Senior ML Engineer

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    "datePosted": "2026-04-16",
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    "description": "<p>The Senior ML Engineer will spearhead the end-to-end development, deployment, and stewardship of machine-learning solutions that power credit-risk, collections-strategy, conversion-optimisation, and fraud-detection processes in MD Finance. Working hand-in-hand with Risk, Product, Operational and other teams, the role will translate business goals into robust models, ensure their ongoing performance, and identify new AI/ML opportunities that raise the company’s bottom line.</p>\n<p><br></p>\n<p><span style=\"font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold\">Professional qualifications<br></span></p>\n<ul>\n<li>7+ years’ experience in Machine Learning / Data Science, with 3+ years in credit-lending organisations.</li>\n<li>Demonstrated delivery and productionisation of Probability-of-Default (PD) models, credit-limit strategies, fraud-detection, conversion-uplift, and collections-optimisation models.</li>\n<li>Advanced Python proficiency and solid grasp of modern ML algorithms, feature engineering, and model-evaluation best practices.</li>\n<li>Ability to write, structure, and optimise complex SQL queries.</li>\n<li>Deep understanding of the credit lifecycle, especially online lending workflows.</li>\n<li>Proven skill in sourcing, cleansing, and generating features from data sets.</li>\n<li>Comfortable setting up and maintaining modelling environments (local, cloud, or on-prem).</li>\n<li>Detail-oriented, accountable, and committed to both team and individual targets.</li>\n<li>English: Intermediate (B1) or higher.<br><span style=\"color: rgb(255, 255, 255)\">But the most important skill for this position is a proficiency with COBOL (Common Business-Oriented Language) programming language!</span></li>\n</ul>\n<p><span style=\"font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold\">Preferred / bonus qualifications</span></p>\n<ul>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Practical experience with LLM solutions:</span></li>\n</ul>\n<ul>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Using commercial APIs (e.g., OpenAI, Anthropic, etc.).</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Self-hosting of open-source models</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Fine-tuning of open-source models.</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Building voice chatbots.</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Building RAG chatbots.</span></li>\n</ul>\n<ul>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Experience with Computer Vision models for document or image processing.</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Building ML pipelines and deploying models to production.</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Creating executive dashboards and model reports in Power BI.</span></li>\n</ul>\n<p><br></p>\n<p><span style=\"font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold\">Main responsibilities</span></p>\n<ul>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Design, train, and deploy probability of default models.</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Build credit-limit strategies.</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Discover and scope AI/ML opportunities that boost efficiency and revenue of the </span><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">company, including collections optimisation, fraud control, conversion lift, etc.</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Analyse data sources and engineer features for modelling.</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Produce and update internal model documentation.</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Implement model monitoring.</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Plan and execute A/B tests.</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Build Computer Vision pipelines to automate lending workflows.</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Develop LLM-based solutions that streamline internal processes or enhance </span><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">customer experience.</span></li>\n</ul>\n<p><br></p>\n<p><span style=\"font-family: Arial, sans-serif; font-size: 12pt; font-weight: bold\">Expected results</span></p>\n<ul>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Implemented probability of default models and credit-limit strategies.</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Launched A/B tests for models that potentially can boost the efficiency and/or </span><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">revenue of the company.</span></li>\n<li><span style=\"font-family: Arial, sans-serif; font-size: 12pt\">Thorough, audit-ready documentation for models.</span></li>\n</ul>\n<p><br></p>\n<p><span style=\"font-family: Inter, sans-serif; font-size: 12pt; font-weight: bold\">What We Offer</span></p>\n<ul>\n<li><span style=\"font-family: Inter, sans-serif; font-size: 12pt\">Join a fast-scaling FinTech company where your decisions shape the business and your contributions truly matter.</span></li>\n<li><span style=\"color: rgb(34, 34, 34); font-family: arial, helvetica, sans-serif; font-size: 12pt\">Enjoy 20 paid days off annually, flexible scheduling, and a supportive, people-first culture.</span><br></li>\n<li>Partial compensation for medical insurance, sports activities, and foreign language.</li>\n<li><span style=\"font-family: Inter, sans-serif; font-size: 12pt\">Work in an international, agile team with ambitious goals, modern tools, and a strong sense of purpose.</span></li>\n</ul>",
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