible growth.\n Key Responsibilities\n Strategic Leadership\n Define and execute a forward-looking underwriting strategy aligned to corporate growth targets, risk appetite, and capital efficiency objectives.\n Establish and maintain dynamic risk tolerance frameworks segmented by vertical, channel, and product type.\n Partner with Sales, Product, Finance, and Compliance to embed risk-adjusted decisioning into go-to-market strategy.\n Portfolio & Credit Risk Management\n Oversee end-to-end merchant underwriting across SMB, mid-market, and enterprise segments.\n Develop and maintain underwriting policy, exception governance, and escalation protocols.\n Monitor portfolio performance metrics (loss rates, chargeback exposure, fraud indicators, concentration risk) and proactively recalibrate underwriting criteria.\n Support with the implementation of predictive modeling and machine learning capabilities to enhance risk scoring and pricing precision.\n Operational Excellence\n Drive underwriting automation and straight-through processing to improve speed-to-decision while preserving control integrity.\n Optimize workflow design, capacity planning, and service-level standards to support scalable growth.\n Build robust QA and second-line review mechanisms to ensure policy adherence and regulatory compliance.\n Risk & Regulatory Governance\n Ensure underwriting practices comply with card brand rules, sponsor bank requirements, AML/BSA standards, and applicable state and federal regulations.\n Maintain strong documentation, audit trails, and defensible decision frameworks.\n Serve as primary underwriting liaison during regulatory exams, sponsor bank reviews, and internal audits.\n Data & Technology Enablement\n Champion data-driven decisioning, including integration of alternative data sources and third-party risk intelligence tools.\n Collaborate with Technology and Data teams to modernize underwriting systems and reduce manual friction points.\n Leverage analytics to identify emerging industry risk trends and proactively adjust exposure.\n People & Leadership\n Recruit, develop, and retain high-performing underwriting and risk professionals.\n Establish a culture of accountability, analytical rigor, and commercial partnership.\n Create clear performance KPIs tied to portfolio outcomes and operational efficiency.\n Qualifications & Experience\n 10+ years of progressive underwriting",
      "city": "Description The Vice President of Underwriting will architect",
      "region": null,
      "country": "Canada",
      "is_remote": true,
      "confidence": 0.95
    },
    "countries": [
      "Canada"
    ]
  },
  "remote_policy": "remote",
  "salary_period": null,
  "workplace_type": "remote",
  "salary_currency": null
}

{}

{
  "detail": {
    "city": "",
    "jobId": 211037,
    "level": "",
    "endDate": "",
    "legalId": 192,
    "isHotJob": false,
    "jobShift": "",
    "jobTitle": "Vice President of Underwriting",
    "location": "",
    "startDate": "",
    "clientCode": "0YD39",
    "remoteType": "Fully Remote",
    "description": "<p style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">The Vice President of Underwriting will architect, scale, and continuously optimize the company’s underwriting strategy across merchant acquiring. This senior leader will balance growth acceleration with disciplined risk management, leveraging data, automation, and advanced analytics to drive profitable portfolio expansion while safeguarding the enterprise from credit, fraud, regulatory, and reputational risk.</span></span></span></span></p>\n\n<p style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">This role requires a commercially minded risk leader who can translate macro risk trends, regulatory expectations, and portfolio performance data into actionable underwriting frameworks that enable responsible growth.</span></span></span></span></p>\n\n<div align=\"center\" style=\"text-align:center;\">\n<hr align=\"center\" size=\"2\" width=\"100%\" /></div>\n\n<p style=\"margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span style=\"font-family:Aptos, sans-serif;\"><b><span style=\"font-size:13.5pt;\"><span style=\"font-family:'Times New Roman', serif;\">Key Responsibilities</span></span></b></span></span></span></p>\n\n<p style=\"margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span style=\"font-family:Aptos, sans-serif;\"><b><span style=\"font-family:'Times New Roman', serif;\">Strategic Leadership</span></b></span></span></span></p>\n\n<ul style=\"margin-bottom:11px;\">\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Define and execute a forward-looking underwriting strategy aligned to corporate growth targets, risk appetite, and capital efficiency objectives.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Establish and maintain dynamic risk tolerance frameworks segmented by vertical, channel, and product type.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Partner with Sales, Product, Finance, and Compliance to embed risk-adjusted decisioning into go-to-market strategy.</span></span></span></span></span></li>\n</ul>\n\n<p style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span style=\"font-family:Aptos, sans-serif;\"><b><span style=\"font-family:'Times New Roman', serif;\">Portfolio &amp; Credit Risk Management</span></b></span></span></span></p>\n\n<ul style=\"margin-bottom:11px;\">\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Oversee end-to-end merchant underwriting across SMB, mid-market, and enterprise segments.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Develop and maintain underwriting policy, exception governance, and escalation protocols.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Monitor portfolio performance metrics (loss rates, chargeback exposure, fraud indicators, concentration risk) and proactively recalibrate underwriting criteria.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Support with the implementation of predictive modeling and machine learning capabilities to enhance risk scoring and pricing precision.</span></span></span></span></span></li>\n</ul>\n\n<p style=\"margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span style=\"font-family:Aptos, sans-serif;\"><b><span style=\"font-family:'Times New Roman', serif;\">Operational Excellence</span></b></span></span></span></p>\n\n<ul style=\"margin-bottom:11px;\">\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Drive underwriting automation and straight-through processing to improve speed-to-decision while preserving control integrity.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Optimize workflow design, capacity planning, and service-level standards to support scalable growth.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Build robust QA and second-line review mechanisms to ensure policy adherence and regulatory compliance.</span></span></span></span></span></li>\n</ul>\n\n<p style=\"margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span style=\"font-family:Aptos, sans-serif;\"><b><span style=\"font-family:'Times New Roman', serif;\">Risk &amp; Regulatory Governance</span></b></span></span></span></p>\n\n<ul style=\"margin-bottom:11px;\">\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Ensure underwriting practices comply with card brand rules, sponsor bank requirements, AML/BSA standards, and applicable state and federal regulations.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Maintain strong documentation, audit trails, and defensible decision frameworks.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Serve as primary underwriting liaison during regulatory exams, sponsor bank reviews, and internal audits.</span></span></span></span></span></li>\n</ul>\n\n<p style=\"margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span style=\"font-family:Aptos, sans-serif;\"><b><span style=\"font-family:'Times New Roman', serif;\">Data &amp; Technology Enablement</span></b></span></span></span></p>\n\n<ul style=\"margin-bottom:11px;\">\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Champion data-driven decisioning, including integration of alternative data sources and third-party risk intelligence tools.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Collaborate with Technology and Data teams to modernize underwriting systems and reduce manual friction points.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Leverage analytics to identify emerging industry risk trends and proactively adjust exposure.</span></span></span></span></span></li>\n</ul>\n\n<p style=\"margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span style=\"font-family:Aptos, sans-serif;\"><b><span style=\"font-family:'Times New Roman', serif;\">People &amp; Leadership</span></b></span></span></span></p>\n\n<ul style=\"margin-bottom:11px;\">\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Recruit, develop, and retain high-performing underwriting and risk professionals.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Establish a culture of accountability, analytical rigor, and commercial partnership.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Create clear performance KPIs tied to portfolio outcomes and operational efficiency.</span></span></span></span></span></li>\n</ul>\n\n<div align=\"center\" style=\"text-align:center;\">\n<hr align=\"center\" size=\"2\" width=\"100%\" /></div>\n\n<p style=\"margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span style=\"font-family:Aptos, sans-serif;\"><b><span style=\"font-size:13.5pt;\"><span style=\"font-family:'Times New Roman', serif;\">Qualifications &amp; Experience</span></span></b></span></span></span></p>\n\n<ul style=\"margin-bottom:11px;\">\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">10+ years of progressive underwriting or credit risk leadership experience within payments, fintech, merchant acquiring, or financial services.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Deep expertise in merchant risk, card-not-present exposure, chargeback management, fraud typologies, and high-risk vertical underwriting.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Demonstrated experience scaling underwriting functions in high-growth environments.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Strong knowledge of card network rules, sponsor bank frameworks, AML/BSA expectations, and regulatory risk management principles.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Proven track record of leveraging analytics, automation, and technology to modernize risk operations.</span></span></span></span></span></li>\n\t<li style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">Executive-level communication skills with the ability to influence cross-functional stakeholders and board-level audiences.</span></span></span></span></span></li>\n</ul>\n\n<div align=\"center\" style=\"text-align:center;\">\n<hr align=\"center\" size=\"2\" width=\"100%\" /></div>\n\n<p> </p>\n\n<p><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span style=\"font-family:Aptos, sans-serif;\"><b><span style=\"font-family:'Times New Roman', serif;\">Impact</span></b></span></span></span></p>\n\n<p style=\"text-align:justify;margin-bottom:11px;\"><span style=\"font-size:12pt;\"><span style=\"line-height:normal;\"><span style=\"font-family:Aptos, sans-serif;\"><span style=\"font-family:'Times New Roman', serif;\">This role is critical to building a resilient, scalable payments platform capable of accelerating merchant acquisition without compromising enterprise integrity. The VP of Underwriting will function as both growth enabler and risk guardian, ensuring the organization remains agile, compliant, and competitively positioned in an evolving payments landscape.</span></span></span></span></p>",
    "jobCategory": "Management",
    "salaryRange": "",
    "socialMedia": {
      "xLink": {
        "text": "Kurv%2520Job%2520Opportunity%2520Vice%2520President%2520Of%2520Underwriting"
      },
      "emailLink": {
        "subject": "Kurv%20Job%20Opportunity%20Vice%20President%20Of%20Underwriting",
        "summary": "The%20Vice%20President%20of%20Underwriting%20will%20architect%2C%20scale%2C%20and%20continuously%20optimize%20the%20company%E2%80%99s%20underwriting%20strategy%20across%20merchant%20acquiring.%20This%20senior%20leader%20will%20balance%20growth%20acceleration%20with%20disciplined%20risk%20management%2C%20leveraging%20data%2C%20automation%2C%20and%20advanced%20analytics%20to%20drive%20profitable%20portfolio%20expansion%20while%20safeguarding%20the%20enterprise%20from%20credit%2C%20fraud%2C%20regulatory%2C%20and%20reputational%20risk.%0A%0AThis%20role%20requires%20a%20commercially%20minded%20risk%20leader%20who%20can%20translate%20macro%20risk%20trends%2C%20regulatory%20expectations%2C%20and%20portfolio%20performance%20data%20into%20actionable%20underwriting%20frameworks%20that%20enable%20responsible%20growth.%0A%0A%0A%0A%0AKey%20Responsibilities%0A%0AStrategic%20Leadership%0A%0A%0A%09Define%20and%20execute%20a%20forward-looking%20underwriting%20strategy%20aligned%20to%20corporate%20growth%20targets%2C%20risk%20appetite%2C%20and%20capital%20efficiency%20objectives.%0A%09Establish%20and%20maintain%20dynamic%20risk%20tolerance%20frameworks%20segmented%20by%20vertical%2C%20channel%2C%20and%20product%20type.%0A%09Partner%20with%20Sales%2C%20Product%2C%20Finance%2C%20and%20Compliance%20to%20embed%20risk-adjusted%20decisioning%20into%20go-to-market%20strategy.%0A%0A..."
      },
      "facebookLink": {
        "redirectUri": "",
        "facebookAppId": "773759036043100"
      },
      "linkedInLink": {}
    },
    "isQuickApply": false,
    "positionType": "Full Time",
    "countryPaidIn": "",
    "googleJobJson": "{\"@context\":\"https://schema.org/\",\"@type\":\"JobPosting\",\"title\":\"Vice President of Underwriting\",\"identifier\":\"J0YD39211037\",\"url\":\"https://www.paycomonline.net/v4/ats/web.php/portal/C5E0BD16C7EF77261C74A3BEF92DA0F4/jobs/211037\",\"image\":\"https://www.paycomonline.net/v4/ats/web.php/application/style/logo?clientkey=C5E0BD16C7EF77261C74A3BEF92DA0F4\",\"datePosted\":\"2026-03-24\",\"description\":\"Job DetailsPosition Type: Full TimeJob Category: ManagementThe Vice President of Underwriting will architect, scale, and continuously optimize the company’s underwriting strategy across merchant acquiring. This senior leader will balance growth acceleration with disciplined risk management, leveraging data, automation, and advanced analytics to drive profitable portfolio expansion while safeguarding the enterprise from credit, fraud, regulatory, and reputational risk.\\n\\nThis role requires a commercially minded risk leader who can translate macro risk trends, regulatory expectations, and portfolio performance data into actionable underwriting frameworks that enable responsible growth.\\n\\n\\n\\n\\nKey Responsibilities\\n\\nStrategic Leadership\\n\\n\\n\\tDefine and execute a forward-looking underwriting strategy aligned to corporate growth targets, risk appetite, and capital efficiency objectives.\\n\\tEstablish and maintain dynamic risk tolerance frameworks segmented by vertical, channel, and product type.\\n\\tPartner with Sales, Product, Finance, and Compliance to embed risk-adjusted decisioning into go-to-market strategy.\\n\\n\\nPortfolio &amp; Credit Risk Management\\n\\n\\n\\tOversee end-to-end merchant underwriting across SMB, mid-market, and enterprise segments.\\n\\tDevelop and maintain underwriting policy, exception governance, and escalation protocols.\\n\\tMonitor portfolio performance metrics (loss rates, chargeback exposure, fraud indicators, concentration risk) and proactively recalibrate underwriting criteria.\\n\\tSupport with the implementation of predictive modeling and machine learning capabilities to enhance risk scoring and pricing precision.\\n\\n\\nOperational Excellence\\n\\n\\n\\tDrive underwriting automation and straight-through processing to improve speed-to-decision while preserving control integrity.\\n\\tOptimize workflow design, capacity planning, and service-level standards to support scalable growth.\\n\\tBuild robust QA and second-line review mechanisms to ensure policy adherence and regulatory compliance.\\n\\n\\nRisk &amp; Regulatory Governance\\n\\n\\n\\tEnsure underwriting practices comply with card brand rules, sponsor bank requirements, AML/BSA standards, and applicable state and federal regulations.\\n\\tMaintain strong documentation, audit trails, and defensible decision frameworks.\\n\\tServe as primary underwriting liaison during regulatory exams, sponsor bank reviews, and internal audits.\\n\\n\\nData &amp; Technology Enablement\\n\\n\\n\\tChampion data-driven decisioning, including integration of alternative data sources and third-party risk intelligence tools.\\n\\tCollaborate with Technology and Data teams to modernize underwriting systems and reduce manual friction points.\\n\\tLeverage analytics to identify emerging industry risk trends and proactively adjust exposure.\\n\\n\\nPeople &amp; Leadership\\n\\n\\n\\tRecruit, develop, and retain high-performing underwriting and risk professionals.\\n\\tEstablish a culture of accountability, analytical rigor, and commercial partnership.\\n\\tCreate clear performance KPIs tied to portfolio outcomes and operational efficiency.\\n\\n\\n\\n\\n\\nQualifications &amp; Experience\\n\\n\\n\\t10+ years of progressive underwriting or credit risk leadership experience within payments, fintech, merchant acquiring, or financial services.\\n\\tDeep expertise in merchant risk, card-not-present exposure, chargeback management, fraud typologies, and high-risk vertical underwriting.\\n\\tDemonstrated experience scaling underwriting functions in high-growth environments.\\n\\tStrong knowledge of card network rules, sponsor bank frameworks, AML/BSA expectations, and regulatory risk management principles.\\n\\tProven track record of leveraging analytics, automation, and technology to modernize risk operations.\\n\\tExecutive-level communication skills with the ability to influence cross-functional stakeholders and board-level audiences.\\n\\n\\n\\n\\n\\n \\n\\nImpact\\n\\nThis role is critical to building a resilient, scalable payments platform capable of accelerating merchant acquisition without compromising enterprise integrity. The VP of Underwriting will function as both growth enabler and risk guardian, ensuring the organization remains agile, compliant, and competitively positioned in an evolving payments landscape.Qualifications\",\"responsibilities\":\"The Vice President of Underwriting will architect, scale, and continuously optimize the company’s underwriting strategy across merchant acquiring. This senior leader will balance growth acceleration with disciplined risk management, leveraging data, automation, and advanced analytics to drive profitable portfolio expansion while safeguarding the enterprise from credit, fraud, regulatory, and reputational risk.\\n\\nThis role requires a commercially minded risk leader who can translate macro risk trends, regulatory expectations, and portfolio performance data into actionable underwriting frameworks that enable responsible growth.\\n\\n\\n\\n\\nKey Responsibilities\\n\\nStrategic Leadership\\n\\n\\n\\tDefine and execute a forward-looking underwriting strategy aligned to corporate growth targets, risk appetite, and capital efficiency objectives.\\n\\tEstablish and maintain dynamic risk tolerance frameworks segmented by vertical, channel, and product type.\\n\\tPartner with Sales, Product, Finance, and Compliance to embed risk-adjusted decisioning into go-to-market strategy.\\n\\n\\nPortfolio &amp; Credit Risk Management\\n\\n\\n\\tOversee end-to-end merchant underwriting across SMB, mid-market, and enterprise segments.\\n\\tDevelop and maintain underwriting policy, exception governance, and escalation protocols.\\n\\tMonitor portfolio performance metrics (loss rates, chargeback exposure, fraud indicators, concentration risk) and proactively recalibrate underwriting criteria.\\n\\tSupport with the implementation of predictive modeling and machine learning capabilities to enhance risk scoring and pricing precision.\\n\\n\\nOperational Excellence\\n\\n\\n\\tDrive underwriting automation and straight-through processing to improve speed-to-decision while preserving control integrity.\\n\\tOptimize workflow design, capacity planning, and service-level standards to support scalable growth.\\n\\tBuild robust QA and second-line review mechanisms to ensure policy adherence and regulatory compliance.\\n\\n\\nRisk &amp; Regulatory Governance\\n\\n\\n\\tEnsure underwriting practices comply with card brand rules, sponsor bank requirements, AML/BSA standards, and applicable state and federal regulations.\\n\\tMaintain strong documentation, audit trails, and defensible decision frameworks.\\n\\tServe as primary underwriting liaison during regulatory exams, sponsor bank reviews, and internal audits.\\n\\n\\nData &amp; Technology Enablement\\n\\n\\n\\tChampion data-driven decisioning, including integration of alternative data sources and third-party risk intelligence tools.\\n\\tCollaborate with Technology and Data teams to modernize underwriting systems and reduce manual friction points.\\n\\tLeverage analytics to identify emerging industry risk trends and proactively adjust exposure.\\n\\n\\nPeople &amp; Leadership\\n\\n\\n\\tRecruit, develop, and retain high-performing underwriting and risk professionals.\\n\\tEstablish a culture of accountability, analytical rigor, and commercial partnership.\\n\\tCreate clear performance KPIs tied to portfolio outcomes and operational efficiency.\\n\\n\\n\\n\\n\\nQualifications &amp; Experience\\n\\n\\n\\t10+ years of progressive underwriting or credit risk leadership experience within payments, fintech, merchant acquiring, or financial services.\\n\\tDeep expertise in merchant risk, card-not-present exposure, chargeback management, fraud typologies, and high-risk vertical underwriting.\\n\\tDemonstrated experience scaling underwriting functions in high-growth environments.\\n\\tStrong knowledge of card network rules, sponsor bank frameworks, AML/BSA expectations, and regulatory risk management principles.\\n\\tProven track record of leveraging analytics, automation, and technology to modernize risk operations.\\n\\tExecutive-level communication skills with the ability to influence cross-functional stakeholders and board-level audiences.\\n\\n\\n\\n\\n\\n \\n\\nImpact\\n\\nThis role is critical to building a resilient, scalable payments platform capable of accelerating merchant acquisition without compromising enterprise integrity. The VP of Underwriting will function as both growth enabler and risk guardian, ensuring the organization remains agile, compliant, and competitively positioned in an evolving payments landscape.\",\"employmentType\":\"FULL_TIME\",\"hiringOrganization\":{\"@type\":\"Organization\",\"name\":\"KURV\",\"logo\":\"https://www.paycomonline.net/v4/ats/web.php/application/style/logo?clientkey=C5E0BD16C7EF77261C74A3BEF92DA0F4\"},\"industry\":\"Management\",\"validThrough\":\"-0001-11-30\"}",
    "applyAvailable": true,
    "educationLevel": "",
    "qualifications": "",
    "descriptionTitle": "Description",
    "travelPercentage": "",
    "jobYoutubeVideoId": "",
    "legalRevisionDate": {
      "date": "2025-05-12T14:42:26.000Z",
      "timezone": "America/Chicago",
      "timezone_type": 3
    },
    "secondaryLocations": [],
    "primaryPhoneCountry": "US",
    "primaryPhoneEnabled": true,
    "qualificationsTitle": "Qualifications",
    "primaryPhoneRequired": true,
    "primaryPhoneNumberDoesNotExist": false
  },
  "preview": {
    "jobId": 211037,
    "isHotJob": false,
    "jobTitle": "Vice President of Underwriting",
    "postedOn": "",
    "locations": "",
    "remoteType": "Fully Remote",
    "description": "The Vice President of Underwriting will architect, scale, and continuously optimize the company’s underwriting strategy across merchant acquiring. Thi...",
    "positionType": "Full Time"
  },
  "detail_meta": {
    "url": "https://portal-applicant-tracking.us-cent.paycomonline.net/api/ats/job-postings/211037",
    "http_status": 200,
    "content_type": "application/json",
    "response_bytes": 33509
  },
  "detail_errors": []
}