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Senior Risk Analyst

Novicap · Madrid · Hybrid · Active · Personio

Job facts

FieldValue
CompanyNovicap
TitleSenior Risk Analyst
Normalized title-
Department / teamUnderwriting / Standard process
LocationMadrid
Work modelHybrid / Hybrid
Employment typeFull Time
Salary-
Statusactive
ATS providerPersonio
Posted / first seen2025-12-23 / 2026-05-30
Changed / last seen2026-05-30 / 2026-06-06

Related slices

PageWhat it containsOpen
Company jobsActive postings from Novicap.Open
Company breakdownsRole, location, ATS, and work model facets for this company.Open
ATS provider jobsActive postings observed through Personio.Open
Provider filtered searchThe same provider as a filtered job collection.Open
Department jobsActive postings in Underwriting.Open
Work model jobsActive Hybrid postings.Open
Lifecycle eventsOpen, update, close, and reopen events for this posting.Open
Original postingCanonical source or apply URL captured from the ATS.Open

Linked records

CompanyNovicap
Source202d3b10-5e7b-4fe0-8881-8d9a810b9290
ATS providerPersonio

Description

Who are we? Novicap is an end-to-end working capital solutions provider focused on enabling CFOs/Finance teams of SMEs to pay their suppliers and collect from their customers. This includes short-term credit (factoring, supply chain finance and loans) and payment automation solutions. With offices in Barcelona and Madrid, we are currently looking for a Senior Risk Analyst who wants to join our team. You will take ownership of credit underwriting & monitoring activities at Novicap with the view to reduce and mitigate the impact of credit and fraud risk.  Given that providing financing to SMEs and mid-market corporates is core to our vision, managing credit and fraud risk is crucial to Novicap’s continued success. Sounds interesting? Keep reading! Your mission As mentioned, you will take ownership of credit underwriting & monitoring activities at Novicap. In order to achieve your mission, you will: Execute end-to-end risk analysis for new and existing clients (Corporate Rating/Risk Basket and Direct Risk assignment) using the Novicap Platform and external tools. Perform fraud checks and operational viability filters before deep financial analysis. Assess and value third-party credit assignments (recurrent cash flows or contracts) using Novicap’s Collateral methodology. Approve transactions within assigned attributions or prepare comprehensive "Risk Reports" to elevate complex cases to the Underwriting Manager or the Underwriting Committee. Manage daily alerts via the Early Warning System (e.g. CIRBE changes, tax debts, unpaid bureaus) and resolve account blocks in coordination with Operations. Ensure all assigned Debtors and Suppliers have valid, up-to-date Risk Reports, based on the relevant frequency (from quarterly to annually, depending on the case). Participate in weekly or monthly coordination with other teams (e.g. Collections, Operations, Commercial) and document lessons learned in internal documents. In doing so, you will contribute to the achievement of Novicap’s long-term growth plans How will you do it? With integrity. transparency and clarity are the cornerstones of our work. We honor our agreements and take responsibility for our actions. Furthermore, we are aware that we can always improve and we welcome feedback, in order to continue to grow. We always strive to exceed expectations, ensuring the highest levels of professionalism, and we aim to outperform, taking a data-driven approach. And finally, we are generous and give first. We support and contribute to our community, seeking the common good above our own interests. Who will you work with? You will report directly to the Underwriting Manager and work closely with the rest of the Underwriting teams across Madrid and Barcelona. We are a young and dynamic team that’s waiting for you with arms open! You are who we are looking for if you: A Bachelor's degree in Economics, Business, or Finance. A minimum of 5 years experience working as a credit underwriting analyst in a top 5 bank, an alternative lender, or a Big 4 in Spain. Proficiency in financial statement analysis and accounting principles. An understanding of Working Capital products (Factoring, Confirming). The ability to work within the Novicap Platform and Dashboards. The ability to synthesize complex financial data (P&L, Balance Sheet, Cash Flow) into a clear "Risk Basket" (1-19), according to the Underwriting Policy The capability of making autonomous decisions within the Attribution Matrix. The ability to explain rejections or conditions clearly to Commercial teams ("Reject and Explain" protocol). The proactiveness investigation of potential "orange/red flags" in the Early Warning System. The ability to work across teams, with a positive and problem-solving attitude, in particular when facing the Commercial team. What we offer? Full-time work with an open-ended contract Hybrid work model: we work 3 days from the office and 2 days from home to improve work-life balance Flexible benefits with Cobee: you will be able to include in your paycheck the monthly expenses for food, transportation, daycare and others Medical insurance: we offer an optional health insurance through Sanitas, with competitive rates and Novicap subsidizes 30% to guarantee your wellbeing Communicate better with your colleagues by signing up for free English or Spanish classes if you need them Gym membership with Urban Sports Club, partly subsidized by Novicap (we also have a running club!) Incredible and highly motivated co-workers You will participate in our company events and get to meet the rest of the team that is spread across Spain You will be part of our dynamic and international work environment, with a flat hierarchy and open communication between teams Library with plenty of books to choose from. If you can't find anything, let us know and we'll add it to the library. Free fruit, coffee and tea in the office. We know it's customary, but we like to take care of you anyway. Novicap is an equal opportunity employer and does not discriminate on the basis of race, color, national origin, ancestry, citizenship status, religion, physical or mental disability, marital status, sex, sexual orientation, gender identity or expression, age, or any other basis protected by law, ordinance, or regulation. We make every effort to ensure that all candidates are treated fairly and equally. If you think you don't tick all the boxes, we'd still love to hear from you. Nobody checks every box, and we are looking for someone excited to join the team!

Full job record

Job ID85d8371e18c38ef93ff4f427144ea0fd53e9d767
Org ID51a246be-cb33-4dfa-84bc-f106f62168eb
Source ID202d3b10-5e7b-4fe0-8881-8d9a810b9290
Board ID202d3b10-5e7b-4fe0-8881-8d9a810b9290
Providerpersonio
Provider Job Key2471651
TitleSenior Risk Analyst
Normalized Title
Statusactive
Activeyes
Location TextMadrid
DepartmentUnderwriting
TeamStandard process
Employment Typefull_time
Workplace Typehybrid
Remote Policyhybrid
CountryMadrid
Region
City
Salary Raw
Salary Min
Salary Max
Salary Currency
Salary Period
Source URLhttps://novicap.jobs.personio.com/job/2471651?language=en
Apply URLhttps://novicap.jobs.personio.com/job/2471651?language=en
First Seen At2026-05-30 05:42:54Z
Last Seen At2026-06-06 07:51:52Z
Last Checked At2026-06-06 07:51:52Z
Last Changed At2026-05-30 05:42:54Z
Inactive At
Source Posted At2025-12-23 15:59:08Z
Source Updated At
Raw Payload Uris3://job-postings-prod-raw-590183727216/raw/provider=personio/board=novicap.com/date=2026-06-06/2026-06-06T07-51-51-347Z-e429ade6aecc014588c282d123c1ef458f8e53d628cdb51226e09abf963332ed.json
Event Fields
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  "last_changed_at": "2026-05-30T05:42:54.937Z",
  "active_status": "active"
}
Parsed Structured
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  "location": {
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    "is_remote": false,
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  "inferred_at": "2026-06-06T07:51:52.023Z",
  "launch_scope": {
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Extensions
{}
Native Structured
{
  "id": "2471651",
  "name": "Senior Risk Analyst",
  "office": "Madrid",
  "keywords": [],
  "schedule": "full-time",
  "createdAt": "2025-12-23T15:59:08+00:00",
  "seniority": "experienced",
  "department": "Underwriting",
  "occupation": "underwriter",
  "subcompany": null,
  "employmentType": "permanent",
  "jobDescriptions": [
    {
      "name": "Who are we?",
      "value": "<p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;padding:0pt 0pt 12pt 0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:#ffffff;font-weight:400;font-style:normal;text-decoration:none;\">Novicap is an end-to-end working capital solutions provider focused on enabling CFOs/Finance teams of SMEs to pay their suppliers and collect from their customers. This includes short-term credit (factoring, supply chain finance and loans) and payment automation solutions.</span></p><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;padding:0pt 0pt 12pt 0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">With offices in Barcelona and Madrid, we are currently looking for a Senior Risk Analyst who wants to join our team. You will take ownership of credit underwriting & monitoring activities at Novicap with the view to reduce and mitigate the impact of credit and fraud risk.  Given that providing financing to SMEs and mid-market corporates is core to our vision, managing credit and fraud risk is crucial to Novicap’s continued success.</span></p><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:12pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Sounds interesting? Keep reading!</span></p>"
    },
    {
      "name": "Your mission",
      "value": "<p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;padding:0pt 0pt 12pt 0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">As mentioned, you will take ownership of credit underwriting & monitoring activities at Novicap.</span></p><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:12pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">In order to achieve your mission, you will:</span></p><ul style=\"margin-top:0;margin-bottom:0;\"><li style=\"list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Execute end-to-end risk analysis for new and existing clients (Corporate Rating/Risk Basket and Direct Risk assignment) using the Novicap Platform and external tools.</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Perform fraud checks and operational viability filters before deep financial analysis.</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Assess and value third-party credit assignments (recurrent cash flows or contracts) using Novicap’s Collateral methodology.</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Approve transactions within assigned attributions or prepare comprehensive \"Risk Reports\" to elevate complex cases to the Underwriting Manager or the Underwriting Committee.</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:6pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Manage daily alerts via the Early Warning System (e.g. CIRBE changes, tax debts, unpaid bureaus) and resolve account blocks in coordination with Operations.</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:6pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Ensure all assigned Debtors and Suppliers have valid, up-to-date Risk Reports, based on the relevant frequency (from quarterly to annually, depending on the case).</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Arial, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:6pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Participate in weekly or monthly coordination with other teams (e.g. Collections, Operations, Commercial) and document lessons learned in internal documents.</span></p></li></ul><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:12pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">In doing so, you will contribute to the achievement of Novicap’s long-term growth plans </span></p>"
    },
    {
      "name": "How will you do it?",
      "value": "<p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;padding:0pt 0pt 12pt 0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">With integrity. transparency and clarity are the cornerstones of our work. We honor our agreements and take responsibility for our actions. Furthermore, we are aware that we can always improve and we welcome feedback, in order to continue to grow.</span></p><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;padding:0pt 0pt 12pt 0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">We always strive to exceed expectations, ensuring the highest levels of professionalism, and we aim to outperform, taking a data-driven approach.</span></p><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:12pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">And finally, we are generous and give first. We support and contribute to our community, seeking the common good above our own interests.</span></p>"
    },
    {
      "name": "Who will you work with?",
      "value": "<span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">You will report directly to the Underwriting Manager and work closely with the rest of the Underwriting teams across Madrid and Barcelona. We are a young and dynamic team that’s waiting for you with arms open!</span>"
    },
    {
      "name": "You are who we are looking for if you:",
      "value": "<ul style=\"margin-top:0;margin-bottom:0;\"><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">A Bachelor's degree in Economics, Business, or Finance.</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">A minimum of 5 years experience working as a credit underwriting analyst in a top 5 bank, an alternative lender, or a Big 4 in Spain.</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Proficiency in financial statement analysis and accounting principles.</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">An understanding of Working Capital products (Factoring, Confirming).</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">The ability to work within the Novicap Platform and Dashboards.</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">The ability to synthesize complex financial data (P&L, Balance Sheet, Cash Flow) into a clear \"Risk Basket\" (1-19), according to the Underwriting Policy</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">The capability of making autonomous decisions within the Attribution Matrix.</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">The ability to explain rejections or conditions clearly to Commercial teams (\"Reject and Explain\" protocol).</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">The proactiveness investigation of potential \"orange/red flags\" in the Early Warning System.</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">The ability to work across teams, with a positive and problem-solving attitude, in particular when facing the Commercial team.</span></p></li></ul>"
    },
    {
      "name": "What we offer?",
      "value": "<ul style=\"margin-top:0;margin-bottom:0;\"><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Full-time work with an open-ended contract</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Hybrid work model: we work 3 days from the office and 2 days from home to improve work-life balance</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Flexible benefits with Cobee: you will be able to include in your paycheck the monthly expenses for food, transportation, daycare and others</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Medical insurance: we offer an optional health insurance through Sanitas, with competitive rates and Novicap subsidizes 30% to guarantee your wellbeing</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Communicate better with your colleagues by signing up for free English or Spanish classes if you need them</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Gym membership with Urban Sports Club, partly subsidized by Novicap (we also have a running club!)</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Incredible and highly motivated co-workers</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">You will participate in our company events and get to meet the rest of the team that is spread across Spain</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">You will be part of our dynamic and international work environment, with a flat hierarchy and open communication between teams</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Library with plenty of books to choose from. If you can't find anything, let us know and we'll add it to the library.</span></p></li><li style=\"list-style-type:disc;font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\"><p style=\"line-height:1.7999999999999998;background-color:#ffffff;margin-top:0pt;margin-bottom:9pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:transparent;font-weight:400;font-style:normal;text-decoration:none;\">Free fruit, coffee and tea in the office. We know it's customary, but we like to take care of you anyway.</span></p></li></ul><p style=\"line-height:1.7999999999999998;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;padding:0pt 0pt 9pt 0pt;\"><br></p><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:#ffffff;font-weight:400;font-style:normal;text-decoration:none;\">Novicap is an equal opportunity employer and does not discriminate on the basis of race, color, national origin, ancestry, citizenship status, religion, physical or mental disability, marital status, sex, sexual orientation, gender identity or expression, age, or any other basis protected by law, ordinance, or regulation. We make every effort to ensure that all candidates are treated fairly and equally.</span></p><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><br></p><p style=\"line-height:1.7999999999999998;text-align:justify;background-color:#ffffff;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Rubik, sans-serif;color:#00173f;background-color:#ffffff;font-weight:400;font-style:normal;text-decoration:none;\">If you think you don't tick all the boxes, we'd still love to hear from you. Nobody checks every box, and we are looking for someone excited to join the team!</span></p>"
    }
  ],
  "occupationCategory": "banking_and_real_estate",
  "recruitingCategory": "Standard process"
}
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