Sr. Credit Risk Analyst

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  "last_changed_at": "2026-06-06T07:55:11.224Z",
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{
  "lists": [
    {
      "text": "How you'll make an impact",
      "content": "\n<li>Develop credit strategies to improve the credit performance by using data, machine learning models and advanced analytics tools to optimize risk decisions</li>\n<li>Lead end-to-end risk and analytics strategy for Prosper's Credit Card, from pre-launch through portfolio optimization, including underwriting policies, pricing and credit line strategies, and acquisition frameworks that balance growth targets with risk parameters</li>\n<li>Bring innovative/out of the box thinking to make recommendations and to approaching/solving problems</li>\n<li>Design A/B tests and understand the risk-return trade-offs</li>\n<li>Partner with Product, Marketing and Engineering teams to implement strategies and monitor the strategy performance</li>\n<li>Continue to innovate by testing new data, analytics approaches and models</li>\n<li>Conduct ad-hoc analysis related to risk management, investor services, product, and operations</li>\n<li>Analyze portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance driver</li>\n<li>Communicate findings and recommendations to the Risk Management and broader Prosper community</li>\n"
    },
    {
      "text": "Skills that will help you thrive",
      "content": "\n<li>Bachelor's degree in Business, Statistics, Mathematics, Computer Science, Engineering or Economics and 5+ years relevant experience managing credit/ fraud risk OR a Master's degree in above areas with 3+ years relevant experience</li>\n<li>Experience in credit risk management and/or fraud and/or data science in consumer lending industry, consumer credit card experience is a plus</li>\n<li>Background in product launches, new portfolio buildout, or go-to-market analytics is a plus</li>\n<li>Strong analytical and problem-solving skills</li>\n<li>Experience using machine learning and statistical models to develop strategies</li>\n<li>Must have strong proficiency in SQL, Python and Tableau. Knowledge of R and Knowledge Seeker will be a plus</li>\n<li>Fiserv and/or FICO fraud tool experience is a plus</li>\n<li>Strong communication skills – ability to communicate technical subject matter clearly and succinctly to other team members and Senior Management team</li>\n<li>Knowledge and experience of segmentation, statistical procedures, and financial analytic tools are required</li>\n<li>Curious to ask questions, probe into reasons and challenge the status quo</li>\n<li>Eager to learn new tools, technologies, and methodologies to stay ahead of industry trends. Growth mindset—continuously learning, experimenting, and improving both personally and as part of the team</li>\n<li>Strong ownership and motivation to drive business results</li>\n<li>Ability to work in a fast-paced environment and meet deadlines without sacrificing quality</li>\n<li>Team player who thrives in collaborative, cross-functional environments</li>\n"
    },
    {
      "text": "Resources to help you Prosper",
      "content": "\n<li style=\"font-size: 11pt; font-family: Arial, sans-serif;\"><strong><span style=\"font-size: 11pt;\">A connected experience:</span></strong><span style=\"font-size: 11pt;\"> We prioritize high-touch collaboration and flexibility. Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote team member, we provide the digital-first tools and intentional culture to keep you synced and supported</span></li>\n<li style=\"font-size: 11pt; font-family: Arial, sans-serif;\"><strong><span style=\"font-size: 11pt;\"><span style=\"font-size: 11pt;\">Invested in your future:</span></span></strong><span style=\"font-size: 11pt;\"><strong> </strong>A competitive salary and a 401(k) with a 5% company match to help you build long-term financial security</span></li>\n<li style=\"font-size: 11pt; font-family: Arial, sans-serif;\"><strong><span style=\"font-size: 11pt;\">Holistic well-being:</span></strong><span style=\"font-size: 11pt;\"><strong> </strong>We provide the resources you need to thrive, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage</span></li>\n<li style=\"font-size: 11pt; font-family: Arial, sans-serif;\"><strong><span style=\"font-size: 11pt; font-family: Arial, sans-serif;\">Professional &amp; personal growth:</span></strong><span style=\"font-size: 11pt; font-family: Arial, sans-serif;\"><strong> </strong>Take advantage of a suite of premium perks, including Udemy access, childcare assistance, pet insurance, and a bevy of additional savings through Beneplace</span></li>\n"
    },
    {
      "text": "Interview process",
      "content": "\n<li><strong>Recruiter Call:</strong>&nbsp;A brief screening to discuss your experience and initial questions</li>\n<li><strong>Department Interview:</strong>&nbsp;Deeper dive into technical skills and project alignment with the Hiring Manager or team member</li>\n<li><strong>Technical Interview: </strong>Live, collaborative coding session&nbsp;</li>\n<li><strong>Team/Virtual Interview:</strong> Meet team members for collaborative discussions</li>\n"
    }
  ],
  "country": "US",
  "createdAt": 1771431584056,
  "updatedAt": null,
  "categories": {
    "team": "Credit Risk Management",
    "location": "United States",
    "commitment": "Full-Time Employee",
    "department": "Finance",
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