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    "requisitionDescription": "<div><div><div><p style=\"margin-left:0in;\" data-pasted=\"true\"><strong>Why Join the Sikorsky Credit Union Team?</strong><br><em>Sikorsky Credit Union has been named the #1 Credit Union in Connecticut for 6 years in a row. We are one of the largest credit unions in the state, with over $1 billion in assets, and we continue to grow!</em></p><p style=\"margin-left:0in;\"><em>If you are passionate about helping people achieve their financial goals and want to make a difference in the local community, we want to hear from you! We are looking for talented people to help us improve the banking experience for our valued members.</em></p><p style=\"margin-left:0in;\"><em>Working at Sikorsky Credit Union has its benefits. You&rsquo;ll enjoy an awesome work-life balance, competitive pay, and an excellent benefits package that includes paid-time off, medical/dental, 401K plan with company match, tuition reimbursement and more! Please check out the details below to learn more about this position.</em></p><p id=\"isPasted\" style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style=\"font-family: arial,sans-serif;\"><span style=\"font-size: 15px;\"><strong>General Summary:</strong></span></span></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style=\"font-size: 15px; font-family: arial, sans-serif;\">The Home Loan Consultant originates mortgage and home equity loans in accordance with all credit union policies and procedures. This person regularly meets with members in person or over the phone to discuss payment and equity objectives and select a home loan consistent with their long and short term financial goals.&nbsp;</span></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style=\"font-size: 15px; font-family: arial, sans-serif;\">&nbsp;</span></p><h1 style='margin:0in;text-align:justify;font-size:16px;font-family:\"ITC Stone Sans Std Medium\",sans-serif;'><span style=\"font-size: 15px; font-family: arial, sans-serif;\">Key Essential Responsibilities:&nbsp;</span></h1><ol style=\"list-style-type: decimal;margin-left:12.5px;\"><li style=\"font-family: arial, sans-serif;\"><h1 style='margin: 0in; text-align: left; font-size: 16px; font-family: \"ITC Stone Sans Std Medium\", sans-serif;'><span style=\"font-size: 11pt;\">Achieves Credit Union loan volume goals. Actively seeks mortgage and home equity &nbsp;applications from borrowers/members in need of real estate secured loans.&nbsp;</span></h1></li><li style=\"font-family: arial, sans-serif;\"><span style=\"font-size: 11pt;\">Services Credit Union branches in assigned territory to follow up on referrals and assist in training staff members with lending needs whenever necessary.</span></li><li style=\"font-family: arial, sans-serif;\"><span style=\"font-size: 11pt;\">Actively calls on Real Estate Agents, Attorneys, and Financial Professionals in assigned territory to solicit referral business.&nbsp;</span></li><li style=\"font-family: arial, sans-serif;\"><span style=\"font-size: 11pt;\">Participates in SFCU networking functions, Homebuyer Seminars and other functions to increase awareness of SFCU mortgage and home equity lending programs.</span></li><li style=\"font-family: arial, sans-serif;\"><span style=\"font-size: 11pt;\">Interviews mortgage loan applicants to explain mortgage products and obtain all key financial and loan related information. Completes loan application and submits loan file to mortgage fulfillment team.&nbsp;</span></li><li style=\"font-family: arial, sans-serif;\"><span style=\"font-size: 11pt;\">Performs loan pre-approvals to analyze member&rsquo;s credit profile and determine eligible loan programs. Counsels members to help determine the loan program that best suits their financial needs. Cross-sells other credit union products and services when appropriate.&nbsp;</span></li><li style=\"font-family: arial, sans-serif;\"><span style=\"font-size: 11pt;\">Communicates credit terms (interest rate, loan terms/repayment method, disclosures, costs, etc.) and all loan status to member from application through closing. &nbsp;Ensures that all terms re within credit union policy and in compliance with RESPA, ECOA, and TILA.&nbsp;</span></li><li style=\"font-family: arial, sans-serif;\"><span style=\"font-size: 11pt;\">Promotes and maintains a positive work atmosphere by communicating in a manner consistent with professional standards to work effectively with members, co-workers, management and vendors.</span></li><li style=\"font-family: arial, sans-serif;\"><span style=\"font-size: 11pt;\">Keeps abreast of industry developments including, but not limited to changes in regulations and technology.</span></li><li style=\"font-family: arial, sans-serif;\"><span style=\"font-size: 11pt;\">Ensures adherence to company policies and procedures and Banking/Credit Union Regulations.</span></li><li style=\"font-family: arial, sans-serif;\"><span style=\"font-size: 11pt;\">Performs additional duties as required.</span></li></ol><p style='margin:0in;font-size:13px;font-family:\"Arial\",sans-serif;text-align:justify;'><span style=\"font-size: 15px; font-family: arial, sans-serif;\">&nbsp;</span></p><p style='margin:0in;font-size:13px;font-family:\"Arial\",sans-serif;text-align:justify;'><span style=\"font-family: arial,sans-serif;\"><span style=\"font-size: 15px;\">Essential Skills, Knowledge and Requirements:&nbsp;</span></span></p><ol style=\"margin-bottom:0in;list-style-type: undefined;margin-left:0in;\"><li style=\"margin: 0in; font-size: 16px; font-family: arial, sans-serif; text-align: justify;\"><span style=\"font-size: 15px;\">High school diploma or equivalent. &nbsp;Bachelor&rsquo;s degree preferred.&nbsp;</span></li><li style=\"margin: 0in; font-size: 16px; font-family: arial, sans-serif; text-align: justify;\"><span style=\"font-size: 15px;\">A minimum of 2 years&rsquo; experience originating residential mortgage loans.</span></li><li style=\"margin: 0in; font-size: 16px; font-family: arial, sans-serif; text-align: justify;\"><span style=\"font-size: 15px;\">Familiarity with Fannie Mae and FHLB secondary marketing guidelines. &nbsp;Ability to quickly learn the Credit Union&rsquo;s portfolio loan products. &nbsp;Must understand residential loan pricing.</span></li><li style=\"margin: 0in; font-size: 16px; font-family: arial, sans-serif; text-align: justify;\"><span style=\"font-size: 15px;\">Must be able to successfully complete registration process with the Nationwide Mortgage Licensing System and Registry and to also annually renew and maintain registration throughout employment.</span></li><li style=\"margin: 0in; font-size: 16px; font-family: arial, sans-serif; text-align: justify;\"><span style=\"font-size: 15px;\">Valid driver&rsquo;s license with a clean record with reliable transportation. &nbsp;Ability to travel up to 50%.</span></li><li style=\"margin: 0in; font-size: 16px; font-family: arial, sans-serif; text-align: justify;\"><span style=\"font-size: 15px;\">Outstanding communication skills with the ability to prioritize tasks to meet deadlines. &nbsp;Must be self-motivated and goal driven.</span></li><li style=\"margin: 0in; font-size: 16px; font-family: arial, sans-serif;\"><span style=\"font-size: 11pt;\">Proficiency in Microsoft Office and knowledge of mortgage LOS systems. &nbsp;</span></li></ol><p><span style=\"font-size: 11pt;\"><br></span></p><p style=\"margin-left:0in;\"><em><strong>Sikorsky Credit Union is an equal opportunity employer that is proud of its commitment to diversity and inclusion. Therefore, we welcome applicants from all communities, including age, color, ethnicity, familial or marital status, gender identity or expression, language, national origin, physical or mental disability, military or veteran status, race, religion, sexual orientation, and socioeconomic background.</strong></em></p></div></div></div>\n",
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