Credit Manager - Loan Against Property - SaRaL - Agra - Rajendra Point - JM

{
  "content_hash": "b65443e36ee4ec4a6ffbdea21603ebfcfb6f898063c443a93460d704c9c4ee9d",
  "source_hash": "6d10ffed8fcb024223bec165f90c6d48f4dd76d7f4a7bbc4250ea78fab3c809f",
  "last_changed_at": "2026-06-19T11:28:38.211Z",
  "active_status": "active"
}

{
  "dedupe": null,
  "language": "en",
  "location": {
    "raw": "Agra - Rajendra Point, Agra, Uttar Pradesh, IN",
    "city": "Uttar Pradesh",
    "region": "IN",
    "country": "United States",
    "is_remote": false,
    "confidence": 0.9
  },
  "salary_max": null,
  "salary_min": null,
  "inferred_at": "2026-06-21T12:37:21.233Z",
  "launch_scope": {
    "reason": "english_us_canada",
    "included": true,
    "language": "en",
    "location": {
      "raw": "Agra - Rajendra Point, Agra, Uttar Pradesh, IN",
      "city": "Uttar Pradesh",
      "region": "IN",
      "country": "United States",
      "is_remote": false,
      "confidence": 0.9
    },
    "countries": [
      "United States"
    ]
  },
  "remote_policy": null,
  "salary_period": null,
  "workplace_type": null,
  "salary_currency": null
}

{}

{
  "detail": {
    "Id": "48258",
    "Title": "Credit Manager - Loan Against Property - SaRaL - Agra - Rajendra Point - JM",
    "media": [],
    "skills": [],
    "JobType": null,
    "Category": "LAP-Credit",
    "JobGrade": null,
    "JobLevel": null,
    "JobShift": null,
    "WorkDays": null,
    "WorkHours": null,
    "WorkYears": null,
    "Department": null,
    "HotJobFlag": false,
    "StudyLevel": null,
    "WorkMonths": null,
    "WorkerType": null,
    "GeographyId": 300000000378365,
    "JobFamilyId": 300000095516058,
    "JobFunction": null,
    "JobSchedule": "Full time",
    "BusinessUnit": null,
    "ContractType": null,
    "Organization": null,
    "TrendingFlag": false,
    "workLocation": [
      {
        "Country": "IN",
        "Region1": null,
        "Region2": "Uttar Pradesh",
        "Region3": null,
        "Building": null,
        "Latitude": "27.1983",
        "Longitude": "77.99454",
        "LocationId": 300000003340329,
        "PostalCode": "282002",
        "TownOrCity": "Agra",
        "AddressLine1": "3rd Floor, Rajendra Point, 1 Raghunath Nagar, M. G. Road, Agra",
        "AddressLine2": null,
        "AddressLine3": null,
        "AddressLine4": null,
        "LocationName": "Agra - Rajendra Point"
      }
    ],
    "ContentLocale": "en",
    "HiringManager": null,
    "LegalEmployer": null,
    "RequisitionId": 300003778762590,
    "WorkplaceType": "",
    "BusinessUnitId": 300001783941555,
    "OrganizationId": 300000003178796,
    "GeographyNodeId": 100002404447621,
    "JobFunctionCode": null,
    "LegalEmployerId": 300000003178796,
    "PrimaryLocation": "India",
    "RequisitionType": "Professional",
    "NumberOfOpenings": null,
    "WorkplaceTypeCode": null,
    "BeFirstToApplyFlag": true,
    "otherWorkLocations": [],
    "secondaryLocations": [],
    "ExternalContactName": null,
    "ShortDescriptionStr": "",
    "ExternalContactEmail": null,
    "ExternalPostedEndDate": "2026-06-27T05:30:00+00:00",
    "OtherRequisitionTitle": null,
    "requisitionFlexFields": [],
    "ApplyWhenNotPostedFlag": false,
    "DomesticTravelRequired": null,
    "ExternalDescriptionStr": "<p>To underwrite and manage the portfolio in assigned branch/location</p>\n<p>Responsibilities:</p>\n<p>Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.<br>\n Under write proposals as per the laid down policies &amp; procedure to honor the agreed SLAs and manage city/area business volumes.<br>\n Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field &amp; collateral visits.<br>\n Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.<br>\n Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.<br>\n Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties<br>\n Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems<br>\n Exceed service quality standards and strive for continuous process improvement<br>\n Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.<br>\n Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.<br>\n Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.<br>\n Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.<br>\n Facilitate critical review and documentation of the proposals and effectively monitor the client &amp; collateral creditworthiness from the pre-sanction to post disbursement phase &amp; undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal &amp; documentation norms &amp; policies<br>\n Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.</p>\n<p><br>\n Educational Qualification: Post Graduate/ Graduate in any discipline<br>\n &nbsp;</p>",
    "ObjectVerNumberProfile": "1",
    "PrimaryLocationCountry": "IN",
    "CorporateDescriptionStr": "",
    "ExternalPostedStartDate": "2026-06-19T05:31:08+00:00",
    "ExternalQualificationsStr": "",
    "InternalQualificationsStr": "",
    "OrganizationDescriptionStr": "",
    "primaryLocationCoordinates": [
      {
        "Latitude": "20.79519",
        "Longitude": "79.00132",
        "CountryCode": "IN",
        "GeographyId": 300000000378365,
        "GeographyNodeId": 100002404447621
      }
    ],
    "ExternalResponsibilitiesStr": "",
    "InternalResponsibilitiesStr": "",
    "InternationalTravelRequired": null
  },
  "list_job": {
    "Id": "48258",
    "Title": "Credit Manager - Loan Against Property - SaRaL - Agra - Rajendra Point - JM",
    "JobType": null,
    "Distance": 1781827200000,
    "JobShift": null,
    "Language": "US",
    "WorkDays": null,
    "JobFamily": null,
    "Relevancy": 9,
    "WorkHours": null,
    "Department": null,
    "HotJobFlag": false,
    "PostedDate": "2026-06-19",
    "StudyLevel": null,
    "WorkerType": null,
    "GeographyId": 300000000378365,
    "JobFunction": null,
    "JobSchedule": null,
    "BusinessUnit": null,
    "ContractType": null,
    "ManagerLevel": null,
    "Organization": null,
    "TrendingFlag": false,
    "workLocation": [
      {
        "Country": "IN",
        "Region1": null,
        "Region2": "Uttar Pradesh",
        "Region3": null,
        "Building": null,
        "Latitude": 27.1983,
        "Longitude": 77.99454,
        "LocationId": 300000003340329,
        "PostalCode": "282002",
        "TownOrCity": "Agra",
        "AddressLine1": "3rd Floor, Rajendra Point, 1 Raghunath Nagar, M. G. Road, Agra",
        "AddressLine2": null,
        "AddressLine3": null,
        "AddressLine4": null,
        "LocationName": "Agra - Rajendra Point"
      }
    ],
    "LegalEmployer": null,
    "MediaThumbURL": null,
    "WorkplaceType": "",
    "BusinessUnitId": 300001783941555,
    "OrganizationId": 300000003178796,
    "PostingEndDate": null,
    "LegalEmployerId": 300000003178796,
    "PrimaryLocation": "India",
    "WorkDurationYears": null,
    "WorkplaceTypeCode": null,
    "BeFirstToApplyFlag": true,
    "WorkDurationMonths": null,
    "otherWorkLocations": [],
    "secondaryLocations": [],
    "ShortDescriptionStr": "",
    "requisitionFlexFields": [],
    "DomesticTravelRequired": null,
    "PrimaryLocationCountry": "IN",
    "ExternalQualificationsStr": null,
    "ExternalResponsibilitiesStr": null,
    "InternationalTravelRequired": null
  },
  "detail_meta": {
    "url": "https://eofh.fa.em2.oraclecloud.com/hcmRestApi/resources/latest/recruitingCEJobRequisitionDetails?expand=all&onlyData=true&finder=ById;Id=%2248258%22,siteNumber=CX",
    "http_status": 200,
    "content_type": "application/json",
    "response_bytes": 5538
  },
  "detail_errors": []
}