Home › Companies › Eofh Fa Em2 Oraclecloud Com CX 3001 › Manager - Retail Credit - Credit - Housing - DM - Delhi - Swasthya Vihar - JM
Manager - Retail Credit - Credit - Housing - DM - Delhi - Swasthya Vihar - JM
Eofh Fa Em2 Oraclecloud Com CX 3001 · India; Gurgaon - Sector 14, Gurgaon, Haryana, IN · Active · Oracle Recruiting Cloud / Fusion HCM
Job facts
| Field | Value |
|---|---|
| Company | Eofh Fa Em2 Oraclecloud Com CX 3001 |
| Title | Manager - Retail Credit - Credit - Housing - DM - Delhi - Swasthya Vihar - JM |
| Normalized title | - |
| Department / team | - |
| Location | Haryana, IN, United States |
| Work model | - |
| Employment type | Full Time |
| Salary | - |
| Status | active |
| ATS provider | Oracle Recruiting Cloud / Fusion HCM |
| Posted / first seen | 2026-06-05 / 2026-06-06 |
| Changed / last seen | 2026-06-06 / 2026-06-06 |
Related slices
| Page | What it contains | Open |
|---|---|---|
| Company jobs | Active postings from Eofh Fa Em2 Oraclecloud Com CX 3001. | Open |
| Company breakdowns | Role, location, ATS, and work model facets for this company. | Open |
| ATS provider jobs | Active postings observed through Oracle Recruiting Cloud / Fusion HCM. | Open |
| Provider filtered search | The same provider as a filtered job collection. | Open |
| City jobs | Active postings in Haryana. | Open |
| Lifecycle events | Open, update, close, and reopen events for this posting. | Open |
| Original posting | Canonical source or apply URL captured from the ATS. | Open |
Linked records
| Company | Eofh Fa Em2 Oraclecloud Com CX 3001 |
| Source | 6c42faa4-d1e6-4939-8bd9-b26bed034b04 |
| ATS provider | Oracle Recruiting Cloud / Fusion HCM |
Description
Description
10795
· To underwrite mortgage business and manage the portfolio in assigned branch/location
Core Responsibilities:
o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes.
o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures.
o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
o Exceed service quality standards and strive for continuous process improvement
o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.
o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team.
o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.
o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies
o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.
o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV.
Qualification : Graduate, Masters/Post Graduate
Certifications : CA/MBA (Preferable)
Full job record
| Job ID | 2e7b0f9cc9c3c92719737c3374cd8be7054e59d6 |
| Org ID | 96221fa5-af45-45f9-9d03-34a80f71e6df |
| Source ID | 6c42faa4-d1e6-4939-8bd9-b26bed034b04 |
| Board ID | 6c42faa4-d1e6-4939-8bd9-b26bed034b04 |
| Provider | oracle_hcm |
| Provider Job Key | 47458 |
| Title | Manager - Retail Credit - Credit - Housing - DM - Delhi - Swasthya Vihar - JM |
| Normalized Title | — |
| Status | active |
| Active | yes |
| Location Text | India; Gurgaon - Sector 14, Gurgaon, Haryana, IN |
| Department | — |
| Team | — |
| Employment Type | full_time |
| Workplace Type | — |
| Remote Policy | — |
| Country | United States |
| Region | IN |
| City | Haryana |
| Salary Raw | Description 10795 · To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable) |
| Salary Min | — |
| Salary Max | — |
| Salary Currency | — |
| Salary Period | — |
| Source URL | https://eofh.fa.em2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_3001/job/47458 |
| Apply URL | https://eofh.fa.em2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_3001/job/47458 |
| First Seen At | 2026-06-06 11:06:17Z |
| Last Seen At | 2026-06-06 11:06:17Z |
| Last Checked At | 2026-06-06 11:06:17Z |
| Last Changed At | 2026-06-06 11:06:17Z |
| Inactive At | — |
| Source Posted At | 2026-06-05 09:43:03Z |
| Source Updated At | — |
| Raw Payload Uri | s3://job-postings-prod-raw-590183727216/raw/provider=oracle_hcm/board=eofh.fa.em2.oraclecloud.com|CX_3001/date=2026-06-06/2026-06-06T11-03-38-709Z-06ce093af6b4c058f9eb576a70b503881734ac0a11820d14a17dffd84fdb3217.json |
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