Credit Analyst

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    "requisitionDescription": "<div><p data-pasted=\"true\"><strong>RESPONSIBILITIES:</strong></p><p>Responsible for providing analytical services relating to the lending activities of the institution; analyzing financial statements and other relevant data and making recommendations with respect to credit worthiness. Assist with reviewing appraisals.</p><p><br></p><p><strong>REQUIRED EDUCATION, TRAINING, ETC.</strong></p><p>A Bachelor&rsquo;s degree in Finance, Accounting or other related field, or a high school diploma with a minimum of three (3) years accounting related experience, must possess strong analytical skills, organized work habits and good interpersonal and communication skills.<br>&nbsp;______________________________________________________________________________</p><p>Duties include, but are not limited, to the following:</p><ul type=\"disc\"><li>Conduct credit investigations and analyze credit information pertaining to loans;</li><li>Investigate all available sources of credit and financial information;&nbsp;</li><li>Analyze financial statements and related material;&nbsp;</li><li>Prepare presentations for loan committee and/or Board of Directors;</li><li>Prepare various reports for commercial lenders as needed;</li><li>Ensure current financial statements are received in a timely manner.&nbsp;</li><li>Order and review appraisals, and authorize payment;&nbsp;</li><li>Make recommendations to your supervisor regarding adding and removing appraisers;</li><li>Assist with gathering relevant financial information from various sources pertaining to a loan request;</li><li>Make recommendations to supervisor regarding revisions to the Loan Policy;</li><li>Ensure that the procedure manual for the department is kept current;</li><li>Make recommendations to supervisor about possible methods to improve the&nbsp;</li></ul><p style=\"margin-left:.5in;\">department;</p><ul type=\"disc\"><li>Participate in community affairs to increase the bank&#39;s visibility and to enhance new business opportunities;</li><li>Assume additional responsibilities as directed.</li></ul><p><br></p><p data-pasted=\"true\"><strong>PHYSICAL REQUIREMENTS:</strong></p><p>In addition to conducting business in an office environment, the Credit Analyst must be able to reach, pull, lift and carry.</p></div>\n",
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