Assistant Underwriter / Junior Underwriter (Retail & Reinsurance – Embedded Insurance)

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    "city": "Bangalore",
    "region": "India",
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  "remote_policy": "hybrid",
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    "datePosted": "2026-01-15",
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      "city": "Bangalore",
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    "description": "<p><span style=\"font-size: 14pt; font-weight: bold\">Assistant Underwriter / Junior Underwriter (Retail &amp; Reinsurance – Embedded Insurance) </span><span style=\"font-size: 14pt\"> </span></p>\n<p><span style=\"font-size: 14pt; font-weight: bold\">Location</span><br><span style=\"font-size: 10pt\">Bangalore (Bengaluru), India or Doha, Qatar </span></p>\n<p><span style=\"font-size: 14pt; font-weight: bold\">About Us</span><span style=\"font-size: 14pt\"> </span></p>\n<p><span style=\"font-size: 10pt\">MIC Global is a full-stack micro-insurance provider, purpose-built to design and deliver embedded parametric micro-insurance solutions to platform companies. Our mission is to make insurance more accessible for new, emerging, and underserved risks using our MiIncome loss-of-income products, MiConnect, MiIdentity, Coverpoint technology, and more — backed by innovative underwriting capabilities as a Lloyd’s Coverholder and through our in-house reinsurer, MicRe. </span></p>\n<p><span style=\"font-size: 10pt\">We operate across 12+ countries, with our Global Operations Center in Bangalore supporting clients worldwide, including a leading global ride-hailing platform and a top international property rental marketplace. Our distributed teams across the UK, USA, and Asia collaborate to ensure that no one is beyond the reach of financial security. </span></p>\n<p><span style=\"font-size: 14pt; font-weight: bold\">About the Role</span><span style=\"font-size: 12pt; font-weight: bold\">:   </span><span style=\"font-size: 12pt\">This role supports the global underwriting team and operations for embedded micro insurance products distributed via platform partners and implemented through fronting insurers and reinsurance arrangements in multiple countries around the world. </span></p>\n<p><span style=\"font-size: 12pt\">You will work at the intersection of retail underwriting, reinsurance structures, and local policy execution, supporting day-to-day retail underwriting operations, coordination with fronting carriers, and data and reporting flows required by reinsurers and our internal teams. </span></p>\n<p><span style=\"font-size: 14pt; font-weight: bold\">Key Roles and Responsibilities</span><span style=\"font-size: 14pt\"> </span></p>\n<p><span style=\"font-size: 10pt; font-weight: bold\">Retail underwriting support (local policy level, multi country)</span><span style=\"font-size: 10pt\"> </span></p>\n<ul>\n<li><span style=\"font-size: 10pt\">Support underwriting of retail risks embedded in partner journeys, typically point of sale solutions. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 10pt\">Support policy issuance, endorsements, cancellations, renewals, and adjustments. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 10pt\">Maintain and secure through company systems audit-ready underwriting documentation. </span></li>\n</ul>\n<p><span style=\"font-size: 10pt; font-weight: bold\">Reinsurance &amp; fronting company coordination</span><span style=\"font-size: 10pt\"> </span></p>\n<ul>\n<li><span style=\"font-size: 10pt\">Support fronted programs and alignment with reinsurance contract, multi country. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 10pt\">Follow up on the delivery of all related documentation. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 10pt\">Keep documentation and data up to date including exposure and loss reporting inputs. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 10pt\">Reconcile data between embedded platforms, fronting carriers, and reinsurers. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 10pt\">Track treaty limits, retentions, and underwriting constraints. </span></li>\n</ul>\n<p><span style=\"font-size: 10pt; font-weight: bold\">Embedded partner &amp; international program operations</span><span style=\"font-size: 10pt\"> </span></p>\n<ul>\n<li><span style=\"font-size: 10pt\">Support rollout of new countries and partners. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 10pt\">Help map underwriting rules to local policy requirements. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 10pt\">Test underwriting and policy issuance workflows. </span></li>\n</ul>\n<p><span style=\"font-size: 10pt; font-weight: bold\">Data quality, controls &amp; reporting</span><span style=\"font-size: 10pt\"> </span></p>\n<ul>\n<li><span style=\"font-size: 10pt\">Ensure underwriting data accuracy for reporting. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 10pt\">Assist with bordereaux preparation and validation. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 10pt\">Support QA checks, audits, and compliance reviews. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 10pt\">Escalate issues impacting regulatory or treaty compliance. </span></li>\n</ul>\n<p><span style=\"font-size: 10pt; font-weight: bold\">Process improvement &amp; scalability</span><span style=\"font-size: 10pt\"> </span></p>\n<ul>\n<li><span style=\"font-size: 10pt\">Identify recurring issues and suggest operational improvements. </span></li>\n<li><span style=\"font-size: 10pt\">Constantly support the process of automation of tasks through implementation of AI tools and technology </span></li>\n<li><span style=\"font-size: 10pt\">Support updates to SOPs and underwriting rules. </span></li>\n</ul>\n<p><span style=\"font-size: 14pt; font-weight: bold\">Required Qualificiations</span><span style=\"font-size: 14pt\"> </span></p>\n<ul>\n<li><span style=\"font-size: 12pt\">Bachelor’s degree (business, finance, insurance, actuarial, analytics preferred). </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 12pt\">3 – 5  years of experience in retail underwriting support and/or reinsurance operations. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 12pt\">Basic understanding of insurance policies and reinsurance concepts. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 12pt\">Strong attention to detail and documentation skills. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 12pt\">Clear written communication skills. </span></li>\n</ul>\n<p><span style=\"font-size: 14pt; font-weight: bold\">Ideal Candidate Profile</span><span style=\"font-size: 14pt\"> </span></p>\n<ul>\n<li><span style=\"font-size: 12pt\">Exposure to fronted insurance programs. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 12pt\">Experience with multi-country insurance operations. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 12pt\">Familiarity with bordereaux and exposure reporting. </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 12pt\">Strong technology knowledge </span></li>\n</ul>\n<ul>\n<li><span style=\"font-size: 12pt\">Experience with embedded or digital insurance products. </span></li>\n</ul>\n<p><span style=\"font-size: 14pt; font-weight: bold\">Career Path</span><span style=\"font-size: 14pt\"> </span></p>\n<p><span style=\"font-size: 12pt\">Progression opportunities include Underwriting Analyst, or Underwriting Operations Lead. </span></p>\n<p><span style=\"font-size: 14pt; font-weight: bold\">Working Model</span><span style=\"font-size: 14pt\"> </span></p>\n<p><span style=\"font-size: 12pt\">Bangalore-or Doha based role; hybrid working as per company procedures and expectations </span></p>\n<p><span style=\"font-size: 12pt\"> </span></p>\n<p><span style=\"font-size: 12pt\"> </span></p>",
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