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    "requisitionDescription": "<div><div><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><img src=\"https://static.workforcenow.adp.com/cccustom/Client/Recruitment/ctb_w_name_horiz_teal_3585a259-01c9-4d7b-9693-98b669a07773.png\" style=\"width: 300px;\" class=\"fr-fic fr-dib\"></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;' id=\"isPasted\"><strong><span style='font-size:40px;font-family:\"Calibri Light\",sans-serif;color:#009999;'>We&rsquo;re Hiring!</span></strong></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><strong><span style=\"font-size:13px;\">&nbsp;</span></strong></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><strong><span style='font-size:19px;font-family:\"Calibri Light\",sans-serif;'>Residential Mortgage Loan Processor&nbsp;</span></strong></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style=\"font-size:13px;\">&nbsp;</span></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Celebrating over 100 years in the community, Citizens Trust Bank remains committed to providing personalized service and financial solutions to meet the growing needs of our customers.&nbsp;</span></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style=\"font-size:15px;\"><br>&nbsp;</span><span style='font-size:15px;font-family:\"Cambria\",serif;'>We are committed to our institution&rsquo;s values of <strong>Integrity</strong>, <strong>Collaboration, Innovation, Service Excellence, Respect, Accountability, and Leadership,</strong> all of which are needed to continue our mission of empowering generations for financial success.&nbsp;</span></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>&nbsp;</span></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;text-align:justify;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>By joining our team, you can expect opportunities to enhance personal accomplishments and professional growth.&nbsp;<br>&nbsp;</span></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;text-align:justify;'><strong><span style='font-size:15px;font-family:\"Cambria\",serif;'>Interested in this position and meet the qualifications and requirements? &nbsp;Apply at&nbsp;</span></strong><a href=\"http://www.ctbconnect.com\" target=\"_blank\"><strong><span style='font-size:15px;font-family:\"Cambria\",serif;'>www.ctbconnect.com</span></strong></a><strong><span style='font-size:15px;font-family:\"Cambria\",serif;'>. &nbsp;Questions? &nbsp;Contact us at 404-575-8262.</span></strong></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><strong><span style=\"font-size:13px;\">&nbsp;</span></strong></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;margin-left:1.5in;text-indent:-1.5in;'><strong><span style='font-size:19px;font-family:\"Calibri Light\",sans-serif;'>Position Summary:</span></strong></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;margin-left:1.5in;text-indent:-1.5in;'><span style='font-size:19px;font-family:\"Cambria\",serif;'>&nbsp;</span></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;margin-left:1.5in;text-indent:-1.5in;'><strong><span style='font-family:\"Cambria\",serif;'>Responsibilities include but are not limited to the following:</span></strong></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;color:black;'>&nbsp;</p><ul style=\"list-style-type: disc;\"><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Reviews and verify residential loan application files to verify that application data is complete and meets established standards, including but not limited to loan type and amount of mortgage, borrower(s) assets, liabilities, and length of employment&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Recommend loans be denied due to not meeting minimum standard&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Contact the credit bureau and employer to verify accuracy of information. May require submitting accurate information to credit bureau for verification and/or re-scoring purposes.&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Facilitating the gathering of loan conditions and submission for final loan approval to meet established loan closing dates&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Communicate loan status to sales partners&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Develops and maintains knowledge of regulations and compliance while complying with company policies and secondary market requirements pertaining to credit/security standards and regulatory requirements relative to conventional, government and self-employed loans, among others; industry standard conveyance/settlement procedures; current real estate laws and appraisal requirements&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Have 2-3 years of experience processing FHA or VA loans preferred&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Keep abreast of changes in policies, standards, and regulations applicable to work units. Understand and apply local, state, and federal regulations relating to processing mortgage loans&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Promotes and provides excellent customer service by effectively communicating and cooperating with all internal and external customers&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>The nature of communication activities involves distributing and exchanging information with others, working with confidential information, following up with customers, referring customers to appropriate person(s), composing correspondence and memoranda. Prepare documents and forms with accuracy and attention to detail&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Functionality and operation of software programs (i.e. word processing, spreadsheet and database) sufficient to perform job duties. Use of Automated systems for processing in order to verify and ensure the accuracy of data input/output&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>General office practices and customer service skills. Operation of office equipment at an acceptable level of proficiency&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Interpretation and application of loan processing policies and procedures in order to correct errors and resolve discrepancies. Apply principles, practices, and regulations applicable to mortgage lending and secondary market&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Working as liaison between customer and loan officer</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Assisting loan officer with each file submission&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Understanding of appraisal and underwriting process&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Complete assigned work to meet deadlines in a high production environment&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Study a situation and decide on the course of action based on analysis and within scope of authority&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Contribute to productivity of team through mentoring newly hired processors&nbsp;</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>To assist Team Manager with day-to-day functions&nbsp;</span></li></ul><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><strong><span style='font-family:\"Calibri Light\",sans-serif;'>Qualifications:</span></strong></p><ul style=\"list-style-type: disc;\"><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Minimum of three (3) years of mortgage loan processing and/or related experience</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Ability to adhere to the bank&rsquo;s professional dress code and convey a positive and professional image to internal management and associates and external customers; ability to get along with diverse personalities, tactful, and mature with the ability to deal with difficult individuals while maintaining composure.</span></li><li><span style='font-size:14px;font-family:\"Cambria\",serif;'>People and results-oriented; aggressive and assertive with a high energy level and the ability to work under deadlines, perform multiple tasks, and manage multiple projects in conjunction with normal activities.</span></li><li><span style='font-size:14px;font-family:\"Cambria\",serif;'>Ability to meet performance goals, objectives, and deadlines; plans ahead, anticipates problems, and forecasts outcomes.&nbsp;</span></li><li><span style='font-size:14px;font-family:\"Cambria\",serif;'>Ability to display a high degree of creativity and latitude when performing job functions.</span></li><li><span style='font-size:14px;font-family:\"Cambria\",serif;'>Ability to work well with others in a team environment and balance multiple tasks; strong analytical and reasoning abilities.</span></li><li><span style='font-family:\"Cambria\",serif;font-size:14px;color:black;'>Must be mature, flexible, and energetic with a competitive and winning spirit.</span></li></ul><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;margin-left:.25in;text-align:justify;'><span style=\"font-size:13px;\">&nbsp;</span></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;margin-left:.25in;text-align:justify;'><span style=\"font-size:13px;\">&nbsp;</span></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;text-align:justify;'><strong><span style='font-size:15px;font-family:\"Calibri Light\",sans-serif;color:black;'>Citizens Trust Bank is committed to investing in our associates, cultivating a rewarding, results-driven, innovative and professional team. We</span></strong><strong><span style='font-size:15px;font-family:\"Calibri Light\",sans-serif;'> offer competitive compensation and a comprehensive benefits package for our full-time associates. Our benefits package includes the following:</span></strong></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;text-align:justify;'><strong><span style='font-size:15px;font-family:\"Calibri Light\",sans-serif;'>&nbsp;</span></strong></p><table border=\"0\" cellspacing=\"0\" cellpadding=\"0\" width=\"742\" style=\"width:556.4pt;border-collapse:collapse;\"><tbody><tr><td valign=\"top\" style=\"width: 43.8005%; padding: 2.9pt; height: 152.15pt; vertical-align: top;\"><ul style=\"margin-bottom:0in;margin-top:0in;\" type=\"disc\"><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;color:black;'><span style='font-size:15px;font-family:\"Cambria\",serif;color:windowtext;'>Medical, Dental, Vision, and Prescription&nbsp;</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>401(k) Retirement Plan&nbsp;</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Life Insurance&nbsp;</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Accidental Death &amp; Dismemberment&nbsp;</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Short&amp;/Long Term Disability&nbsp;</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Flexible Spending Plan &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Paid Time Off, Vacation, and Holiday Pay&nbsp;</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Tuition Reimbursement</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Employer Assisted Housing Program</span></li></ul><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><strong><span style='font-size:15px;font-family:\"Cambria\",serif;'>&nbsp;</span></strong></p><p style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;margin-left:.25in;'><strong><span style='font-size:15px;font-family:  \"Cambria\",serif;'>EEO/AA&nbsp;</span></strong></p></td><td valign=\"top\" style=\"width: 56.1995%; padding: 2.9pt; height: 152.15pt; vertical-align: top;\"><ul style=\"margin-bottom:0in;margin-top:0in;\" type=\"disc\"><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;color:black;'><span style='font-size:15px;font-family:\"Cambria\",serif;color:windowtext;'>Wholesale Membership Program</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Wellness Program</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Employee Assistant Referral Services (EAP)</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Legal Shield Program</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Group Cancer &amp; Accident Insurance Programs</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Worker&rsquo;s Compensation Program</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Free Banking Services</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Awards and Recognition Programs&nbsp;</span></li><li style='margin:0in;font-size:16px;font-family:\"Times New Roman\",serif;'><span style='font-size:15px;font-family:\"Cambria\",serif;'>Training &amp; Development Programs and much more</span></li></ul></td></tr></tbody></table></div></div>\n",
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