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HomeCompaniesEofh Fa Em2 Oraclecloud Com CX 3001Manager - Retail Credit - Credit - Housing - DM - Delhi - Swasthya Vihar - JM

Manager - Retail Credit - Credit - Housing - DM - Delhi - Swasthya Vihar - JM

Eofh Fa Em2 Oraclecloud Com CX 3001 · India; Gurgaon - Sector 14, Gurgaon, Haryana, IN · Active · Oracle Recruiting Cloud / Fusion HCM

Job facts

FieldValue
CompanyEofh Fa Em2 Oraclecloud Com CX 3001
TitleManager - Retail Credit - Credit - Housing - DM - Delhi - Swasthya Vihar - JM
Normalized title-
Department / team-
LocationHaryana, IN, United States
Work model-
Employment typeFull Time
Salary-
Statusactive
ATS providerOracle Recruiting Cloud / Fusion HCM
Posted / first seen2026-06-05 / 2026-06-06
Changed / last seen2026-06-06 / 2026-06-06

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PageWhat it containsOpen
Company jobsActive postings from Eofh Fa Em2 Oraclecloud Com CX 3001.Open
Company breakdownsRole, location, ATS, and work model facets for this company.Open
ATS provider jobsActive postings observed through Oracle Recruiting Cloud / Fusion HCM.Open
Provider filtered searchThe same provider as a filtered job collection.Open
City jobsActive postings in Haryana.Open
Lifecycle eventsOpen, update, close, and reopen events for this posting.Open
Original postingCanonical source or apply URL captured from the ATS.Open

Linked records

CompanyEofh Fa Em2 Oraclecloud Com CX 3001
Source6c42faa4-d1e6-4939-8bd9-b26bed034b04
ATS providerOracle Recruiting Cloud / Fusion HCM

Description

Description 10795 · To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

Full job record

Job ID2e7b0f9cc9c3c92719737c3374cd8be7054e59d6
Org ID96221fa5-af45-45f9-9d03-34a80f71e6df
Source ID6c42faa4-d1e6-4939-8bd9-b26bed034b04
Board ID6c42faa4-d1e6-4939-8bd9-b26bed034b04
Provideroracle_hcm
Provider Job Key47458
TitleManager - Retail Credit - Credit - Housing - DM - Delhi - Swasthya Vihar - JM
Normalized Title
Statusactive
Activeyes
Location TextIndia; Gurgaon - Sector 14, Gurgaon, Haryana, IN
Department
Team
Employment Typefull_time
Workplace Type
Remote Policy
CountryUnited States
RegionIN
CityHaryana
Salary RawDescription 10795 · To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)
Salary Min
Salary Max
Salary Currency
Salary Period
Source URLhttps://eofh.fa.em2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_3001/job/47458
Apply URLhttps://eofh.fa.em2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_3001/job/47458
First Seen At2026-06-06 11:06:17Z
Last Seen At2026-06-06 11:06:17Z
Last Checked At2026-06-06 11:06:17Z
Last Changed At2026-06-06 11:06:17Z
Inactive At
Source Posted At2026-06-05 09:43:03Z
Source Updated At
Raw Payload Uris3://job-postings-prod-raw-590183727216/raw/provider=oracle_hcm/board=eofh.fa.em2.oraclecloud.com|CX_3001/date=2026-06-06/2026-06-06T11-03-38-709Z-06ce093af6b4c058f9eb576a70b503881734ac0a11820d14a17dffd84fdb3217.json
Event Fields
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  "last_changed_at": "2026-06-06T11:06:17.112Z",
  "active_status": "active"
}
Parsed Structured
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  "location": {
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    "city": "Haryana",
    "region": "IN",
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  "salary_max": null,
  "salary_min": null,
  "inferred_at": "2026-06-06T11:06:14.984Z",
  "launch_scope": {
    "reason": "english_us_canada",
    "included": true,
    "language": "en",
    "location": {
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      "city": "Haryana",
      "region": "IN",
      "country": "United States",
      "is_remote": false,
      "confidence": 0.9
    },
    "countries": [
      "United States"
    ]
  },
  "remote_policy": null,
  "salary_period": null,
  "workplace_type": null,
  "salary_currency": null
}
Extensions
{}
Native Structured
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