Senior Financial Associate, Strategic Initiatives

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  "last_changed_at": "2026-06-04T11:35:38.875Z",
  "active_status": "deleted"
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{
  "language": "en",
  "location": {
    "raw": "West Palm Beach, FL",
    "city": "West Palm Beach",
    "region": "FL",
    "country": "United States",
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    "confidence": 0.9
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  "inferred_at": "2026-06-02T10:46:50.936Z",
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    "language": "en",
    "location": {
      "raw": "West Palm Beach, FL",
      "city": "West Palm Beach",
      "region": "FL",
      "country": "United States",
      "is_remote": false,
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    "countries": [
      "United States"
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  "salary_period": "year",
  "workplace_type": "on_site",
  "salary_currency": "USD"
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{
  "lists": [
    {
      "text": "Essential Job Duties and Responsibilities:",
      "content": "<div><strong>Finance &amp; Executive Reporting:&nbsp;</strong></div>\n\n<li>Build and maintain monthly, quarterly, and Job annual financial reporting packages for executive leadership, covering revenue, cost of funds, credit losses, and operating expenses across the credit card portfolio.</li>\n<li>Conduct actual-vs.-projected variance analysis to identify performance drivers, communicate findings and recommend corrective actions or strategic adjustments.</li>\n<li>Develop and maintain financial models to forecast card portfolio performance, including spend volumes, interchange revenue, net interest income, and credit loss trajectories.</li>\n<li>Identify opportunities to optimize the cost structure of the card program, including issuing bank fees, processing costs, and credit loss reserves, and propose changes to drive margin improvement.</li>\n<li>Manage vendor financial relationships to drive further margin improvement.</li>\n<li>Partner with Data Analytics to build and maintain performance dashboards and standardized reporting templates that enable data-driven decision-making across finance and product leadership.</li>\n<li>Monitor industry benchmarks and competitive card economics to contextualize GoodLeap's performance and surface opportunities for improvement.</li>\n\n<div><strong><span role=\"presentation\" dir=\"ltr\">Capital Markets &amp; Portfolio Management:</span></strong></div>\n\n<li><span role=\"presentation\" dir=\"ltr\">Partner closely with Accounting/FP&amp;A </span><span role=\"presentation\" dir=\"ltr\">and the Capital Markets team to support portfolio</span><span role=\"presentation\" dir=\"ltr\">-</span><span role=\"presentation\" dir=\"ltr\">level decisions, including the </span><span role=\"presentation\" dir=\"ltr\">timing, structure, and sizing of credit card account sales and</span> <span role=\"presentation\" dir=\"ltr\">securitizations</span><span role=\"presentation\" dir=\"ltr\">. </span></li>\n<li><span role=\"presentation\" dir=\"ltr\">Analyze portfolio performance metrics</span><span role=\"presentation\" dir=\"ltr\">,</span> <span role=\"presentation\" dir=\"ltr\">including delinquency rates, loss curves, </span><span role=\"presentation\" dir=\"ltr\">prepayment rates, performance of aged accounts, and portfolio yield</span> <span role=\"presentation\" dir=\"ltr\">to inform </span><span role=\"presentation\" dir=\"ltr\">optimal timing and structure for portfolio sales or financing transactions.</span></li>\n<li><span role=\"presentation\" dir=\"ltr\">Track </span><span role=\"presentation\" dir=\"ltr\">and report on portfolio sale economics</span> <span role=\"presentation\" dir=\"ltr\">—</span> <span role=\"presentation\" dir=\"ltr\">including gain</span><span role=\"presentation\" dir=\"ltr\">-</span><span role=\"presentation\" dir=\"ltr\">on</span><span role=\"presentation\" dir=\"ltr\">-</span><span role=\"presentation\" dir=\"ltr\">sale margins and </span><span role=\"presentation\" dir=\"ltr\">retained servicing obligations</span> <span role=\"presentation\" dir=\"ltr\">and incorporate transaction outcomes into ongoing </span><span role=\"presentation\" dir=\"ltr\">financial forecasting.</span></li>\n<li><span role=\"presentation\" dir=\"ltr\">Track and balance net interchange revenue and cardholder </span><span role=\"presentation\" dir=\"ltr\">reward liability to ensure equilibrium</span><span role=\"presentation\" dir=\"ltr\">.</span></li>\n<li><span role=\"presentation\" dir=\"ltr\">Determine portfolio sale sizing and timing&nbsp;</span><span role=\"presentation\" dir=\"ltr\">to balance equity requirement of the program</span><span role=\"presentation\" dir=\"ltr\">.</span></li>\n\n<div><span role=\"presentation\" dir=\"ltr\"><strong>Issuing Bank Relationship Management:</strong></span></div>\n\n<li><span role=\"presentation\" dir=\"ltr\">Serve as GoodLeap's primary financial&nbsp;point of contact with the issuing bank partner, owning the day-to-day relationship&nbsp;and ensuring all financial communications are clear, timely, and professional.</span></li>\n<li><span role=\"presentation\" dir=\"ltr\">Proactively manage the calendar of bank reporting obligations, ensuring all&nbsp;materials are delivered on time and in the format required by the bank. </span></li>\n<li><span role=\"presentation\" dir=\"ltr\">Respond promptly and accurately to bank requests for financial information, ad-hoc analyses, and supporting documentation; coordinate internally across Finance,&nbsp;Legal, Compliance, and Product to gather inputs and meet bank deadlines.</span></li>\n<li><span role=\"presentation\" dir=\"ltr\">Maintain a deep understanding of contractual obligations under the bank program agreement, including reporting cadences, performance covenant thresholds, and approval requirements; proactively flag potential issues before they become compliance risks.&nbsp;</span></li>\n"
    },
    {
      "text": "Required Skills, Knowledge and Abilities:",
      "content": "\n<li>Bachelor's degree in Economics, Finance, or a related field.</li>\n<li><span role=\"presentation\" dir=\"ltr\">5</span><span role=\"presentation\" dir=\"ltr\">–</span><span role=\"presentation\" dir=\"ltr\">7+ years of experience in finance, financial planning &amp; analysis, or capital markets, </span><span role=\"presentation\" dir=\"ltr\">preferably within credit card, fintech, or financial services.</span></li>\n<li><span role=\"presentation\" dir=\"ltr\">Strong financial modeling skills with demonstrated experience building and maintaining </span><span role=\"presentation\" dir=\"ltr\">complex multi</span><span role=\"presentation\" dir=\"ltr\">-</span><span role=\"presentation\" dir=\"ltr\">variable models for forecasting, scenario analysis, and portfolio performance.</span></li>\n<li><span role=\"presentation\" dir=\"ltr\">Experience with financial planning and analysis functions including budget planning, variance </span><span role=\"presentation\" dir=\"ltr\">analysis, and executive reporting; proven ability to translate financial data into clear, </span><span role=\"presentation\" dir=\"ltr\">actionable insights for senior leadership.</span></li>\n<li><span role=\"presentation\" dir=\"ltr\">Experience managing institutional relationships</span> <span role=\"presentation\" dir=\"ltr\">—</span> <span role=\"presentation\" dir=\"ltr\">including bank partners, investors, or rating </span><span role=\"presentation\" dir=\"ltr\">agencies</span> <span role=\"presentation\" dir=\"ltr\">—</span> <span role=\"presentation\" dir=\"ltr\">with demonstrated ability to manage reporting calendars, respond to requests </span><span role=\"presentation\" dir=\"ltr\">under time pressure, and maintain credible, professional relationships.</span></li>\n<li><span role=\"presentation\" dir=\"ltr\">Excellent communication and presentation skills; able to distill complex financial information </span><span role=\"presentation\" dir=\"ltr\">into clear executive</span><span role=\"presentation\" dir=\"ltr\">-</span><span role=\"presentation\" dir=\"ltr\">level narratives and maintain high</span><span role=\"presentation\" dir=\"ltr\">-</span><span role=\"presentation\" dir=\"ltr\">quality written deliverables for external </span><span role=\"presentation\" dir=\"ltr\">bank partners.</span></li>\n<li><span role=\"presentation\" dir=\"ltr\">Entrepreneurial mindset with comfort operating in ambiguity; energized by building processes </span><span role=\"presentation\" dir=\"ltr\">and financial infrastructure from the ground up in a fast</span><span role=\"presentation\" dir=\"ltr\">-</span><span role=\"presentation\" dir=\"ltr\">moving startup</span><span role=\"presentation\" dir=\"ltr\">-</span><span role=\"presentation\" dir=\"ltr\">like environment.&nbsp;</span></li>\n"
    }
  ],
  "country": "US",
  "createdAt": 1775254043586,
  "updatedAt": null,
  "categories": {
    "team": "Strategic Initiatives",
    "location": "West Palm Beach, FL",
    "commitment": "Full Time",
    "department": "Strategic Initiatives",
    "allLocations": [
      "West Palm Beach, FL"
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  "workplaceType": "onsite"
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