Member Care Advocate (MCA)

Included Health is on a mission to raise the standard of healthcare for everyone. We simplify healthcare by combining virtual and in-person care with expert navigation, comprehensive support, and technology that makes it easier for members to get the right care at the right time. Our Member Care Advocates (MCAs) are some of the most visible representatives of this mission, helping members feel seen, supported, and confident in navigating their benefits and care options. MCAs are a trusted guide, helping members navigate the fundamentals of their healthcare benefits while delivering high-quality, empathetic support in a high-volume environment. This role requires strong critical thinking and ownership to navigate member needs effectively. This is a remote position and requires a secure, distraction-free home office. New MCA hires start their role in an 3-week paid training period with a strict schedule of 10 a.m. - 7 p.m. EST, Monday - Friday. Upon completion of the 3-week training period, employees will transition to their regular schedule as outlined during their offer and onboarding process. Missing work, leaving early, or arriving late without proper notice is considered an unplanned absence. Please note: No planned time off is permitted during the training period. Pay: The United States new hire hourly rate for this contract position is: $21.00 Benefits: Medical and Dental, will be provided and managed by Contracting Agency. You can become eligible to transition to a permanent position after 5 months of contract work. Our compensation & benefits include: Excellent medical, dental, and vision insurance, plus extensive benefits through our own product (IH4IH) from day one including free virtual primary care, urgent care, and behavioral health. Support via our Employee Assistance Program and the Golden Ticket program for family and friends. We offer competitive salaries with a new hire rate of $24.10 per hour, reflecting expanded responsibilities and our commitment to a living wage. A work-from-home (WFH) stipend to cover your internet expenses and a 401(k) plan with a 50% match on your contributions, up to 6%. Paid time off, generous parental leave, company-wide holidays, and paid volunteer time. As a rapidly expanding company, we offer numerous opportunities for career advancement and professional development. About Included Health Included Health is a new kind of healthcare company, delivering integrated virtual care and navigation. We’re on a mission to raise the standard of healthcare for everyone. We break down barriers to provide high-quality care for every person in every community — no matter where they are in their health journey or what type of care they need, from acute to chronic, behavioral to physical. We offer our members care guidance, advocacy, and access to personalized virtual and in-person care for everyday and urgent care, primary care, behavioral health, and specialty care. It’s all included. Learn more at includedhealth.com. ----- Included Health is an Equal Opportunity Employer and considers applicants for employment without regard to race, color, religion, sex, orientation, national origin, age, disability, genetics or any other basis forbidden under federal, state, or local law. Included Health considers all qualified applicants with arrest or conviction records in accordance with the San Francisco Fair Chance Ordinance, the Los Angeles County Fair Chance Ordinance, and California law. Responsibilities Provide Member-Centered Support in a High-Volume Environment: Answer inbound calls respectfully and empathetically, using clear, plain language to help members feel confident and informed. Resolve Core Member Issues: Address a broad range of member needs, including: Explaining benefits coverage, cost-sharing concepts (deductibles, copays, coinsurance, and out-of-pocket maximums), and basic eligibility details. Finding and confirming in-network providers, updating account information, and providing simple status updates on existing requests. Connecting members to available programs (such as virtual care) by guiding them through standard enrollment or scheduling steps. Own Issues and Empower Members: Resolve clearly defined questions end-to-end using established workflows and scripting, while educating members to reduce future confusion and repeat contacts. Leverage Tools and Resources: Navigate Included Health systems, knowledge bases, and carrier portals to research questions and identify the right next step. Accurately document interactions and follow-up actions, ensuring clear, concise notes that enable continuity of care across the team. Deliver Consistent Quality: Meet or exceed expectations for quality audits and member satisfaction (MSAT), while clearly articulating Included Health's mission and commitment to reducing friction in healthcare. Qualifications Bachelor's degree with a minimum of 2 years of customer service or healthcare experience, OR 5 years of relevant experience in healthcare or benefits navigation. Comfortable handling a high volume of inbound calls throughout the day using VoIP phone systems (e.g., CXOne). Strong familiarity with Google Workspace, Apple products, and customer relationship management (CRM) software, with the ability to learn proprietary tools quickly. Exceptional customer service skills, with the ability to act as a member advocate, de-escalate challenging situations, and maintain a professional, friendly demeanor. Strong verbal communication skills for phone interactions, including the ability to explain benefits, processes, and next steps clearly and confidently. Strong written communication skills in English for accurate, clear documentation of member interactions. Demonstrated ability to think critically within defined workflows, identify when something doesn't look right, and use available resources to resolve well-scoped issues. Comfortable gathering information, asking clarifying questions, and structuring a clear summary when additional follow-up by other teams is needed. Understands and follows HIPAA guidelines and maintains member confidentiality at all times. Ability to work from a secure, distraction-free home office with reliable internet, and the discipline to succeed in a remote environment. Must be able to complete the 3-week paid training period with no planned time off permitted. Training is 10 a.m. - 7 p.m. EST Monday - Friday.

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      "text": "Responsibilities",
      "content": "\n<li><strong>Provide Member-Centered Support in a High-Volume Environment:</strong> Answer inbound calls respectfully and empathetically, using clear, plain language to help members feel confident and informed.</li>\n<li><strong>Resolve Core Member Issues:</strong> Address a broad range of member needs, including:\n\n</li><li>Explaining benefits coverage, cost-sharing concepts (deductibles, copays, coinsurance, and out-of-pocket maximums), and basic eligibility details.</li>\n<li>Finding and confirming in-network providers, updating account information, and providing simple status updates on existing requests.</li>\n<li>Connecting members to available programs (such as virtual care) by guiding them through standard enrollment or scheduling steps.</li>\n\n\n<li><strong>Own Issues and Empower Members:</strong> Resolve clearly defined questions end-to-end using established workflows and scripting, while educating members to reduce future confusion and repeat contacts.</li>\n<li><strong>Leverage Tools and Resources:</strong> Navigate Included Health systems, knowledge bases, and carrier portals to research questions and identify the right next step. Accurately document interactions and follow-up actions, ensuring clear, concise notes that enable continuity of care across the team.</li>\n<li><strong>Deliver Consistent Quality:</strong> Meet or exceed expectations for quality audits and member satisfaction (MSAT), while clearly articulating Included Health's mission and commitment to reducing friction in healthcare.</li>\n"
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      "text": "Qualifications",
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