WeLab Bank - (Senior) Officer, Credit Approval

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    "description": "<p><span>WeLab, a leading pan-Asian fintech platform, operates two digital banks (WeLab Bank and Bank Saqu ) as well as multiple online financial services in Hong Kong, Mainland China, and Indonesia, with over 70 million individual users and over 700 enterprise customers. WeLab uses game-changing technology to help users access credit, save money, and enjoy their financial journey.  </span></p>\n<p><span> </span></p>\n<p><span>At WeLab, we always put our people first. Embarking on a career with WeLab means being part of the driving force to make financial services accessible for everyone. In our flat and agile organization, you will get all the opportunities to make real impacts and deliver change. Most importantly, while you achieve greatness, we will ensure you have an amazing experience at WeLab! </span></p>\n<p><span> </span></p>\n<p><span>Our team is energetic and passionate who can deliver and execute, and we are looking for intellectually curious, open-minded, and smart-working individuals who are just as passionate as we are about making financial services enjoyable. </span></p>\n<p><span> </span></p>\n<p><span>Join us to build a better financial future for everyone! </span></p>\n<p><span style=\"font-family: Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif; font-size: 15px\"> </span></p>\n<p><span style=\"font-size: 15px\"><span style=\"font-weight: bold\"><span style=\"font-family: Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif\">About You</span></span><span style=\"font-family: Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif\"> </span></span></p>\n<ul>\n<li><span style=\"font-size: 15px\"><span style=\"font-family: Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif\">You're a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment</span><br></span></li>\n<li>You enjoy doing purpose-led and meaningful work<br></li>\n<li>You have a strong thirst for knowledge and are driven to find solutions that don't exist yet<br></li>\n<li>You are comfortable with ambiguity and extremely resourceful (in your past life, you could've been a detective)<br></li>\n<li>You always find a way to get things done without sacrificing the quality of your work, integrity, and values<br></li>\n<li>No task is off limits for you</li>\n<li>You are humble and prioritize the success of the team over your own with an eagerness to help those around you</li>\n<li>You don't shy away from challenges and can bounce back from setbacks<span style=\"font-family: Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif\"> </span></li>\n</ul>\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 15px\"> </span></p>\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 15px; font-weight: bold\"><span style=\"color: #222222\">What you’ll do and what success looks like in this role</span></span></p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif; font-size: 15px\"><span style=\"color: #222222\">Review customer's financial status, Credit Bureau Report, internal credit history to recommend approval decision for personal installment loan applications</span></span></li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; font-size: 15px\"><span style=\"color: #222222\">Process credit applications according to credit policies and underwriting standards</span></span></li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; font-size: 15px\"><span style=\"color: #222222\">Manage and monitor loan portfolio to ensure credit quality and full compliance of internal policies and lending guidelines</span></span></li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; font-size: 15px\"><span style=\"color: #222222\">Perform verification to detect fraud application and prevent fraud</span></span></li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; font-size: 15px\"><span style=\"color: #222222\">Participant in projects with the aim of optimizing the credit operation and process</span></span></li>\n</ul>\n<p><span style=\"color: #222222; font-family: arial, helvetica, sans-serif; font-size: 15px\"><br></span></p>\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 15px; font-weight: bold\"><span style=\"color: #222222\">What is required and what we’re looking for</span></span></p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif; font-size: 15px\"><span style=\"color: #222222\">Higher Diploma or above</span></span></li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; font-size: 15px\"><span style=\"color: #222222\">Minimum 3 years related experience in personal loan products. With approval delegation is an advantage</span></span></li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; font-size: 15px\"><span style=\"color: #222222\">Self-initiative and good team player</span></span></li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; font-size: 15px\"><span style=\"color: #222222\">Excellent interpersonal and communication skills</span></span></li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; font-size: 15px\"><span style=\"color: #222222\">Candidate with more experience may be considered as Senior Officer</span></span></li>\n</ul>\n<p><span style=\"font-family: arial, helvetica, sans-serif; font-size: 15px\"> </span></p>\n<p><span style=\"font-size: 15px\"><span style=\"font-weight: bold\"><span style=\"font-family: Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif\">Perks and Benefits to enrich your experience at WeLab:</span></span><span style=\"font-family: Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif\"> </span></span></p>\n<ul>\n<li><span style=\"font-size: 15px\"><span style=\"color: #222222; font-family: Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif\">Learning and development stipend - we value lifelong learning and believe the best way to invest in our employees is to encourage them to continue to learn</span><br></span></li>\n<li>Wellness and happiness – Numerous activities to let you focus on your physical and mental wellbeing. We allow flexible time offs to take care of personal matters and to enjoy time with family and friends<br></li>\n<li>Comfortable and positive work environment – Open plan office for easy collaboration and social with your colleagues, or branch out into your own thinking pods when needed, with FREE food and drinks for when you want to recharge<br></li>\n<li>Work smart, play hard – Connect with your colleagues over food and drinks at the stocked pantry, in the spacious social area with board games and a ping pong table, or over activities like hiking, yoga, badminton, etc.<br></li>\n<li>A big and contagious smile on everyone’s face to make you happier :)<span style=\"font-family: Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif\"> </span></li>\n</ul>\n<p><span style=\"font-family: Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif; font-size: 15px\"> </span></p>\n<p><span style=\"font-weight: bold\">WeLab’s Awards &amp; Recognitions:</span></p>\n<ul>\n<li><span>Asia Banking Finance Retail Banking Awards: Virtual Bank of the Year - Hong Kong  </span></li>\n<li><span>CNBC Disruptor 50: the only Hong Kong-based company on the list </span></li>\n<li><span>Financial Times Asia-Pacific High-Growth Companies: #2 in ranking  </span></li>\n<li><span>The Chinese University of Hong Kong “Corporate Innovation Index”: #1 in ranking </span><br></li>\n</ul>\n<p><span> </span></p>\n<p><span>We offer a competitive salary package to the successful candidate. If you are interested in joining this exciting team, please apply with resume via the \"Apply\" button below.</span></p>\n<p><span> </span></p>\n<p><span>All information provided by applicants will be used for recruitment purposes only. Information of unsuccessful applicants will be destroyed within 24 months of receipt.</span></p>",
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