VP of Engineering, Payments

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value. What You’ll Do As VP of Engineering, Payments, reporting to the SVP of Engineering, you will own the technical execution, operational excellence, and long-term evolution of Ripple’s global payments platform. This includes cross-border payout systems, FX and liquidity infrastructure, collections capabilities, and the integration and scaling of acquired platforms. You will lead a growing payments engineering organization (approximately 75 engineers today) and play a central role in positioning Ripple as the bridge between regulated financial systems and blockchain-native value movement. You will: Own the end-to-end payments engineering domain, including cross-border flows, FX, currency conversion, liquidity management, and settlement Lead and scale teams across core payments, collections, and integrated platforms Drive architectural clarity and simplification, reducing system sprawl and enabling faster delivery, higher reliability, and clearer product boundaries Lead the integration of acquired technologies into a cohesive, modern payments architecture, transforming multiple systems into a scalable, unified product platform Ensure high availability, correctness, and operational excellence for real-time, regulated payment systems—earning trust with customers, regulators, and partners Partner closely with Product to shape roadmap, customer outcomes, and platform capabilities, bringing strong technical and business judgment to product decisions Help achieve sustained product-market fit for next-generation payments offerings by translating platform capabilities into durable customer value Evolve Ripple’s payments stack to leverage stablecoins, on-chain liquidity, and decentralized exchanges as core payments primitives—while maintaining enterprise-grade compliance and trust Build, coach, and develop senior engineering leaders, raising the bar on execution, accountability, and operational rigor Success in this role means simplifying a complex payments landscape into a reliable, scalable platform—and helping Ripple deliver the next generation of global payments with confidence. What You’ll Bring Payments & Systems Expertise Deep experience building and operating large-scale payments systems, ideally including cross-border payments, FX, liquidity, and settlement Strong understanding of regulated, real-time financial systems, including reconciliation and operational risk Senior Engineering Leadership Proven experience leading senior engineering organizations with ownership of production systems and business outcomes Strong operator mindset, comfortable staying close to architecture and critical system decisions Systems, Product & Business Thinking Excellent architectural judgment across distributed services and platform design Ability to simplify complex ecosystems and modernize platforms without disrupting customers Business-minded leader who can partner deeply with Product, Compliance, and Commercial teams Orientation Toward What’s Next Curiosity about blockchain, stablecoins, and decentralized liquidity as the next evolution of payments Ability to apply payments discipline to new primitives Bonus: experience with stablecoins or on-chain settlement For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions. CA Annual Base Salary Range $325,000 — $375,000 USD WHO WE ARE: Do Your Best Work The opportunity to build in a fast-paced start-up environment with experienced industry leaders A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning. Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team. In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in. Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team We come together for moments that matter which include team offsites, team bonding activities, happy hours and more! Take Control of Your Finances Competitive salary, bonuses, and equity Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support Employee giving match Mobile phone stipend Take Care of Yourself R&R days so you can rest and recharge Generous wellness reimbursement and weekly onsite & virtual programming Generous vacation policy - work with your manager to take time off when you need it Industry-leading parental leave policies. Family planning benefits. Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events Benefits listed above are for full-time employees. Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance. Please find our UK/EU Applicant Privacy Notice and our California Applicant Privacy Notice for reference.

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