Senior Product Manager

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    "location": {
      "city": "Cape Town",
      "state": "South Africa",
      "postalCode": "7530",
      "addressCountry": "South Africa"
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    "datePosted": "2026-02-02",
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    "description": "<p><span style=\"font-weight: bold\"><span>About Kuunda</span></span><span> </span></p>\n<p><span><br></span><span>Kuunda is a B2B embedded digital financial company that provides liquidity to the informal sector through digital infrastructure and advanced decisioning models. We specialize in real-time, transaction-based lending solutions that support sustainable economic productivity. Our work enables agent networks, small businesses, and consumers to access financing products and services that drive growth and resilience.</span><span> </span></p>\n<p><br></p>\n<p><span style=\"font-weight: bold\"><span><span>Role Purpose</span></span></span><span> </span></p>\n<p><br></p>\n<p><span><span>This role owns all<span> </span></span><span>consumer lending products</span><span><span> </span>across<span> </span></span><span>Kuunda</span><span><span> </span>and is directly accountable for<span> </span></span><span>revenue performance, growth, and product health</span><span>. Consumer products are the company’s highest-revenue<span> </span></span><span>portfolio</span><span><span> </span>and this role sits at the<span> </span></span><span>center</span><span><span> </span>of decision-making across product, risk, commercial, and operations.</span></span><span> </span></p>\n<p><span><span>The role is product-led but performance-driven. You will set direction, make hard trade-offs, diagnose problems fast, and move markets<span> </span></span><span>forward</span><span><span> </span>with conviction. You are expected to think commercially, act analytically, and execute decisively in a high-pace scale-up environment<span> </span></span><span>operating</span><span><span> </span>across multiple African markets.</span></span><span> </span></p>\n<p><em>This is not a delivery PM role. It is a product owner with a performance mandate. </em></p>\n<p><br></p>\n<p><span style=\"font-weight: bold\"><span><span>What You Will Own</span></span></span><br></p>\n<p><br></p>\n<p><span style=\"font-size: 12pt\"><span>• End-to-end ownership of all consumer lending products across markets</span></span><span style=\"font-size: 12pt\"><span> </span><br></span><span style=\"font-size: 12pt\"><span>• Revenue growth,<span> </span></span><span>produc</span><span>t economics, portfolio<span> </span></span><span>health</span><span><span> </span>and product sustainability</span></span><span style=\"font-size: 12pt\"><span> </span><br></span><span style=\"font-size: 12pt\"><span>• Product strategy,<span> </span></span><span>prioritization</span><span><span> </span>and roadmap decisions for consumer lending</span></span><span style=\"font-size: 12pt\"><span> </span><br></span><span style=\"font-size: 12pt\"><span>• Translation of market,<span> </span></span><span>data</span><span><span> </span>and risk signals into product actions</span></span><span style=\"font-size: 12pt\"><span> </span><br></span><span style=\"font-size: 12pt\"><span>• Clear go or no-go decisions on launches, pricing,<span> </span></span><span>rules</span><span><span> </span>and enhancements</span></span><span style=\"font-size: 12pt\"> </span></p>\n<p><span style=\"font-weight: bold\"><span><br></span></span><br></p>\n<p><span style=\"font-weight: bold\"><span><span>Core Responsibilities</span></span></span><span> </span></p>\n<p><span style=\"font-weight: bold\"><span><span>Product Ownership &amp; Strategy</span></span></span><span> </span></p>\n<ul>\n<li><span><span>Own the consumer lending product suite across all partners and markets</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Define product strategy, positioning, and differentiation by market</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Drive<span> </span></span><span>prioritization</span><span><span> </span>decisions based on data, revenue<span> </span></span><span>impact</span><span><span> </span>and risk</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Translate technical and risk constraints into clear business requirements</span></span><span> </span></li>\n</ul>\n<p><span style=\"font-weight: bold\"><span><span>Performance &amp; Analytics</span></span></span><span> </span></p>\n<ul>\n<li><span><span>Own key metrics including growth,<span> </span></span><span>revenue</span><span>, default,<span> </span></span><span>utilization</span><span><span> </span>and retention</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Use data to diagnose performance issues and act quickly</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Make analytically backed decisions under pressure</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Work closely with<span> </span></span><span>data</span><span>,<span> </span></span><span>risk</span><span><span> </span>and finance teams<span> </span></span><span>to ensure</span><span><span> </span></span><span>new product designs are strong revenue generators and existing product grow in<span> </span></span><span>line with<span> </span></span><span>forecasted</span><span><span> </span>growth targets</span></span><span> </span></li>\n</ul>\n<p><span style=\"font-weight: bold\"><span><span>Commercial &amp; Liquidity Problem-Solving</span></span></span><span> </span></p>\n<ul>\n<li><span><span>Design product responses to liquidity constraints across African markets</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Shape pricing,<span> </span></span><span>fees</span><span><span> </span>and rules to balance growth and portfolio quality</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Support partner discussions with clear<span> </span></span><span>commercial and market<span> </span></span><span>knowledge</span><span><span> </span></span><span>reasoning</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Understand and influence<span> </span></span><span>product<span> </span></span><span>economics end-to-end</span></span><span> </span></li>\n</ul>\n<p><span style=\"font-weight: bold\"><span><span>Execution in a Scale-Up Environment</span></span></span><span> </span></p>\n<ul>\n<li><span><span>Operate comfortably in ambiguity with limited process</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Solve problems on the spot without waiting for perfect information</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Move fast while<span> </span></span><span>maintaining</span><span><span> </span>product discipline</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Work cross-functionally with Tech, Ops, Risk and Commercial teams</span></span><span> </span></li>\n</ul>\n<p><span style=\"font-weight: bold\"><span><span>Market &amp; Partner Engagement</span></span></span><span> </span></p>\n<ul>\n<li><span><span>Engage directly with partners,<span> </span></span><span>operators</span><span><span> </span>and internal stakeholders</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Travel regularly across markets to understand on-the-ground realities</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Bring market insight back into product and performance decisions</span></span><span> </span></li>\n</ul>\n<p><br></p>\n<p><span style=\"font-weight: bold\"><span><span>Who You Are:</span></span></span></p>\n<p><br></p>\n<p>Strong analytical skills with confidence in daily data use; research‑driven and commercially minded</p>\n<p>Thrives in high‑pressure environments, making clear, decisive decisions and standing by them</p>\n<p>Tackles complex, real‑world problems with practical solutions, energized by growth and scale</p>\n<p>Communicates technical issues in clear, accessible business language</p>\n<p><span> </span></p>\n<p><span style=\"font-weight: bold\"><span><span>Experience &amp; Track Record</span></span></span><span> </span></p>\n<ul>\n<li><span><span>Senior product management experience in fintech, lending, mobile<span> </span></span><span>money</span><span><span> </span>or financial services</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Direct ownership of revenue-generating products</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Experience working in scale-ups or fast-growing environments</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Exposure to multi-market or emerging market operations</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Proven history of shipping,<span> </span></span><span>scaling</span><span><span> </span>and improving products</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Clear<span> </span></span><span>track record</span><span><span> </span>of achievement,<span> </span></span><span>progression</span><span><span> </span>and impact</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Experience hiring,<span> </span></span><span>mentoring</span><span><span> </span>or building strong teams is a plus</span></span><span> </span></li>\n</ul>\n<p><span> </span></p>\n<p><span style=\"font-weight: bold\"><span><span>What Success Looks Like</span></span></span><span> </span></p>\n<ul>\n<li><span><span>Consumer products grow sustainably across markets</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Product decisions are faster,<span> </span></span><span>clearer</span><span><span> </span>and data-led</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Portfolio performance improves through better product design</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Teams have clarity and confidence in product direction</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Partners see<span> </span></span><span>Kuunda</span><span><span> </span>as commercially sharp and execution-strong</span></span><span> </span></li>\n</ul>\n<p><span style=\"font-weight: bold\"><span><span>Bonus </span></span></span><span> </span></p>\n<ul>\n<li><span><span>Has worked in lending as a service business.</span></span><span> </span></li>\n</ul>\n<ul>\n<li><span><span>Speaks French</span></span><span> </span></li>\n</ul>\n<p><span style=\"font-weight: bold\"><span><br></span></span><br></p>\n<p><span style=\"font-weight: bold\"><span>What You’ll Get From Us</span></span><span> </span></p>\n<p><span>We’re a team of independent-minded people with diverse skills and shared purpose. Our culture of collaboration and resilience allows us to amplify each other’s strengths and create meaningful change.</span><span> </span></p>\n<p><span><br></span></p>\n<p><span>We offer:</span><span> </span></p>\n<ul>\n<li><span>Competitive salary and performance-based bonus.</span><span> </span></li>\n</ul>\n<ul>\n<li><span>Professional development and career growth opportunities.</span><span> </span></li>\n</ul>\n<ul>\n<li><span>Flexible work arrangements and an inclusive culture.</span><span> </span></li>\n<li><span>An exciting environment at the forefront of fintech innovation.</span><span> </span></li>\n</ul>",
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