Home › Companies › 4a63a361 7dad 4122 98c5 C5e948f6d913 9200116065606 2 › Business & Municipal Banking Sales Manager - Winter Park, FL
Business & Municipal Banking Sales Manager - Winter Park, FL
4a63a361 7dad 4122 98c5 C5e948f6d913 9200116065606 2 · Winter Park, FL, US, Winter Park, FL · Active · ADP Workforce Now Recruiting
Job facts
| Field | Value |
|---|---|
| Company | 4a63a361 7dad 4122 98c5 C5e948f6d913 9200116065606 2 |
| Title | Business & Municipal Banking Sales Manager - Winter Park, FL |
| Normalized title | - |
| Department / team | - |
| Location | Winter Park, FL, United States |
| Work model | - |
| Employment type | Full Time |
| Salary | - |
| Status | active |
| ATS provider | ADP Workforce Now Recruiting |
| Posted / first seen | 2026-04-14 / 2026-05-31 |
| Changed / last seen | 2026-06-06 / 2026-06-06 |
Related slices
| Page | What it contains | Open |
|---|---|---|
| Company jobs | Active postings from 4a63a361 7dad 4122 98c5 C5e948f6d913 9200116065606 2. | Open |
| Company breakdowns | Role, location, ATS, and work model facets for this company. | Open |
| ATS provider jobs | Active postings observed through ADP Workforce Now Recruiting. | Open |
| Provider filtered search | The same provider as a filtered job collection. | Open |
| City jobs | Active postings in Winter Park. | Open |
| Lifecycle events | Open, update, close, and reopen events for this posting. | Open |
| Original posting | Canonical source or apply URL captured from the ATS. | Open |
Linked records
| Company | 4a63a361 7dad 4122 98c5 C5e948f6d913 9200116065606 2 |
| Source | d3ab9266-b6e0-49f7-a1c1-872470e6acea |
| ATS provider | ADP Workforce Now Recruiting |
Description
Business & Municipal Banking Sales Manager
Reports to: Branch Administration Officer
FLSA Status: Exempt | Supervisory Role: Yes
Why Join Us?
At Trustco Bank, we’re committed to fostering a supportive and inclusive workplace where our employees can grow their careers. We believe that our people are our greatest asset and consider our employees as family. We value each team member’s contribution and offer a supportive, collaborative work environment. If you are ready to lead impactful banking solutions, drive client success, and excel in a collaborative environment, we invite you to become a pivotal part of our innovative banking family. Your expertise will help shape the future of treasury and municipal banking services—apply today to make a meaningful difference.
We believe that investing in our employees means investing in the future of our company. As a valued team member, you will be eligible for a generous compensation and benefits package that includes: medical, dental and vision insurance, a health savings account with an annual employer contribution, a 401(k)-retirement plan with generous employer match, paid time off plus 11 paid federal holidays, training and professional development programs, tuition reimbursement, reduced fees and rates on certain loan products, and much more!
About the Treasury Services & Municipal Banking Manager Role
Are you a dynamic banking professional with a passion for innovative treasury and municipal banking solutions? Join us as the Treasury Services & Municipal Banking Manager, where you'll spearhead the development, implementation, and ongoing management of vital financial services that empower our business clients and municipal partners. This role offers an exceptional opportunity to lead strategic initiatives, foster client relationships, and drive departmental excellence within a forward-thinking financial institution.
As a key architect of our treasury and municipal banking services, you will champion the sales, onboarding, and continuous support of deposit accounts, cash management products, and municipal banking solutions. Your leadership will ensure seamless client experiences, operational efficiency, and compliance with regulatory standards—setting the stage for mutual growth and success.
Key Responsibilities
Strategic Leadership & Brand Promotion: Cultivate and elevate the bank’s treasury services identity, advocating for innovative solutions, and fostering a culture of ownership and accountability to enhance customer satisfaction and departmental performance. Client Onboarding & Relationship Management: Open, maintain, and grow treasury management accounts for diverse business clients, ensuring tailored services meet their evolving needs. Operational Excellence: Execute and oversee operational duties related to cash management products, ensuring accuracy, efficiency, and adherence to best practices. Primary Client Liaison: Serve as the main point of contact for deposit-related inquiries, providing expert guidance and timely resolution for commercial clients utilizing treasury management services. Systems & Regulatory Oversight: Manage communication and coordination of system upgrades, enhancements, and changes; develop and refine procedures to ensure regulatory compliance and operational integrity. This job description is not exhaustive; duties and responsibilities may change at any time with or without notice.
Qualifications
Required
Bachelor’s degree in Business, Finance, or a related field, or equivalent professional experience. Exceptional verbal and written communication skills. Strong organizational skills with the ability to manage multiple priorities and meet tight deadlines. Demonstrated ability to work independently and collaboratively. Proficiency in Microsoft Office Suite, especially Excel and Word. Fluent in English; bilingual a plus Access to reliable transportation Preferred
Minimum of 2 years’ experience in Commercial Banking or Cash Management services/support, with comprehensive knowledge of deposit products. At least 2 years’ experience in Municipal Banking and Public Deposits services/support. Master’s degree in Business or a related discipline. Schedule
Full-time position. Monday – Friday, 8:30 AM – 5:00 PM (evenings/weekends as needed)
Physical Demands:
Primarily sedentary; includes use of standard office equipment.
Equal Employment Opportunity Statement:
Trustco Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, marital status, genetic information, disability, or protected veteran status. This includes, but is not limited to, the following:
• Hiring, placement, upgrading, transfer, demotion or promotion
• Recruitment, advertising or solicitation for employment
• Treatment during employment
• Rates of pay or other forms of compensation
• Selection for training, including apprenticeship
• Layoff or termination
It is the policy of Trustco Bank to cooperate to the fullest extent with the applicable regulations of the Civil Rights Act and any legislation on Equal Employment Opportunity.
Full job record
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| Board ID | d3ab9266-b6e0-49f7-a1c1-872470e6acea |
| Provider | adp_workforcenow |
| Provider Job Key | 547386 |
| Title | Business & Municipal Banking Sales Manager - Winter Park, FL |
| Normalized Title | — |
| Status | active |
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| Location Text | Winter Park, FL, US, Winter Park, FL |
| Department | — |
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| Country | United States |
| Region | FL |
| City | Winter Park |
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| Source URL | https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=4a63a361-7dad-4122-98c5-c5e948f6d913&ccId=9200116065606_2&lang=en_US&type=JS&jobId=547386&jwId=9201018854640_1 |
| Apply URL | https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=4a63a361-7dad-4122-98c5-c5e948f6d913&ccId=9200116065606_2&lang=en_US&type=JS&jobId=547386&jwId=9201018854640_1 |
| First Seen At | 2026-05-31 18:57:34Z |
| Last Seen At | 2026-06-06 13:34:08Z |
| Last Checked At | 2026-06-06 13:34:08Z |
| Last Changed At | 2026-06-06 13:34:08Z |
| Inactive At | — |
| Source Posted At | 2026-04-14 17:26:00Z |
| Source Updated At | — |
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"requisitionDescription": "<div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><div><link href=\"https://static.workforcenow.adp.com/mas/mdf-components/22.11.23/styles/froala_style.min.css\" rel=\"stylesheet\" type=\"text/css\"><div class=\"fr-view\"><div><link href=\"https://static.workforcenow.adp.com/mas/mdf-components/22.11.23/styles/froala_editor.pkgd.min.css\" rel=\"stylesheet\" type=\"text/css\"></div><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;text-align:center;line-height:normal;' data-pasted=\"true\"><strong><span style=\"font-size: 24px;\">Business & Municipal Banking Sales Manager </span></strong></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;text-align:center;line-height:normal;'><strong><span style=\"font-size:19px;\">Reports to: Branch Administration Officer</span></strong></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;text-align:center;line-height:normal;'><strong><span style=\"font-size:19px;\">FLSA Status: Exempt | Supervisory Role: Yes</span></strong></p><p style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><strong><span style='font-size:24px;font-family:\"Times New Roman\",serif;'>Why Join Us?</span></strong></p><p style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>At Trustco Bank, we’re committed to fostering a supportive and inclusive workplace where our employees can grow their careers. We believe that our people are our greatest asset and consider our employees as family. We value each team member’s contribution and offer a supportive, collaborative work environment. If you are ready to lead impactful banking solutions, drive client success, and excel in a collaborative environment, we invite you to become a pivotal part of our innovative banking family. Your expertise will help shape the future of treasury and municipal banking services—apply today to make a meaningful difference.</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>We believe that investing in our employees means investing in the future of our company. As a valued team member, you will be eligible for a generous compensation and benefits package that includes: medical, dental and vision insurance, a health savings account with an annual employer contribution, a 401(k)-retirement plan with generous employer match, paid time off plus 11 paid federal holidays, training and professional development programs, tuition reimbursement, reduced fees and rates on certain loan products, and much more! </span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><strong><span style='font-size:21px;font-family:\"Times New Roman\",serif;'>About the Treasury Services & Municipal Banking Manager Role</span></strong></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>Are you a dynamic banking professional with a passion for innovative treasury and municipal banking solutions? Join us as the Treasury Services & Municipal Banking Manager, where you'll spearhead the development, implementation, and ongoing management of vital financial services that empower our business clients and municipal partners. This role offers an exceptional opportunity to lead strategic initiatives, foster client relationships, and drive departmental excellence within a forward-thinking financial institution.</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'> </span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>As a key architect of our treasury and municipal banking services, you will champion the sales, onboarding, and continuous support of deposit accounts, cash management products, and municipal banking solutions. Your leadership will ensure seamless client experiences, operational efficiency, and compliance with regulatory standards—setting the stage for mutual growth and success.</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'> </span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><strong><span style='font-size:24px;font-family:\"Times New Roman\",serif;'> </span></strong></p><p style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><strong><span style='font-size:24px;font-family:\"Times New Roman\",serif;'>Key Responsibilities</span></strong></p><div style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><ul style=\"margin-bottom:0in;list-style-type: disc;\"><li style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><span style='font-family:\"Times New Roman\",serif;font-size:16px;'>Strategic Leadership & Brand Promotion: Cultivate and elevate the bank’s treasury services identity, advocating for innovative solutions, and fostering a culture of ownership and accountability to enhance customer satisfaction and departmental performance.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><span style='font-family:\"Times New Roman\",serif;font-size:16px;'>Client Onboarding & Relationship Management: Open, maintain, and grow treasury management accounts for diverse business clients, ensuring tailored services meet their evolving needs.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><span style='font-family:\"Times New Roman\",serif;font-size:16px;'>Operational Excellence: Execute and oversee operational duties related to cash management products, ensuring accuracy, efficiency, and adherence to best practices.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><span style='font-family:\"Times New Roman\",serif;font-size:16px;'>Primary Client Liaison: Serve as the main point of contact for deposit-related inquiries, providing expert guidance and timely resolution for commercial clients utilizing treasury management services.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><span style='font-family:\"Times New Roman\",serif;font-size:16px;'>Systems & Regulatory Oversight: Manage communication and coordination of system upgrades, enhancements, and changes; develop and refine procedures to ensure regulatory compliance and operational integrity.</span></li></ul></div><p style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><em><span style='font-family:\"Times New Roman\",serif;'>This job description is not exhaustive; duties and responsibilities may change at any time with or without notice.</span></em></p><p style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><strong><span style='font-size:24px;font-family:\"Times New Roman\",serif;'>Qualifications</span></strong></p><p style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><strong><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>Required</span></strong></p><div style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><ul style=\"margin-bottom:0in;list-style-type: disc;\"><li style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><span style='font-family:\"Times New Roman\",serif;font-size:16px;'>Bachelor’s degree in Business, Finance, or a related field, or equivalent professional experience.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><span style='font-family:\"Times New Roman\",serif;font-size:16px;'>Exceptional verbal and written communication skills.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><span style='font-family:\"Times New Roman\",serif;font-size:16px;'>Strong organizational skills with the ability to manage multiple priorities and meet tight deadlines.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><span style='font-family:\"Times New Roman\",serif;font-size:16px;'>Demonstrated ability to work independently and collaboratively.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><span style='font-family:\"Times New Roman\",serif;font-size:16px;'>Proficiency in Microsoft Office Suite, especially Excel and Word.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><span style='font-family:\"Times New Roman\",serif;font-size:16px;'>Fluent in English; bilingual a plus</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><span style='line-height:107%;font-family:\"Times New Roman\",serif;font-size:16px;'>Access to reliable transportation </span></li></ul></div><p style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><strong><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>Preferred</span></strong></p><div style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><ul style=\"margin-bottom:0in;list-style-type: disc;\"><li style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><span style='font-family:\"Times New Roman\",serif;font-size:16px;'>Minimum of 2 years’ experience in Commercial Banking or Cash Management services/support, with comprehensive knowledge of deposit products.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><span style='font-family:\"Times New Roman\",serif;font-size:16px;'>At least 2 years’ experience in Municipal Banking and Public Deposits services/support.</span></li><li style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'><span style='font-family:\"Times New Roman\",serif;font-size:16px;'>Master’s degree in Business or a related discipline.</span></li></ul></div><p style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><strong><span style='font-size:24px;font-family:\"Times New Roman\",serif;'>Schedule</span></strong></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>Full-time position. Monday – Friday, 8:30 AM – 5:00 PM (evenings/weekends as needed)</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><strong><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>Physical Demands: </span></strong></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><strong><span style='font-size:16px;font-family:\"Times New Roman\",serif;'> </span></strong></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>Primarily sedentary; includes use of standard office equipment.</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><strong><span style='font-size:24px;font-family:\"Times New Roman\",serif;'>Equal Employment Opportunity Statement:</span></strong><span style='font-size:16px;font-family:\"Times New Roman\",serif;'> </span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'><br> Trustco Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, marital status, genetic information, disability, or protected veteran status. This includes, but is not limited to, the following:</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>• Hiring, placement, upgrading, transfer, demotion or promotion</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>• Recruitment, advertising or solicitation for employment</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>• Treatment during employment</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>• Rates of pay or other forms of compensation</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>• Selection for training, including apprenticeship</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>• Layoff or termination</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'> </span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:0in;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;line-height:normal;'><span style='font-size:16px;font-family:\"Times New Roman\",serif;'>It is the policy of Trustco Bank to cooperate to the fullest extent with the applicable regulations of the Civil Rights Act and any legislation on Equal Employment Opportunity.</span></p><p style='margin-top:0in;margin-right:0in;margin-bottom:8.0pt;margin-left:0in;font-size:11.0pt;font-family:\"Calibri\",sans-serif;'> </p></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div>\n",
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