Home › Companies › 3d151ed3 E7af 4141 8c52 8628f6cedc53 19000101 000001 › Business Development Associate
Business Development Associate
3d151ed3 E7af 4141 8c52 8628f6cedc53 19000101 000001 · Middletown, RI, US, Middletown, RI · Remote · Active · $19–$28 / hour · ADP Workforce Now Recruiting
Job facts
| Field | Value |
|---|---|
| Company | 3d151ed3 E7af 4141 8c52 8628f6cedc53 19000101 000001 |
| Title | Business Development Associate |
| Normalized title | - |
| Department / team | - |
| Location | Middletown, RI, United States |
| Work model | Remote / Remote |
| Employment type | Full Time |
| Salary | $19–$28 / hour |
| Status | active |
| ATS provider | ADP Workforce Now Recruiting |
| Posted / first seen | 2026-04-14 / 2026-05-31 |
| Changed / last seen | 2026-06-22 / 2026-06-22 |
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| Page | What it contains | Open |
|---|---|---|
| Company jobs | Active postings from 3d151ed3 E7af 4141 8c52 8628f6cedc53 19000101 000001. | Open |
| Company breakdowns | Role, location, ATS, and work model facets for this company. | Open |
| ATS provider jobs | Active postings observed through ADP Workforce Now Recruiting. | Open |
| Provider filtered search | The same provider as a filtered job collection. | Open |
| City jobs | Active postings in Middletown. | Open |
| Work model jobs | Active Remote postings. | Open |
| Lifecycle events | Open, update, close, and reopen events for this posting. | Open |
| Original posting | Canonical source or apply URL captured from the ATS. | Open |
Linked records
| Company | 3d151ed3 E7af 4141 8c52 8628f6cedc53 19000101 000001 |
| Source | a80649c6-29b9-4449-8972-937b72599f2d |
| ATS provider | ADP Workforce Now Recruiting |
Description
Business Development Associate
Location: TBD
Department: Retail - TBD
General Business Hours: M-F: 9:00 a.m. – 5:00 p.m.
Shift: 35 hours per week. Eligible for approved overtime.
Managed by (Title): Branch Manager and/or Assigned Retail Loan Officer
Compensation: Hourly + bonuses
FLSA Status: Non-Exempt
Last Updated: 10/2/25
SUMMARY When a top producing Branch Manager or Retail Loan Officer achieves a production level that exceeds the time and effort available from one individual, he or she may choose to build a team of support staff. The Business Development Associate is responsible for many Loan Officer activities for the loan origination team. Through professional persistence, the Business Development Associate maintains a strong client referral base by selling the firm’s loan products and services to meet the needs of its client base such as realtors, builders, home buyers, CPA’s, financial planners and others. In essence, the Business Development Associate is responsible for supporting the growing team’s production.
KNOWLEDGE, EXPERIENCE AND SKILLS REQUIRED
Technical Knowledge, Years of Related Experience, Skills, Licenses, and Systems Experience
Education: Minimum of a high school diploma required. College Degree in Business or Finance preferred, but not required. Experience : Minimum 1+ years of loan originator experience, loan officer assistant experience, or strong sales experience with demonstrated potential to transfer skills to mortgage origination. Minimum of 1+ year of marketing experience in sales environment. Experience supporting a manager on a day to day basis or experience as an executive assistant. Skills: Detail oriented with strong follow-up skills. Interpersonal skills that forge professional relationships and support, strong oral, verbal and written communication skills. Ability to read, write and communicate at a level consistent with the requirements of this position and to generate independents leads for new business. To be knowledgeable and articulate regarding all aspects of the loan products offered such as FHA/VA, FHLMC, FNMA, JUMBO and all other Area, City, State, County and National loan programs that the company offers. Strong skillset in social media marketing and ability to gain customer interaction with such marketing techniques. Systems: Experience using Empower Loan Management Software preferred but training is provided. Other systems/platforms are used daily such as Microsoft Office Suite, Adobe, DocuSign, Social Media and more.
TRAINING REQUIRED Participate in additional training on sales, technology, products, procedures and pricing on an ongoing basis. Complete annual training as required by company policy and law on an annual basis in a timely manner.
RESPONSIBILITIES
Establish, develop and maintain client referral relationships with Realtors, builders, Developers, CPA’s, financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business. Successfully manage marketing on social media for assigned Loan Officer or Branch Manager Receive incoming business from assigned Loan Officer or Branch Manager and address appropriately on behalf of manager Keep informed of trends, changes and developments in the local real estate market and competitor activity. To keep up-to-date with changing rules, regulations and guidelines from FNMA, FHLMC, FHA and VA in addition to other investors and agencies.
To keep informed of all origination, processing, appraisal, underwriting and closing requirements for both company and investor guidelines pertaining to both governments insured and privately insured mortgages.
Negotiate price, terms and conditions with mortgages.
Maintain a professional image and standards consistent with company policies and procedures.
Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to:
Counseling and pre-qualifying potential homebuyers. Taking a complete and accurate loan application. Obtaining all necessary support documents along with the appropriate fees and lock-in information. Overseeing the loan process by monitoring loan status and ensuring conformity with term. Assisting in collecting additional documents and promptly communication loan status to all interested parties. Obtaining loan documentation after closing as directed by corporate or senior management.
Follow through on all professional conditions and continued education requirements for licensure.
Occasionally participate in branch/headquarter meetings that require attendance.
Other duties as assigned by the Branch Manager or assigned Retail Loan Officer.
SPECIFIC ACTIVITIES
Attend and participate in all Monthly Awards Ceremonies, Corporate Gatherings & Training Events. Read all newsletters and bulletins to remain current on corporate policies, procedures, and developments.
DRIVER ELIGIBILITY GUIDELINES
This position requires reliable transportation and the operation of a motor vehicle from time to time in order to perform your required job duties. Drivers must have a valid driver's license of the State they reside in. Additionally, drivers should have at least 2 years of driving experience and be at least 18 years old. Embrace Home Loans reserves the right to enforce additional driver eligibility guidelines as required by law.
MEASUREMENTS OF SUCCESS
Develop and manage a pipeline of users, referrals, client relationships, etc.
Increasing customer base via Marketing tactics
Relationship management and business development.
Customer Satisfaction.
Ability to originate loans for personal and team production.
WORK ENVIRONMENT AND DEMANDS Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Work Environment: Office / Hybrid schedule; A hybrid work schedule of 3 days in the office is mandatory.
Possible Work Hazards: Minimal
Physical Demands: Light
OTHER CONSIDERATIONS/DISCLAIMERS Job Description Disclaimer:
This job description is a general description of essential job functions. It is not intended as an employment contract, nor is it intended to describe all duties someone in this position may perform. All employees are expected to perform tasks as assigned by supervisory personnel, regardless of job title or routine job duties.
ADA Compliance:
Embrace Home Loans is an Equal Opportunity and ADA compliant Employer, committed to diversity in the workplace.
Disclaimer for Connecticut Applicants:
The applicant is not required to disclose the existence of any erased criminal history record information, erased criminal history record information are records pertaining to a finding of delinquency or that a child was a member of a family with service needs, an adjudication as a youthful offender, a criminal charge that has been dismissed or nolled, a criminal charge for which the person has been found not guilty or a conviction for which the person received an absolute pardon or criminal records that are erased pursuant to statute or by other operation of law, and
Any person with erased criminal history record information shall be deemed to have never been arrested within the meaning of the general statutes with respect to the proceedings so erased and may so swear under oath.
Work Location Information:
Embrace supports hybrid work where business needs allow, but is rebuilding a community that looks forward to collaboration within an office setting. All remote work, if allowed, must be performed in a state in which Embrace is registered to do business or presently open to payroll withholding, unemployment insurance as well as workers compensation. Those states are as follows: Alabama, Arizona, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Massachusetts, Maryland, Maine, Minnesota, Missouri, North Carolina, New Hampshire, New Jersey, New York, Ohio, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Virginia, and West Virginia. Even if remote work is permitted, some presence in an office may be necessary based on needs, the nature of work, or in support of corporate sponsored events designed to build community. If your position requires an MLO license, you must be employed within commutable distance of an Embrace office (no home offices) and open to reporting to the office location when required.
Full job record
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| Board ID | a80649c6-29b9-4449-8972-937b72599f2d |
| Provider | adp_workforcenow |
| Provider Job Key | 592159 |
| Title | Business Development Associate |
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| Status | active |
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| Location Text | Middletown, RI, US, Middletown, RI |
| Department | — |
| Team | — |
| Employment Type | full_time |
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| Country | United States |
| Region | RI |
| City | Middletown |
| Salary Raw | 19.23 To 28 (USD) Hourly |
| Salary Min | 19.23 |
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| Source URL | https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=3d151ed3-e7af-4141-8c52-8628f6cedc53&ccId=19000101_000001&lang=en_US&type=JS&jobId=592159&jwId=9204664886943_1 |
| Apply URL | https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=3d151ed3-e7af-4141-8c52-8628f6cedc53&ccId=19000101_000001&lang=en_US&type=JS&jobId=592159&jwId=9204664886943_1 |
| First Seen At | 2026-05-31 18:47:53Z |
| Last Seen At | 2026-06-22 13:42:54Z |
| Last Checked At | 2026-06-22 13:42:54Z |
| Last Changed At | 2026-06-22 13:42:54Z |
| Inactive At | — |
| Source Posted At | 2026-04-14 18:35:00Z |
| Source Updated At | — |
| Raw Payload Uri | s3://job-postings-prod-raw-590183727216/raw/provider=adp_workforcenow/board=3d151ed3-e7af-4141-8c52-8628f6cedc53|19000101_000001/date=2026-06-22/2026-06-22T13-42-48-346Z-78c313d5571127991f73128144525e25eb064655e525e7c4f1ac0fcf3038128e.json |
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"requisitionDescription": "<div><div><div><div><div><div><div><div><div><div><link href=\"https://static.workforcenow.adp.com/mas/mdf-components/24.32.25/styles/froala_editor.pkgd.min.css\" rel=\"stylesheet\" type=\"text/css\"> <link href=\"https://static.workforcenow.adp.com/mas/mdf-components/24.32.25/styles/froala_style.min.css\" rel=\"stylesheet\" type=\"text/css\"><div class=\"fr-view\"><h1 style=\"margin: 0in 0in 3pt; font-size: 21px; font-family: Arial, sans-serif; text-align: left;\" id=\"isPasted\"><u><span style='font-size:29px;font-family:\"Calibri\",sans-serif;color:black;'>Business Development Associate </span></u></h1><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><em><span style='font-size:16px;font-family:\"Calibri\",sans-serif;'> </span></em></p><table border=\"1\" cellspacing=\"0\" cellpadding=\"0\" style=\"border-collapse: collapse;border: none;width: 707px;\"><tbody><tr><td valign=\"top\" style=\"width: 50.3536%; border: 1pt solid windowtext; padding: 0in 5.4pt; vertical-align: top;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Location: </span></strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>TBD</span></p></td><td valign=\"top\" style=\"width: 49.6464%; border-top: 1pt solid windowtext; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-image: initial; border-left: none; padding: 0in 5.4pt; vertical-align: top;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Department:</span></strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'> Retail - TBD</span></p></td></tr><tr><td valign=\"top\" style=\"width: 50.3536%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>General Business Hours: </span></strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>M-F: 9:00 a.m. – 5:00 p.m. </span></p></td><td valign=\"top\" style=\"width: 49.6464%; border-top: none; border-left: none; border-bottom: 1pt solid windowtext; border-right: 1pt solid windowtext; padding: 0in 5.4pt; vertical-align: top;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Shift: </span></strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>35</span><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'> hours per week. Eligible for approved overtime.</span></p></td></tr><tr><td valign=\"top\" style=\"width: 50.3536%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Managed by (Title): </span></strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Branch Manager<strong> </strong></span><span style='font-family:\"Segoe UI\",sans-serif;color:black;background:white;'>and/or Assigned Retail Loan Officer </span></p></td><td valign=\"top\" style=\"width: 49.6464%; border-top: none; border-left: none; border-bottom: 1pt solid windowtext; border-right: 1pt solid windowtext; padding: 0in 5.4pt; vertical-align: top;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Compensation:</span></strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'> Hourly + bonuses</span></p></td></tr><tr><td valign=\"top\" style=\"width: 50.3536%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>FLSA Status: </span></strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Non-Exempt</span></p></td><td valign=\"top\" style=\"width: 49.6464%; border-top: none; border-left: none; border-bottom: 1pt solid windowtext; border-right: 1pt solid windowtext; padding: 0in 5.4pt; vertical-align: top;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Last Updated:</span></strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'> 10/2/25</span></p></td></tr></tbody></table><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'> </span></p><table border=\"1\" cellspacing=\"0\" cellpadding=\"0\" style=\"border-collapse: collapse;border: none;width: 707px;\"><tbody><tr><td valign=\"top\" style=\"width: 100%; border: 1pt solid windowtext; background: rgb(231, 230, 230); padding: 0in 5.4pt; height: 10.3pt; vertical-align: top;\"><h5 style='margin:0in;margin-bottom:.0001pt;text-align:center;font-size:15px;font-family:\"Arial\",sans-serif;'><span style='font-family:\"Calibri\",sans-serif;'>SUMMARY</span></h5></td></tr><tr><td valign=\"top\" style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><p style='box-sizing: inherit; margin: 0px; padding: 0px; border-color: rgba(0, 0, 0, 0.9); border-style: none; border-width: 0px; border-image: none 100% / 1 / 0 stretch; font-size: 14px; vertical-align: baseline; background: none 0% 0% / auto repeat scroll padding-box border-box rgb(255, 255, 255); font-weight: 400; line-height: 1.5; color: rgba(0, 0, 0, 0.9); font-family: -apple-system, system-ui, BlinkMacSystemFont, \"Segoe UI\", Roboto, \"Helvetica Neue\", \"Fira Sans\", Ubuntu, Oxygen, \"Oxygen Sans\", Cantarell, \"Droid Sans\", \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\", \"Lucida Grande\", Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;' id=\"isPasted\">When a top producing Branch Manager or Retail Loan Officer achieves a production level that exceeds the time and effort available from one individual, he or she may choose to build a team of support staff. The Business Development Associate is responsible for many Loan Officer activities for the loan origination team. Through professional persistence, the Business Development Associate maintains a strong client referral base by selling the firm’s loan products and services to meet the needs of its client base such as realtors, builders, home buyers, CPA’s, financial planners and others. In essence, the Business Development Associate is responsible for supporting the growing team’s production.<span style='box-sizing: inherit; margin: 0px; padding: 0px; border-color: rgba(0, 0, 0, 0.9); border-style: none; border-width: 0px; border-image: none 100% / 1 / 0 stretch; font-size: 14px; vertical-align: baseline; background: none 0% 0% / auto repeat scroll padding-box border-box rgba(0, 0, 0, 0); outline: rgba(0, 0, 0, 0.9) none 0px; white-space: pre !important; font-family: -apple-system, system-ui, BlinkMacSystemFont, \"Segoe UI\", Roboto, \"Helvetica Neue\", \"Fira Sans\", Ubuntu, Oxygen, \"Oxygen Sans\", Cantarell, \"Droid Sans\", \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\", \"Lucida Grande\", Helvetica, Arial, sans-serif;'> </span></p><p style='box-sizing: inherit; margin: 0px; padding: 0px; border-color: rgba(0, 0, 0, 0.9); border-style: none; border-width: 0px; border-image: none 100% / 1 / 0 stretch; font-size: 14px; vertical-align: baseline; background: none 0% 0% / auto repeat scroll padding-box border-box rgb(255, 255, 255); font-weight: 400; line-height: 1.5; color: rgba(0, 0, 0, 0.9); font-family: -apple-system, system-ui, BlinkMacSystemFont, \"Segoe UI\", Roboto, \"Helvetica Neue\", \"Fira Sans\", Ubuntu, Oxygen, \"Oxygen Sans\", Cantarell, \"Droid Sans\", \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\", \"Lucida Grande\", Helvetica, Arial, sans-serif; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'><span style='box-sizing: inherit; margin: 0px; padding: 0px; border-color: rgba(0, 0, 0, 0.9); border-style: none; border-width: 0px; border-image: none 100% / 1 / 0 stretch; font-size: 14px; vertical-align: baseline; background: none 0% 0% / auto repeat scroll padding-box border-box rgba(0, 0, 0, 0); outline: rgba(0, 0, 0, 0.9) none 0px; white-space: pre !important; font-family: -apple-system, system-ui, BlinkMacSystemFont, \"Segoe UI\", Roboto, \"Helvetica Neue\", \"Fira Sans\", Ubuntu, Oxygen, \"Oxygen Sans\", Cantarell, \"Droid Sans\", \"Apple Color Emoji\", \"Segoe UI Emoji\", \"Segoe UI Emoji\", \"Segoe UI Symbol\", \"Lucida Grande\", Helvetica, Arial, sans-serif;'> </span></p></td></tr></tbody></table><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'> </span></p><table border=\"1\" cellspacing=\"0\" cellpadding=\"0\" style=\"border-collapse: collapse;border: none;width: 707px;\"><tbody><tr><td style=\"width: 100%; border: 1pt solid windowtext; background: rgb(231, 230, 230); padding: 0in 5.4pt;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><strong><span style='font-size:15px;font-family: \"Calibri\",sans-serif;'>KNOWLEDGE, EXPERIENCE AND SKILLS REQUIRED </span></strong></p><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Technical Knowledge, Years of Related Experience, Skills, Licenses, and Systems Experience</span></p></td></tr><tr><td valign=\"top\" style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><ol style=\"margin-bottom:0in;margin-top:0in;\" start=\"1\" type=\"A\"><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Education:</span></strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'> <span style=\"color:black;background:white;\">Minimum of a high school diploma required. College Degree in Business or Finance preferred, but not required. </span></span></li><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Experience</span></strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>: <span style=\"color:black;background:white;\">Minimum 1+ years of loan originator experience, loan officer assistant experience, or strong sales experience with demonstrated potential to transfer skills to mortgage origination. Minimum of 1+ year of marketing experience in sales environment. Experience supporting a manager on a day to day basis or experience as an executive assistant. </span></span></li><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Skills:</span></strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'> <span style=\"color:black;background:white;\">Detail oriented with strong follow-up skills. Interpersonal skills that forge professional relationships and support, strong oral, verbal and written communication skills. Ability to read, write and communicate at a level consistent with the requirements of this position and to generate independents leads for new business. To be knowledgeable and articulate regarding all aspects of the loan products offered such as FHA/VA, FHLMC, FNMA, JUMBO and all other Area, City, State, County and National loan programs that the company offers. Strong skillset in social media marketing and ability to gain customer interaction with such marketing techniques. </span></span></li><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Systems: </span></strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;color:black;background:white;'>Experience using Empower Loan Management Software preferred but training is provided. Other systems/platforms are used daily such as Microsoft Office Suite, Adobe, DocuSign, Social Media and more.</span><span style=\"font-size:14px;color:black;background:white;\"> </span></li></ol></td></tr></tbody></table><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'> </span></p><table border=\"1\" cellspacing=\"0\" cellpadding=\"0\" style=\"border-collapse: collapse;border: none;width: 707px;\"><tbody><tr><td valign=\"top\" style=\"width: 100%; border: 1pt solid windowtext; background: rgb(231, 230, 230); padding: 0in 5.4pt; vertical-align: top;\"><h5 style='margin:0in;margin-bottom:.0001pt;text-align:center;font-size:15px;font-family:\"Arial\",sans-serif;'><span style='font-family:\"Calibri\",sans-serif;'>TRAINING REQUIRED</span></h5></td></tr><tr><td valign=\"top\" style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:justify;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Participate in additional training on sales, technology, products, procedures and pricing on an ongoing basis. Complete annual training as required by company policy and law on an annual basis in a timely manner. </span></p></td></tr></tbody></table><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'> </span></p><table border=\"1\" cellspacing=\"0\" cellpadding=\"0\" width=\"0\" style=\"width: 55%; border-collapse: collapse; border: none; margin-right: calc(45%);\"><tbody><tr><td valign=\"top\" style=\"width: 95.5805%; border: 1pt solid windowtext; background: rgb(231, 230, 230); padding: 0in 5.4pt; height: 18.4pt; vertical-align: top;\"><h5 style='margin:0in;margin-bottom:.0001pt;text-align:center;font-size:15px;font-family:\"Arial\",sans-serif;'><span style='font-family:\"Calibri\",sans-serif;'>RESPONSIBILITIES</span></h5></td><td style=\"border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom: 1pt solid windowtext; width: 4.2876%;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'> </p></td></tr><tr><td colspan=\"2\" valign=\"top\" style=\"width: 738px; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><ul style=\"margin-bottom:0in;margin-top:0in;\" type=\"disc\"><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;color:black;background: white;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Establish, develop and maintain client referral relationships with Realtors, builders, Developers, CPA’s, financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business.</span></li></ul></td></tr><tr><td colspan=\"2\" valign=\"top\" style=\"width: 738px; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><ul style=\"margin-bottom:0in;margin-top:0in;\" type=\"disc\"><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;color:black;background: white;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Successfully manage marketing on social media for assigned Loan Officer or Branch Manager </span></li></ul></td></tr><tr><td colspan=\"2\" valign=\"top\" style=\"width: 738px; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><ul style=\"margin-bottom:0in;margin-top:0in;\" type=\"disc\"><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;color:black;background: white;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Receive incoming business from assigned Loan Officer or Branch Manager and address appropriately on behalf of manager </span></li></ul></td></tr><tr><td colspan=\"2\" valign=\"top\" style=\"width: 738px; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><ul style=\"margin-bottom:0in;margin-top:0in;\" type=\"disc\"><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;color:black;background: white;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Keep informed of trends, changes and developments in the local real estate market and competitor activity.</span></li></ul></td></tr><tr><td valign=\"top\" style=\"width: 95.5805%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><ul style=\"margin-bottom:0in;margin-top:0in;\" type=\"disc\"><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;color:black;background: white;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>To keep up-to-date with changing rules, regulations and guidelines from FNMA, FHLMC, FHA and VA in addition to other investors and agencies.</span></li></ul></td><td style=\"border: none; padding: 0in; width: 4.2876%;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'> </p></td></tr><tr><td valign=\"top\" style=\"width: 95.5805%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><ul style=\"margin-bottom:0in;margin-top:0in;\" type=\"disc\"><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;color:black;background: white;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>To keep informed of all origination, processing, appraisal, underwriting and closing requirements for both company and investor guidelines pertaining to both governments insured and privately insured mortgages.</span></li></ul></td><td style=\"border: none; padding: 0in; width: 4.2876%;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'> </p></td></tr><tr><td valign=\"top\" style=\"width: 95.5805%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><ul style=\"margin-bottom:0in;margin-top:0in;\" type=\"disc\"><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;color:black;background: white;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Negotiate price, terms and conditions with mortgages.</span></li></ul></td><td style=\"border: none; padding: 0in; width: 4.2876%;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'> </p></td></tr><tr><td style=\"width: 95.5805%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt;\"><ul style=\"margin-bottom:0in;margin-top:0in;\" type=\"disc\"><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;color:black;background: white;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Maintain a professional image and standards consistent with company policies and procedures.</span></li></ul></td><td style=\"border: none; padding: 0in; width: 4.2876%;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'> </p></td></tr><tr><td style=\"width: 95.5805%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; height: 16.15pt;\"><p style='margin:0in;margin-bottom:11.25pt;font-size:13px;font-family:\"Arial\",sans-serif;background:white;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;color:black;'>Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to:</span></p><ul style=\"margin-bottom:0in;margin-top:0in;\" type=\"disc\"><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;color:black;background: white;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Counseling and pre-qualifying potential homebuyers.</span></li><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;color:black;background: white;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Taking a complete and accurate loan application. </span></li><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;color:black;background: white;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Obtaining all necessary support documents along with the appropriate fees and lock-in information.</span></li><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;color:black;background: white;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Overseeing the loan process by monitoring loan status and ensuring conformity with term.</span></li><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;color:black;background: white;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Assisting in collecting additional documents and promptly communication loan status to all interested parties.</span></li><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;color:black;background: white;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Obtaining loan documentation after closing as directed by corporate or senior management.</span></li></ul></td><td style=\"border: none; padding: 0in; width: 4.2876%;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'> </p></td></tr><tr><td style=\"width: 95.5805%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; height: 16.15pt;\"><ul style=\"margin-bottom:0in;margin-top:0in;\" type=\"disc\"><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;color:black;background:white;'><span style='font-size:15px;font-family: \"Calibri\",sans-serif;'>Follow through on all professional conditions and continued education requirements for licensure.</span></li></ul></td><td style=\"border: none; padding: 0in; width: 4.2876%;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'> </p></td></tr><tr><td style=\"width: 95.5805%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; height: 19.75pt;\"><ul style=\"margin-bottom:0in;margin-top:0in;\" type=\"disc\"><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Occasionally participate in branch/headquarter meetings that require attendance.</span></li></ul></td><td style=\"border: none; padding: 0in; width: 4.2876%;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'> </p></td></tr><tr><td style=\"width: 95.5805%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; height: 17.5pt;\"><ul style=\"margin-bottom:0in;margin-top:0in;\" type=\"disc\"><li style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Other duties as assigned by the Branch Manager or assigned Retail Loan Officer.</span></li></ul></td><td style=\"border: none; padding: 0in; width: 4.2876%;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'> </p></td></tr><tr><td style=\"width: 95.5805%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; height: 35.5pt;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><strong><span style='font-size:15px;font-family: \"Calibri\",sans-serif;'>SPECIFIC ACTIVITIES</span></strong></p><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:justify;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Attend and participate in all Monthly Awards Ceremonies, Corporate Gatherings & Training Events. Read all newsletters and bulletins to remain current on corporate policies, procedures, and developments. </span></p></td><td style=\"border: none; padding: 0in; width: 4.2876%;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'> </p></td></tr></tbody></table><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'> </span></p><table border=\"1\" cellspacing=\"0\" cellpadding=\"0\" style=\"border-collapse: collapse;border: none;width: 707px;\"><tbody><tr><td valign=\"top\" style=\"width: 100%; border: 1pt solid windowtext; background: rgb(231, 230, 230); padding: 0in 5.4pt; vertical-align: top;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><strong><span style='font-size:15px;font-family: \"Calibri\",sans-serif;'>DRIVER ELIGIBILITY GUIDELINES</span></strong></p></td></tr><tr><td style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><em><span style='font-size:15px;font-family:\"Calibri\",sans-serif;color:black;background:white;font-style:normal;'>This position requires reliable transportation and the operation of a motor vehicle from time to time in order to perform your required job duties. Drivers must have a valid driver's license of the State they reside in. Additionally, drivers should have at least 2 years of driving experience and be at least 18 years old. Embrace Home Loans reserves the right to enforce additional driver eligibility guidelines as required by law.</span></em><em><strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;color:black;background:white;'> </span></strong></em></p></td></tr></tbody></table><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'> </span></p><table border=\"1\" cellspacing=\"0\" cellpadding=\"0\" style=\"border-collapse: collapse;border: none;width: 707px;\"><tbody><tr><td valign=\"top\" style=\"width: 100%; border: 1pt solid windowtext; background: rgb(231, 230, 230); padding: 0in 5.4pt; vertical-align: top;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><strong><span style='font-size:15px;font-family: \"Calibri\",sans-serif;'>MEASUREMENTS OF SUCCESS</span></strong></p></td></tr><tr><td style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Develop and manage a pipeline of users, referrals, client relationships, etc. </span></p></td></tr><tr><td style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Increasing customer base via Marketing tactics </span></p></td></tr><tr><td style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Relationship management and business development.</span></p></td></tr><tr><td style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Times New Roman\",serif;color:blue;font-style:italic;text-align:center;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;color:windowtext;font-style:normal;'>Customer Satisfaction.</span></p></td></tr><tr><td style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Times New Roman\",serif;color:blue;font-style:italic;text-align:center;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;color:black;background:white;font-style:normal;'>Ability to originate loans for personal and team production.</span></p></td></tr></tbody></table><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'> </span></p><table border=\"1\" cellspacing=\"0\" cellpadding=\"0\" style=\"border-collapse: collapse;border: none;width: 707px;\"><tbody><tr><td valign=\"top\" style=\"width: 100%; border: 1pt solid windowtext; background: rgb(231, 230, 230); padding: 0in 5.4pt; vertical-align: top;\"><h5 style='margin:0in;margin-bottom:.0001pt;text-align:center;font-size:15px;font-family:\"Arial\",sans-serif;'><span style='font-family:\"Calibri\",sans-serif;'>WORK ENVIRONMENT AND DEMANDS </span></h5><h5 style='margin:0in;margin-bottom:.0001pt;text-align:center;font-size:15px;font-family:\"Arial\",sans-serif;'><span style='font-family:\"Calibri\",sans-serif;font-weight:normal;'>Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</span></h5></td></tr><tr><td style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><strong><span style='font-size:15px;font-family: \"Calibri\",sans-serif;'>Work Environment: </span></strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Office <strong><span style='font-family:\"Calibri\",sans-serif;color:black;background:white;font-weight:normal;'>/ Hybrid schedule; A hybrid work schedule of 3 days in the office is </span></strong><strong><span style='font-family:\"Calibri\",sans-serif;color:black;background:white;'>mandatory.</span></strong></span></p></td></tr><tr><td style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><strong><span style='font-size:15px;font-family: \"Calibri\",sans-serif;'>Possible Work Hazards: </span></strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Minimal</span></p></td></tr><tr><td valign=\"top\" style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><strong><span style='font-size:15px;font-family: \"Calibri\",sans-serif;'>Physical Demands: </span></strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Light</span></p></td></tr><tr><td valign=\"top\" style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; background: rgb(231, 230, 230); padding: 0in 5.4pt; vertical-align: top;\"><h5 style='margin:0in;margin-bottom:.0001pt;text-align:center;font-size:15px;font-family:\"Arial\",sans-serif;'><span style='font-size:16px;font-family:\"Calibri\",sans-serif;'>OTHER CONSIDERATIONS/DISCLAIMERS</span></h5></td></tr><tr><td style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><strong><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Job Description Disclaimer:</span></strong></p><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>This job description is a general description of essential job functions. It is not intended as an employment contract, nor is it intended to describe all duties someone in this position may perform. All employees are expected to perform tasks as assigned by supervisory personnel, regardless of job title or routine job duties.</span></p></td></tr><tr><td style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><strong><span style='font-size:15px;font-family: \"Calibri\",sans-serif;'>ADA Compliance:</span></strong></p><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Embrace Home Loans is an Equal Opportunity and ADA compliant Employer, committed to diversity in the workplace.</span></p></td></tr><tr><td valign=\"top\" style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><strong><span style='font-size:15px;font-family: \"Calibri\",sans-serif;'>Disclaimer for Connecticut Applicants:</span></strong></p><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>The applicant is not required to disclose the existence of any erased criminal history record information, erased criminal history record information are records pertaining to a finding of delinquency or that a child was a member of a family with service needs, an adjudication as a youthful offender, a criminal charge that has been dismissed or nolled, a criminal charge for which the person has been found not guilty or a conviction for which the person received an absolute pardon or criminal records that are erased pursuant to statute or by other operation of law, and</span></p><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Any person with erased criminal history record information shall be deemed to have never been arrested within the meaning of the general statutes with respect to the proceedings so erased and may so swear under oath.</span></p></td></tr><tr><td valign=\"top\" style=\"width: 100%; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-image: initial; border-top: none; padding: 0in 5.4pt; vertical-align: top;\"><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><strong><span style='font-size:15px;font-family: \"Calibri\",sans-serif;'>Work Location Information:</span></strong></p><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><span style='font-size:15px;font-family:\"Calibri\",sans-serif;'>Embrace supports hybrid work where business needs allow, but is rebuilding a community that looks forward to collaboration within an office setting. All remote work, if allowed, must be performed in a state in which Embrace is registered to do business or presently open to payroll withholding, unemployment insurance as well as workers compensation. Those states are as follows: Alabama, Arizona, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Massachusetts, Maryland, Maine, Minnesota, Missouri, North Carolina, New Hampshire, New Jersey, New York, Ohio, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Virginia, and West Virginia. Even if remote work is permitted, some presence in an office may be necessary based on needs, the nature of work, or in support of corporate sponsored events designed to build community. If your position requires an MLO license, you must be employed within commutable distance of an Embrace office (no home offices) and open to reporting to the office location when required.</span></p></td></tr></tbody></table><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Times New Roman\",serif;color:blue;font-style:italic;'><span style='font-size:16px;font-family:\"Calibri\",sans-serif;'> </span></p><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Times New Roman\",serif;color:blue;font-style:italic;text-align:center;'><span style='font-size:12px;font-family:\"Calibri\",sans-serif;color:windowtext;'> </span></p><p style='margin:0in;margin-bottom:.0001pt;font-size:13px;font-family:\"Arial\",sans-serif;text-align:center;'><span style='font-size:16px;font-family:\"Calibri\",sans-serif;'> </span></p></div></div></div></div></div></div></div></div></div></div></div>\n",
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