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HomeCompaniesNovumbankCredit / Data Analyst (Currently Resident in Malta / With Valid Work Permit or EU Passport)

Credit / Data Analyst (Currently Resident in Malta / With Valid Work Permit or EU Passport)

Novumbank · Malta, Msida, MSD 1421, Malta · Active · BambooHR

Job facts

FieldValue
CompanyNovumbank
TitleCredit / Data Analyst (Currently Resident in Malta / With Valid Work Permit or EU Passport)
Normalized title-
Department / team-
LocationMalta, Msida
Work model-
Employment typeFull Time
Salary-
Statusactive
ATS providerBambooHR
Posted / first seen2024-02-02 / 2026-05-30
Changed / last seen2026-05-30 / 2026-06-06

Related slices

PageWhat it containsOpen
Company jobsActive postings from Novumbank.Open
Company breakdownsRole, location, ATS, and work model facets for this company.Open
ATS provider jobsActive postings observed through BambooHR.Open
Provider filtered searchThe same provider as a filtered job collection.Open
City jobsActive postings in Malta.Open
Lifecycle eventsOpen, update, close, and reopen events for this posting.Open
Original postingCanonical source or apply URL captured from the ATS.Open

Linked records

CompanyNovumbank
Sourcecd4e8e35-0c76-40c5-a27b-bd4c407fc2f6
ATS providerBambooHR

Description

Credit / Data Analyst (Currently Resident in Malta / With Valid Work Permit or EU Passport) We are seeking a ‘Credit / Data Analyt with a technical background, to shape all aspects of Credit Card Strategy. Play a key role in building new Credit Risk Strategies for a maturing Credit Card portfolio. Developing an infrastructure of Data, Reporting & Analytics, to underpin Credit Optimisation & support Product Growth. Responsibilities: Drive Credit Risk Strategies & Performance at both customer acquisition and customer management stages. Including cut-off setting, initial-line-assignment, affordability, authorisation & line management (increase/ decrease) programs. Perform ad hoc and regular analytics on key risk indicators; tracking variance to plan and informing above noted strategy setting. Develop an improved management information suite, covering risk appetite. With a dynamic capability to review live tests and interrogate trends. Influence the Credit Risk messaging across the business; opportunity to discuss on-going performance and propose value add strategies to bank committee(s). Work closely with various bank teams, including Finance, Operations and Decision Science areas. Generate enhanced documentation outlining credit risk processes, including consideration of (changing) regulatory standard. Input into Collections & Recoveries, and Fraud strategies. Facilitate growth plans by delivering effective & timely Credit Solutions, with consideration of continuous improvement and customer experience. Skills / Experience: 2 + Years’ Experience within Credit/ Banking or a similarly analytic role Bachelor’s or Master’s Degree in a quantitative/ numerical discipline. Problem solving and analytical (useful: SAS/ SQL/ Python or similar). Data visualization and dashboarding (useful: Tableau/ Power BI) Exceptional communication and organisation skills. Ability to manage time and prioritise work. Pro-active outlook and desire to innovate. Experience with credit cards or other retail lending products (e.g. loans, current accounts or mortgages) is preferred but not essential. *This role will be based in Malta*. Excellent Salary + Benefits + Bonus We Are Keen to Meet You! Please Apply Now and our 'Recruitment Team' will reach out to you directly. Apply Here Today! For Further Information Visit: www.novumbankgroup.com

Full job record

Job ID857ab23fc901cec71d5ced14188b0074a2e2dc29
Org ID33e06eb4-1e72-42e5-9975-7e9f0f5a4b8e
Source IDcd4e8e35-0c76-40c5-a27b-bd4c407fc2f6
Board IDcd4e8e35-0c76-40c5-a27b-bd4c407fc2f6
Providerbamboohr
Provider Job Key76
TitleCredit / Data Analyst (Currently Resident in Malta / With Valid Work Permit or EU Passport)
Normalized Title
Statusactive
Activeyes
Location TextMalta, Msida, MSD 1421, Malta
Department
Team
Employment Typefull_time
Workplace Type
Remote Policy
Country
RegionMsida
CityMalta
Salary Raw
Salary Min
Salary Max
Salary Currency
Salary Period
Source URLhttps://novumbank.bamboohr.com/careers/76
Apply URLhttps://novumbank.bamboohr.com/careers/76
First Seen At2026-05-30 06:05:54Z
Last Seen At2026-06-06 10:29:22Z
Last Checked At2026-06-06 10:29:22Z
Last Changed At2026-05-30 06:05:54Z
Inactive At
Source Posted At2024-02-02 00:00:00Z
Source Updated At
Raw Payload Uris3://job-postings-prod-raw-590183727216/raw/provider=bamboohr/board=novumbank/date=2026-06-06/2026-06-06T10-29-19-772Z-d485ee99c318f2ce231d87e9f5e571235ecaaf9e0c9d41d25387e0735764d55c.json
Event Fields
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  "last_changed_at": "2026-05-30T06:05:54.570Z",
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Parsed Structured
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}
Extensions
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Native Structured
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    "description": "<p><span style=\"color: #000080; font-size: 18px\"><span style=\"font-weight: bold\"><span style=\"font-family: Arial, sans-serif\">Credit / Data Analyst </span></span><span style=\"font-weight: bold\"><span style=\"font-family: Arial, sans-serif\">(Currently Resident in Malta / With Valid Work Permit or EU Passport) <span style=\"color: #000080; font-size: 18px; font-weight: bold\"><span style=\"font-family: Lato, sans-serif\"><span style=\"color: #003366; font-size: 18px; font-weight: bold\"><span style=\"font-size: 18px; font-weight: bold\"><img alt=\"image\" 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height=\"70\" width=\"70\"></span></span></span></span></span></span></span></p>\n<p><span style=\"color: #000080; font-family: Arial, sans-serif; font-size: 16px\"> </span></p>\n<p><span style=\"color: #000080; font-size: 16px\"><span style=\"font-family: Arial, sans-serif\">We are seeking </span><span style=\"font-family: Arial, sans-serif\">a ‘Credit / Data Analyt with a technical background, to shape all aspects of Credit Card Strategy. Play a key role in building new Credit Risk Strategies for a maturing Credit Card portfolio. Developing an infrastructure of Data, Reporting &amp; Analytics, to underpin Credit Optimisation &amp; support Product Growth. </span></span></p>\n<p><span style=\"color: #000080; font-family: Arial, sans-serif; font-size: 16px\"> </span></p>\n<p><span style=\"color: #000080; font-size: 16px; font-weight: bold\"><span style=\"font-family: Arial, sans-serif\">Responsibilities:</span></span></p>\n<p><br></p>\n<ul>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">Drive Credit Risk Strategies &amp; Performance at both customer acquisition and customer management stages. Including cut-off setting, initial-line-assignment, affordability, authorisation &amp; line management (increase/ decrease) programs. </span></span></li>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">Perform ad hoc and regular analytics on key risk indicators; tracking variance to plan and informing above noted strategy setting. </span></span></li>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">Develop an improved management information suite, covering risk appetite. With a dynamic capability to review live tests and interrogate trends. </span></span></li>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">Influence the Credit Risk messaging across the business; opportunity to discuss on-going performance and propose value add strategies to bank committee(s). </span></span></li>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">Work closely with various bank teams, including Finance, Operations and Decision Science areas. </span></span></li>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">Generate enhanced documentation outlining credit risk processes, including consideration of (changing) regulatory standard. </span></span></li>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">Input into Collections &amp; Recoveries, and Fraud strategies.</span></span></li>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">Facilitate growth plans by delivering effective &amp; timely Credit Solutions, with consideration of continuous improvement and customer experience.</span></span></li>\n</ul>\n<p><br></p>\n<p><span style=\"color: #000080; font-size: 16px; font-weight: bold\"><span style=\"font-family: Arial, sans-serif\">Skills / Experience:</span></span></p>\n<p><br></p>\n<ul>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">2</span><span style=\"font-family: Arial, sans-serif\">+ Years’ Experience within Credit/ Banking or a similarly analytic role</span></span></li>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">Bachelor’s or Master’s Degree in a quantitative/ numerical discipline. </span></span></li>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">Problem solving and analytical (useful: SAS/ SQL/ Python or similar).</span></span></li>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">Data visualization and dashboarding (useful: Tableau/ Power BI)</span></span></li>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">Exceptional communication and organisation skills.</span></span></li>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">Ability to manage time and prioritise work.</span></span></li>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">Pro-active outlook and desire to innovate.</span></span></li>\n<li><span style=\"color: #000080; font-size: 16px\"> <span style=\"font-family: Arial, sans-serif\">Experience with credit cards or other retail lending products (e.g. loans, current accounts or mortgages) is preferred but not essential. </span></span></li>\n</ul>\n<p><span style=\"color: #000080; font-family: Arial, sans-serif; font-size: 16px\"> </span></p>\n<p><span style=\"color: #000080; font-size: 16px\"><em><span style=\"font-family: Arial, sans-serif\">*This role will be based in Malta*.</span></em></span></p>\n<p><br></p>\n<p><span style=\"color: #000080; font-size: 16px; font-weight: bold\"><span style=\"font-family: Arial, sans-serif\">Excellent Salary + Benefits + Bonus</span></span></p>\n<p><br></p>\n<p><span style=\"color: #000080; font-size: 16px; font-weight: bold\"><span style=\"font-family: Arial, sans-serif\">We Are Keen to Meet You! Please Apply Now and our 'Recruitment Team' will reach out to you directly.</span></span></p>\n<p><br></p>\n<p><span style=\"color: #000080; font-size: 16px\"><span style=\"font-weight: bold\"><span style=\"font-family: Arial, sans-serif\">Apply Here Today!</span></span></span></p>\n<p><br></p>\n<p><span style=\"font-size: 16px\"><span style=\"color: #000080; font-weight: bold\"><span style=\"font-family: Arial, sans-serif\">For Further Information Visit: </span></span><span style=\"font-family: Arial, sans-serif\"><a rel=\"noopener noreferrer\" href=\"http://www.novumbankgroup.com\"><span style=\"font-weight: bold\">www.novumbankgroup.com</span></a></span></span></p>",
    "compensation": null,
    "departmentId": null,
    "locationType": "0",
    "seekPromoted": false,
    "jobCategoryId": null,
    "jobOpeningName": "Credit / Data Analyst (Currently Resident in Malta / With Valid Work Permit or EU Passport) ",
    "departmentLabel": "",
    "jobOpeningStatus": "Open",
    "minimumExperience": "Mid-level",
    "jobOpeningShareUrl": "https://novumbank.bamboohr.com/careers/76",
    "employmentStatusLabel": "Full-Time"
  }
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