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HomeCompanies4b72a807 3f3c 4ff9 B2db E2b6a1ba2ff3 19000101 000001Associate, Senior SBA Credit Analyst/Underwriter

Associate, Senior SBA Credit Analyst/Underwriter

4b72a807 3f3c 4ff9 B2db E2b6a1ba2ff3 19000101 000001 · Berkeley Heights, NJ, US, Berkeley Heights, NJ · Active · $95,000–$115,000 / year · ADP Workforce Now Recruiting

Job facts

FieldValue
Company4b72a807 3f3c 4ff9 B2db E2b6a1ba2ff3 19000101 000001
TitleAssociate, Senior SBA Credit Analyst/Underwriter
Normalized title-
Department / team-
LocationBerkeley Heights, NJ, United States
Work model-
Employment typeFull Time
Salary$95,000–$115,000 / year
Statusactive
ATS providerADP Workforce Now Recruiting
Posted / first seen2025-10-20 / 2026-05-31
Changed / last seen2026-06-06 / 2026-06-06

Related slices

PageWhat it containsOpen
Company jobsActive postings from 4b72a807 3f3c 4ff9 B2db E2b6a1ba2ff3 19000101 000001.Open
Company breakdownsRole, location, ATS, and work model facets for this company.Open
ATS provider jobsActive postings observed through ADP Workforce Now Recruiting.Open
Provider filtered searchThe same provider as a filtered job collection.Open
City jobsActive postings in Berkeley Heights.Open
Lifecycle eventsOpen, update, close, and reopen events for this posting.Open
Original postingCanonical source or apply URL captured from the ATS.Open

Linked records

Company4b72a807 3f3c 4ff9 B2db E2b6a1ba2ff3 19000101 000001
Sourcedd30e5b5-53f2-4c0a-b760-ad5f3099da50
ATS providerADP Workforce Now Recruiting

Description

Position Summary: The Senior SBA Credit Analyst / Underwriter is responsible for evaluating and underwriting SBA loan applications in accordance with the SBA Standard Operating Procedures (SOP) and Ready Capital’s credit policy. This role requires advanced credit analysis capabilities, strong technical writing, and effective communication skills to support sound credit decisions and ensure compliance with SBA guidelines. Key Responsibilities: Credit Analysis & Underwriting Conduct thorough financial analysis of business and personal financial statements, tax returns, and cash flow projections. Assess borrower creditworthiness, repayment capacity, and collateral adequacy. Prepare a detailed credit memo with well-supported recommendations. SBA SOP Compliance Ensure all underwriting activities align with current SBA SOP requirements. Stay updated on changes to SBA policies and communicate implications to relevant stakeholders. Collaborate with RCL’s closing teams to ensure documentation accuracy. Technical Writing Draft clear, concise, and comprehensive credit memos and risk assessments. Document underwriting decisions and rationale in a professional and audit-ready format. Communication & Collaboration Present credit findings to loan committees and senior management. Communicate effectively with BDOs, borrowers, internal customers and third-party professionals to gather necessary information. Provide mentorship and guidance to junior underwriters as needed. Qualifications: Bachelor’s degree in Finance, Accounting, Economics, or related field Minimum 4 years of experience in SBA credit analysis Deep understanding of SBA 7(a) programs and SOP requirements. Strong analytical skills and proficiency in financial modeling. Excellent written and verbal communication skills. Ability to work in a high volume environment Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is frequently required to stand and walk. The employee is occasionally required to reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 15 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus. Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet

Full job record

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Org ID5429fa27-2c4b-4aa8-b379-e2d75820c88c
Source IDdd30e5b5-53f2-4c0a-b760-ad5f3099da50
Board IDdd30e5b5-53f2-4c0a-b760-ad5f3099da50
Provideradp_workforcenow
Provider Job Key511120
TitleAssociate, Senior SBA Credit Analyst/Underwriter
Normalized Title
Statusactive
Activeyes
Location TextBerkeley Heights, NJ, US, Berkeley Heights, NJ
Department
Team
Employment Typefull_time
Workplace Type
Remote Policy
CountryUnited States
RegionNJ
CityBerkeley Heights
Salary Raw95000.00 To 115000.00 (USD) Annually
Salary Min95,000
Salary Max115,000
Salary CurrencyUSD
Salary Periodyear
Source URLhttps://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=4b72a807-3f3c-4ff9-b2db-e2b6a1ba2ff3&ccId=19000101_000001&lang=en_US&type=JS&jobId=511120&jwId=9200790218615_1
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First Seen At2026-05-31 18:57:16Z
Last Seen At2026-06-06 12:36:47Z
Last Checked At2026-06-06 12:36:47Z
Last Changed At2026-06-06 12:36:47Z
Inactive At
Source Posted At2025-10-20 13:18:00Z
Source Updated At
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Event Fields
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