Home › Companies › Payjoy › Staff Software Engineer - Payments
Staff Software Engineer - Payments
Payjoy · San Francisco, CA · Hybrid · Active · $310,392–$324,000 / year · Lever
Job facts
| Field | Value |
|---|---|
| Company | Payjoy |
| Title | Staff Software Engineer - Payments |
| Normalized title | - |
| Department / team | Product Development / Core Engineering |
| Location | San Francisco, CA, United States |
| Work model | Hybrid / Hybrid |
| Employment type | Full Time |
| Salary | $310,392–$324,000 / year |
| Status | active |
| ATS provider | Lever |
| Posted / first seen | 2026-02-12 / 2026-05-29 |
| Changed / last seen | 2026-05-29 / 2026-06-06 |
Related slices
| Page | What it contains | Open |
|---|---|---|
| Company jobs | Active postings from Payjoy. | Open |
| Company breakdowns | Role, location, ATS, and work model facets for this company. | Open |
| ATS provider jobs | Active postings observed through Lever. | Open |
| Provider filtered search | The same provider as a filtered job collection. | Open |
| City jobs | Active postings in San Francisco. | Open |
| Department jobs | Active postings in Product Development. | Open |
| Work model jobs | Active Hybrid postings. | Open |
| Lifecycle events | Open, update, close, and reopen events for this posting. | Open |
| Original posting | Canonical source or apply URL captured from the ATS. | Open |
Linked records
| Company | Payjoy |
| Source | ae38936e-612a-42ce-b00c-8808afce14fa |
| ATS provider | Lever |
Description
About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
The Staff Engineer is responsible for leading our technical foundation, initially collaborating with the Money - Payments teams to drive innovation, with the opportunity to work with other teams as well, taking on a mentoring role, designing scalable systems, and influencing cross-functional initiatives, in a hands-on position where they will make key technical decisions and build critical services.
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
PayJoy Principles
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening
Responsibilities
Solve Critical Problems: Identify, prioritize, and solve technical challenges impacting growth.
Lead and Collaborate: Architect new solutions, Implement newer patterns/framework that other candidates can use and implement, Identify potential systemwide solutions, guide teams, ensuring solutions meet business goals and technical standards.
Mentor & Develop: Foster a culture of learning, guiding junior engineers.
Innovate & Improve: Drive continuous improvement in our platform and processes.
Requirements
Bachelor’s degree in a technical discipline such as computer science, software engineering, or a related field.
12+ years of experience as Software Engineer, in a fast-paced, high-growth environment, working with cloud platforms such as AWS, GCP, or Azure.
Strong expertise in backend development with proficiency in Python; as well both relational and NoSQL databases.
Solid understanding of distributed systems, system design principles.
A can-do attitude and creative, flexible problem solving abilities, and the ability to think critically in ambiguous situations.
Being a team player, that includes review, pair programming, collaboration in one task, mentoring or being mentored.
Strong written and verbal communication skills, with the ability to present technical concepts to non-technical stakeholders.
Desirable experience with mobile technologies or mobile payment systems with the fraud and identity aspects of fintech, as well in building and maintaining large-scale systems used by millions of users.
Benefits
100% Company-funded health insurance for employee and immediate family
Company-funded employee life and disability insurance
$2,000 USD annual Co-working Travel perk
$2,000 USD annual Professional Development perk
$340 Monthly Commuter benefit
401k Contribution of 3% of salary (up to IRS limits)
Headphone benefit, home office equipment allowance and wellness perks
Catered lunches
20 Paid vacation days, unlimited sick leave
Full job record
| Job ID | 74eb553f60b2b4aada5c2da711d35438999e578c |
| Org ID | d303b3f7-bc2e-45ac-a63a-8b512151bb70 |
| Source ID | ae38936e-612a-42ce-b00c-8808afce14fa |
| Board ID | ae38936e-612a-42ce-b00c-8808afce14fa |
| Provider | lever |
| Provider Job Key | ac978469-904b-416b-aeeb-99289c26afa8 |
| Title | Staff Software Engineer - Payments |
| Normalized Title | — |
| Status | active |
| Active | yes |
| Location Text | San Francisco, CA |
| Department | Product Development |
| Team | Core Engineering |
| Employment Type | Full-Time |
| Workplace Type | hybrid |
| Remote Policy | hybrid |
| Country | United States |
| Region | CA |
| City | San Francisco |
| Salary Raw | USD 310392-324000 per-year-salary |
| Salary Min | 310,392 |
| Salary Max | 324,000 |
| Salary Currency | USD |
| Salary Period | year |
| Source URL | https://jobs.lever.co/payjoy/ac978469-904b-416b-aeeb-99289c26afa8 |
| Apply URL | https://jobs.lever.co/payjoy/ac978469-904b-416b-aeeb-99289c26afa8/apply |
| First Seen At | 2026-05-29 07:01:30Z |
| Last Seen At | 2026-06-06 07:56:46Z |
| Last Checked At | 2026-06-06 07:56:46Z |
| Last Changed At | 2026-05-29 07:01:30Z |
| Inactive At | — |
| Source Posted At | 2026-02-12 16:00:14Z |
| Source Updated At | — |
| Raw Payload Uri | s3://job-postings-prod-raw-590183727216/raw/provider=lever/board=payjoy/date=2026-06-06/2026-06-06T07-56-45-925Z-038e3874fafa5a33e42ea59f62c901376b7a34c52cb0bef8a14cf9606c38214b.json |
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