Sr. Credit Analyst

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  "source_hash": "ecfe5a92d171893f5d43f1803f8b12ab39cbb76c28ae4ec5a4deb9f62a67f682",
  "last_changed_at": "2026-06-03T12:25:06.683Z",
  "active_status": "active"
}

{
  "language": "en",
  "location": {
    "raw": "San Diego, CA",
    "city": "San Diego",
    "region": "CA",
    "country": "United States",
    "is_remote": false,
    "confidence": 0.9
  },
  "salary_max": 120000,
  "salary_min": 95000,
  "inferred_at": "2026-06-06T20:00:50.073Z",
  "launch_scope": {
    "reason": "english_us_canada",
    "included": true,
    "language": "en",
    "location": {
      "raw": "San Diego, CA",
      "city": "San Diego",
      "region": "CA",
      "country": "United States",
      "is_remote": false,
      "confidence": 0.9
    },
    "countries": [
      "United States"
    ]
  },
  "remote_policy": "hybrid",
  "salary_period": "year",
  "workplace_type": "hybrid",
  "salary_currency": "USD"
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{}

{
  "lists": [
    {
      "text": "What You'll Do",
      "content": "\n<li>Analyze complex financial statements, tax returns, and other financial documents to evaluate the creditworthiness of commercial loan applicants.</li>\n<li>Independently review the financial health of businesses by analyzing key financial metrics, such as liquidity, profitability, and leverage.</li>\n<li>Provide guidance and support to junior credit analysts, fostering their professional development.</li>\n<li>Identify credit risks associated with commercial loan applicants.</li>\n<li>Prepare credit reports summarizing findings and underwriting recommendations for large commercial loan decisions.</li>\n<li>Collaborate with colleagues to communicate underwriting decisions to loan applicants and address inquiries or provide information.</li>\n<li>Present and defend credit proposals to the Credit Committee, offering well-supported recommendations for loan approvals, modifications, or declines.</li>\n<li>Make underwriting recommendations based on established criteria and policies.</li>\n<li>Assess the impact of the guarantor on the company’s ability to service debt.</li>\n"
    },
    {
      "text": "What You'll Bring",
      "content": "\n<li>A Bachelor’s degree in Finance, Business, Economics, Accounting, or a related field.</li>\n<li>Six to eight years of experience in finance, banking, accounting, underwriting, or a similar analytical environment.</li>\n<li>A solid understanding of GAAP accounting principles and the ability to dissect financial statements and business bank statements.</li>\n<li>Profound knowledge of the U.S. small business lending landscape, including insights into various industry risk segments.</li>\n<li>Exceptional organizational, communication, and time management skills.</li>\n<li>Proficiency in all Microsoft Office products, G-Suite, and the capability to swiftly learn new programs and CRM systems.</li>\n<li>Superior critical thinking, mathematical, and analytical skills.</li>\n<li>The capacity to make complex decisions under pressure in a fast-paced setting.</li>\n<li>A cover letter is highly encouraged, as it gives us greater insight into your experience and career aspirations.</li>\n"
    },
    {
      "text": "Why You'll Love It Here",
      "content": "\n<li>You will take meaningful ownership of underwriting decisions that directly impact portfolio performance.</li>\n<li>You will deepen your technical expertise while strengthening your independent judgment.</li>\n<li>You will work alongside experienced credit professionals in a collaborative, accountable environment.</li>\n<li>You will continue building a clear path toward further expert underwriting or leadership opportunities.</li>\n"
    },
    {
      "text": "We Offer",
      "content": "\n<li>Comprehensive medical, vision and dental benefits that give you peace of mind.</li>\n<li>Hybrid work schedule allowing you to split your week between coming into the office and working remotely from home.</li>\n<li>Flexible Spending Accounts (FSA) that let you use pre-tax dollars to cover healthcare expenses.</li>\n<li>A fantastic 401K with matching contributions that helps you plan for retirement and build wealth over time.</li>\n<li>Generous sick, vacation, and holiday benefits that give you the time and flexibility you need to enjoy life.</li>\n<li>Paid parental leave to support new and expecting parents, helping offset time away from work as you welcome and care for your growing family.&nbsp;</li>\n<li>A gym membership contribution that supports your well-being, and helps you stay energized and focused.</li>\n<li>An internal referral program that rewards you for bringing talented people to the team.</li>\n<li>Company events that foster a positive and inclusive culture, and create opportunities to bond and grow with your colleagues.</li>\n"
    }
  ],
  "country": "US",
  "createdAt": 1780412622443,
  "updatedAt": null,
  "categories": {
    "team": "Underwriting",
    "location": "San Diego, CA",
    "commitment": "Full-time",
    "department": "Credit",
    "allLocations": [
      "San Diego, CA"
    ]
  },
  "salaryRange": {
    "max": 120000,
    "min": 95000,
    "currency": "USD",
    "interval": "per-year-salary"
  },
  "workplaceType": "hybrid"
}