Software Engineer II

Banking is being reimagined—and customers expect every interaction to be easy, personal, and instant . We are building a universal banking assistant that millions of U.S. consumers can use to transact across all financial institutions and, over time, autonomously drive their financial goals . Powered by our proprietary BankGPT platform , this assistant is positioned to displace age-old legacy systems within financial institutions and own the end-to-end CX stack , unlocking a $200B opportunity and potentially replacing multiple publicly traded companies . Ultimately, our mission is to drive financial well-being for millions of consumers. With over two-thirds of Americans living paycheck to paycheck, 50% holding less than $500 in savings, and only 17% financially literate, we aim to put financial well-being on autopilot to help solve this problem. The Opportunity You'll join a small, high-output engineering team working directly alongside our VP of Engineering, CTO and Co-Founder Bruce Kim, and CEO Srinivas Njay. We ship fast, we own our work end-to-end, and every line of code you write touches real users in a meaningful way. This is the kind of role where 2 years from now you'll point to things in production and say, "I built that." What You’ll Do Ship consumer-facing features across BankGPT mobile and web — conversational AI interfaces, account aggregation, transaction intelligence, proactive notifications, dynamic UI generation. Build integrations with core banking systems, Plaid/MX, and LLM APIs. Own features end-to-end: architecture, implementation, testing, observability, iteration based on real user data. Work hand-in-hand with senior engineers, PMs, and both founders every day. What We’re Looking For 3–6 years of production engineering shipping code that real users depend on. • Strong generalist chops in modern web/mobile stacks. TypeScript/React/Node or similar. • Extreme AI fluency — uses AI tools daily, has rebuilt their workflow around them. • Hunger and speed over credentials and pedigree. Bias to learn and tolerance for ambiguity. Top 20 CS degree + relevant startup experience. Exception: exceptional startup track record with deep contributions can substitute for school pedigree. Bonus Points Experience in conversational AI, NLP, or agentic systems Domain knowledge in fintech, banking, or financial services Prior startup experience, especially in a 10–50 person company Top 20 CS degree or exceptional startup track record with deep contributions Compensation/Benefits: Base salary: $225,000 Equity: 0.10%–0.20% (founding-team tier) 💡 100% paid health, dental & vision care 💰 401(k) match & financial wellness perks 🌴 Discretionary PTO + paid parental leave 🧠 Mental health, wellness & family benefits 🚀 A mission-driven team shaping the future of banking WHY INTERFACE.AI Series A · $30M raised · Cash-flow positive. We've got real traction, real customers, and a real mission. You'll work in a modern SF office, surrounded by engineers who ship, a leadership team that codes, and a CEO who can explain every layer of the stack. We offer competitive compensation, meaningful equity, full benefits, and the rarest thing in tech — genuine impact on people's financial lives. At Interface.ai, we are committed to providing an inclusive and welcoming environment for all employees and applicants. We celebrate diversity and believe it is critical to our success as a company. We do not discriminate on the basis of race, color, religion, national origin, age, sex, gender identity, gender expression, sexual orientation, marital status, veteran status, disability status, or any other legally protected status. All employment decisions at Interface.ai are based on business needs, job requirements, and individual qualifications. We strive to create a culture that values and respects each person's unique perspective and contributions. We encourage all qualified individuals to apply for employment opportunities with Interface.ai and are committed to ensuring that our hiring process is inclusive and accessible.

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