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HomeCompaniesE40663f4 Cc3f 444c B0f8 A7b6c05a6a9e 19000101 000001SPECIAL ASSETS OFFICER

SPECIAL ASSETS OFFICER

E40663f4 Cc3f 444c B0f8 A7b6c05a6a9e 19000101 000001 · Lexington, KY, US, Lexington, KY · Active · ADP Workforce Now Recruiting

Job facts

FieldValue
CompanyE40663f4 Cc3f 444c B0f8 A7b6c05a6a9e 19000101 000001
TitleSPECIAL ASSETS OFFICER
Normalized title-
Department / team-
LocationLexington, KY, United States
Work model-
Employment typeFull Time
Salary-
Statusactive
ATS providerADP Workforce Now Recruiting
Posted / first seen2026-04-30 / 2026-05-31
Changed / last seen2026-06-06 / 2026-06-06

Related slices

PageWhat it containsOpen
Company jobsActive postings from E40663f4 Cc3f 444c B0f8 A7b6c05a6a9e 19000101 000001.Open
Company breakdownsRole, location, ATS, and work model facets for this company.Open
ATS provider jobsActive postings observed through ADP Workforce Now Recruiting.Open
Provider filtered searchThe same provider as a filtered job collection.Open
City jobsActive postings in Lexington.Open
Lifecycle eventsOpen, update, close, and reopen events for this posting.Open
Original postingCanonical source or apply URL captured from the ATS.Open

Linked records

CompanyE40663f4 Cc3f 444c B0f8 A7b6c05a6a9e 19000101 000001
Sourceaefcad60-f6c4-4a07-82ed-9579b7edefd0
ATS providerADP Workforce Now Recruiting

Description

WHITAKER BANK SPECIAL ASSETS OFFICER JOB DESCRIPTION SUMMARY The position of Special Assets Officer provides loan workout and collection activities across all business lending lines. The primary objective is loss mitigation through active credit collection activity, appropriate workout strategy and resolution. In addition, the position provides support to other Officers and team members involved in collection activities. The Special Assets Portfolio Manager also assists in management of the Bank’s Other Real Estate Owned properties. Works with Special Assets to ensure compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations. ESSENTIAL DUTIES Responsible for active management of criticized, classified or delinquent credits. Capable of applying credit officer, asset management and risk management principals. Manage portfolio of collateralized assets. Evaluate financial information, collateral, legal documents and available information to project probable exposure to loss and recommended workout strategy. Often serve as primary contact with in-house and outside counsel in workout and collection case management. Experience and knowledge around legal documents, loan covenants and loan agreements. Calls on delinquent loan customers to get payments or set up an updated payment plan. Provide reporting on Special Assets portfolio. Assists in management of the Bank’s Other Real Estate Loan Portfolio of properties. Composes, prepares and issues correspondence such as internal memorandums and letters to customers or contractors. Provides effective customer service and assists in resolving problems within given authority. Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions. Works collaboratively with Bank leadership and team Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action. Follows policies and procedures; completes administrative tasks correctly and on time; supports the Bank’s goals and values; benefits the bank through outside activities. Performs the position safely, without endangering the health or safety to themselves or others, and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct. SECONDARY DUTIES The position of Special Assets Officer performs duties specific to the position and other functions as assigned. ENVIRONMENT AND PHYSICAL ACTIVITY The incumbent is in a non-confined office-type setting in which he or she is free to move about at will. The position includes driving a Bank or personal owned vehicle approximately 0-5% of the time which includes exposure to the outside weather elements and moving mechanical parts. It may include some minor annoyances such as noise, odors, drafts, etc. The incumbent in the course of performing this position spends time writing, typing, speaking, listening, lifting (up to 15 pounds), seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting (90% of the time), pulling, walking, standing, squatting, kneeling and reaching. The incumbent for this position may operate any or all of the following: telephone, cellular telephone, copy and/or fax machines, adding machine (calculator), check protector, scanner and image systems, scanning equipment, encoder, money counter, credit card terminal, typewriter, computer terminal, laptop computer, personal computer and related printers, or other equipment as directed. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. MENTAL DEMANDS The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, training, multiple concurrent tasks, and constant interruptions. MINIMUM REQUIREMENTS These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines. Minimum 3 years commercial lending or commercial workout experience. Associate’s degree (AA) or equivalent from a 4-Year college or technical school; or 5 year of related experience and/or training; or the equivalent combination of education and experience. Knowledge of related state and federal banking compliance regulations, and other Bank operational policies. Intermediate skills in computer terminal and personal computer operation; mainframe computer system; and word processing, spreadsheet and graphical software programs. Effective verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, and speak clearly to customers and employees. Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations. Effective organizational and time management skills. Ability to work with minimal supervision while performing duties. Current driver’s license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities. Management reserves the right to change this job description at any time according to business needs.

Full job record

Job ID6c84c029ef13b0bd860ed69f23d6aaaee937025b
Org ID11833824-b706-45cc-b63b-06e53f54e6c3
Source IDaefcad60-f6c4-4a07-82ed-9579b7edefd0
Board IDaefcad60-f6c4-4a07-82ed-9579b7edefd0
Provideradp_workforcenow
Provider Job Key562935
TitleSPECIAL ASSETS OFFICER
Normalized Title
Statusactive
Activeyes
Location TextLexington, KY, US, Lexington, KY
Department
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Employment Typefull_time
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Remote Policy
CountryUnited States
RegionKY
CityLexington
Salary Raw
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Source URLhttps://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=e40663f4-cc3f-444c-b0f8-a7b6c05a6a9e&ccId=19000101_000001&lang=en_US&type=JS&jobId=562935&jwId=9201812114623_1
Apply URLhttps://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=e40663f4-cc3f-444c-b0f8-a7b6c05a6a9e&ccId=19000101_000001&lang=en_US&type=JS&jobId=562935&jwId=9201812114623_1
First Seen At2026-05-31 18:49:34Z
Last Seen At2026-06-06 11:56:20Z
Last Checked At2026-06-06 11:56:20Z
Last Changed At2026-06-06 11:56:20Z
Inactive At
Source Posted At2026-04-30 20:01:00Z
Source Updated At
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    "requisitionDescription": "<div><div><p style='margin:0in;margin-bottom:.0001pt;text-align:center;font-size:16px;font-family:\"Arial\",sans-serif;font-weight:bold;' data-pasted=\"true\">WHITAKER BANK</p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><br></p><p style='margin:0in;margin-bottom:.0001pt;text-align:center;font-size:16px;font-family:\"Arial\",sans-serif;font-weight:bold;'>SPECIAL ASSETS OFFICER JOB DESCRIPTION</p><h1 style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;font-weight:normal;text-align:center;'><strong>&nbsp;</strong></h1><h1 style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;font-weight:normal;text-align:center;'><strong><span style='font-size:12px;font-family:\"Arial\",sans-serif;'>SUMMARY</span></strong></h1><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><br></p><p style='margin-top:0in;margin-right:0in;margin-bottom:.0001pt;margin-left:0in;text-align:justify;font-size:12px;font-family:\"Arial\",sans-serif;'>The position of Special Assets Officer provides loan workout and collection activities across all business lending lines. The primary objective is loss mitigation through active credit collection activity, appropriate workout strategy and resolution. In addition, the position provides support to other Officers and team members involved in collection activities. The Special Assets Portfolio Manager also assists in management of the Bank&rsquo;s Other Real Estate Owned properties. Works with Special Assets to ensure compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations.</p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><br></p><h1 style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;font-weight:normal;text-align:center;'><strong><span style='font-size:12px;font-family:\"Arial\",sans-serif;'>ESSENTIAL DUTIES</span></strong></h1><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><br></p><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ol style=\"margin-bottom:0in;list-style-type: decimal;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Responsible for active management of criticized, classified or delinquent credits.&nbsp;</span></li></ol></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ol start=\"2\" style=\"margin-bottom:0in;list-style-type: decimal;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Capable of applying credit officer, asset management and risk management principals.</span></li></ol></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ol start=\"3\" style=\"margin-bottom:0in;list-style-type: decimal;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Manage portfolio of collateralized assets.</span></li></ol></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ol start=\"4\" style=\"margin-bottom:0in;list-style-type: decimal;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Evaluate financial information, collateral, legal documents and available information to project probable exposure to loss and recommended workout strategy.</span></li></ol></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ol start=\"5\" style=\"margin-bottom:0in;list-style-type: decimal;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Often serve as primary contact with in-house and outside counsel in workout and collection case management. Experience and knowledge around legal documents, loan covenants and loan agreements.&nbsp;</span></li></ol></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ol start=\"6\" style=\"margin-bottom:0in;list-style-type: decimal;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Calls on delinquent loan customers to get payments or set up an updated payment plan.</span></li></ol></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ol start=\"7\" style=\"margin-bottom:0in;list-style-type: decimal;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Provide reporting on Special Assets portfolio.</span></li></ol></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ol start=\"8\" style=\"margin-bottom:0in;list-style-type: decimal;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Assists in management of the Bank&rsquo;s Other Real Estate Loan Portfolio of properties.&nbsp;</span></li></ol></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ol start=\"9\" style=\"margin-bottom:0in;list-style-type: decimal;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Composes, prepares and issues correspondence such as internal memorandums and letters to customers or contractors.</span></li></ol></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ol start=\"10\" style=\"margin-bottom:0in;list-style-type: decimal;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Provides effective customer service and assists in resolving problems within given authority.</span></li></ol></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ol start=\"11\" style=\"margin-bottom:0in;list-style-type: decimal;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions. Works collaboratively with Bank leadership and team&nbsp;</span></li></ol></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ol start=\"12\" style=\"margin-bottom:0in;list-style-type: decimal;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action.&nbsp;</span></li></ol></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ol start=\"13\" style=\"margin-bottom:0in;list-style-type: decimal;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Follows policies and procedures; completes administrative tasks correctly and on time; supports the Bank&rsquo;s goals and values; benefits the bank through outside activities.</span></li></ol></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ol start=\"14\" style=\"margin-bottom:0in;list-style-type: decimal;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Performs the position safely, without endangering the health or safety to themselves or others, and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one&rsquo;s own actions and conduct.</span></li></ol></div><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><br></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><br></p><h1 style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;font-weight:normal;text-align:center;'><strong><span style='font-size:12px;font-family:\"Arial\",sans-serif;'>SECONDARY DUTIES</span></strong></h1><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><br></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style='font-size:12px;font-family:\"Arial\",sans-serif;'>The position of Special Assets Officer performs duties specific to the position and other functions as assigned.</span></p><h1 style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;font-weight:normal;text-align:center;'><strong>&nbsp;</strong></h1><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><br></p><h1 style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;font-weight:normal;text-align:center;'><strong><span style='font-size:12px;font-family:\"Arial\",sans-serif;'>ENVIRONMENT AND PHYSICAL ACTIVITY</span></strong></h1><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><br></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style='font-size:12px;font-family:\"Arial\",sans-serif;'>The incumbent is in a non-confined office-type setting in which he or she is free to move about at will. The position includes driving a Bank or personal owned vehicle approximately <strong>0-5%</strong> of the time which includes exposure to the outside weather elements and moving mechanical parts. It may include some minor annoyances such as noise, odors, drafts, etc.&nbsp;</span></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><br></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style='font-size:12px;font-family:\"Arial\",sans-serif;'>The incumbent in the course of performing this position spends time writing, typing, speaking, listening, lifting (up to <strong>15</strong> pounds), seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting (90% of the time), pulling, walking, standing, squatting, kneeling and reaching.</span></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><br></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style='font-size:12px;font-family:\"Arial\",sans-serif;'>The incumbent for this position may operate any or all of the following: telephone, cellular telephone, copy and/or fax machines, adding machine (calculator), check protector, scanner and image systems, scanning equipment, encoder, money counter, credit card terminal, typewriter, computer terminal, laptop computer, personal computer and related printers, or other equipment as directed.</span></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><br></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style='font-size:12px;font-family:\"Arial\",sans-serif;'>The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.&nbsp;</span></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><br></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style='font-size:12px;font-family:\"Arial\",sans-serif;'>The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.</span></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><br></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style='font-size:12px;font-family:\"Arial\",sans-serif;'>Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.&nbsp;</span></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><br></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><br></p><h1 style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;font-weight:normal;text-align:center;'><strong><span style='font-size:12px;font-family:\"Arial\",sans-serif;'>MENTAL DEMANDS</span></strong></h1><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><br></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style='font-size:12px;font-family:\"Arial\",sans-serif;'>The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, training, multiple concurrent tasks, and constant interruptions.</span></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><br></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><br></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><br></p><h1 style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;font-weight:normal;text-align:center;'><strong><span style='font-size:12px;font-family:\"Arial\",sans-serif;'>MINIMUM REQUIREMENTS</span></strong></h1><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><br></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style='font-size:12px;font-family:\"Arial\",sans-serif;'>These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.</span></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><br></p><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ul style=\"margin-bottom:0in;list-style-type: disc;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Minimum 3 years commercial lending or commercial workout experience.&nbsp;</span></li></ul></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ul style=\"margin-bottom:0in;list-style-type: disc;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Associate&rsquo;s degree (AA) or equivalent from a <strong>4-Year</strong> college or technical school; or 5<strong>&nbsp;year</strong> of related experience and/or training; or the equivalent combination of education and experience.&nbsp;</span></li></ul></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ul style=\"margin-bottom:0in;list-style-type: disc;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Knowledge of related state and federal banking compliance regulations, and other Bank operational policies.</span></li></ul></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ul style=\"margin-bottom:0in;list-style-type: disc;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Intermediate skills in computer terminal and personal computer operation; mainframe computer system; and word processing, spreadsheet and graphical software programs.</span></li></ul></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ul style=\"margin-bottom:0in;list-style-type: disc;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Effective verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, and speak clearly to customers and employees.</span></li></ul></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ul style=\"margin-bottom:0in;list-style-type: disc;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations.</span></li></ul></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ul style=\"margin-bottom:0in;list-style-type: disc;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Effective organizational and time management skills.</span></li></ul></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ul style=\"margin-bottom:0in;list-style-type: disc;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Ability to work with minimal supervision while performing duties.</span></li></ul></div><div style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;'><ul style=\"margin-bottom:0in;list-style-type: disc;margin-left: -0.25in;\"><li style=\"margin:0in;margin-bottom:.0001pt;font-size:15px;font-family: initial;\"><span style='font-family:\"Arial\",sans-serif;font-size:12px;'>Current driver&rsquo;s license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.</span></li></ul></div><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><br></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:justify;'><br></p><p style='margin:0in;margin-bottom:.0001pt;font-size:15px;font-family:\"Times New Roman\",serif;text-align:center;'><span style='font-size:9px;font-family:\"Arial\",sans-serif;'>Management reserves the right to change this job description at any time according to business needs.</span></p></div></div>\n",
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